Insufficient historyDirect · GrowthToo thin to judge
Bajaj Finserv Ultra Short to Short Term Fund
Bajaj Finserv Mutual FundIncome/Debt Oriented Schemes - Ultra Short to Short Term Fund0.7 years
- NAV
- 1,040.6613
- 29 Oct 2026
- 1Y
- n/a
- Trailing CAGR
- AUM
- ₹582.27 Cr
- 30 Sept 2026
- Volatility
- Low
- 0.7% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Too thin to judge
History is short. Lean on older peers or a low-cost index until more evidence lands.
In three lines
Watch if · History is short. Lean on older peers or a low-cost index until more evidence lands.
Prefer peers if · Compare Franklin India Ultra Short to Short Term Fund - it has enough history to inspect beside this fund.
Buy checklist
History depth
Fail
0.7 years - thin for judging consistency.
Engine status
n/a
History is short. Lean on older peers or a low-cost index until more evidence lands.
Expense ratio
Pass
0.24% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -0.2%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Watch
Top 10 holdings ≈ 56.4% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Yn/a
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI+5.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Yn/a
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- +5.9%
- Calendar-day CAGR
- Excess 1Y
- n/a
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -0.2%
- Worst peak-to-trough
- Current
- 0.0%
- At peak
- Current spell
- 0 days
- Days below latest peak
- Time below peak
- +42%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 4 days
- 19 recovered episodes
- Longest recovery
- 11 days
- Trough to prior peak
11 May 2026 – 1 Jun 2026
Trough 21 May 2026 · recovered in 11 days
-0.2%
6 Jul 2026 – 13 Jul 2026
Trough 8 Jul 2026 · recovered in 5 days
-0.1%
19 Aug 2026 – 31 Aug 2026
Trough 21 Aug 2026 · recovered in 10 days
-0.1%
18 Mar 2026 – 30 Mar 2026
Trough 24 Mar 2026 · recovered in 6 days
-0.1%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
n/a
Vs category
n/a
Consistency
n/a
Risk-adjusted
25
Drawdown
100
Mean
n/a
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Insufficient history
Buying stance
Too thin to judge
History is short. Lean on older peers or a low-cost index until more evidence lands.
Why this status
No status reasons yet. History is still thin.
Supporting reads
No supporting reads in the current evidence set.
Portfolio
30 Sept 2026 · 23 holdings · top 10 are 56.4%.
- Top 5
- 35.0%
- Top 10
- 56.4%
- Largest holding
- 17.0%
- Effective holdings
- 15.7
Others CBLO
Unspecified
17.0%
MUTHOOT FINANCE LIMITED 8.90 NCD 07OT27 FVRS1LAC
Financial
5.2%
7.90% LIC Housing Finance Ltd NCD 23-06-2027
Financial
4.3%
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR 647 8.40 NCD 18SP27 FVRS1LAC
Financial
4.3%
POWER FINANCE CORPORATION LTD. SR BS221B 7.59 BD 17JN28 FVRS10LAC
Financial
4.3%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Franklin India Ultra Short to Short Term Fund
Franklin Templeton Mutual Fund
- 1Y
- +6.0%
- 3Y
- n/a
- Vol
- 0.6%
- Max DD
- -0.1%
- Sharpe
- 2.03
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
Caveat: Higher TER
BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND - Weekly Option
Baroda BNP Paribas Mutual Fund
- 1Y
- +6.0%
- 3Y
- +7.2%
- Vol
- 0.5%
- Max DD
- -0.6%
- Sharpe
- 1.84
- 3Y win
- +81%
- Lower volatility
Caveat: Deeper drawdown
Edelweiss Ultra Short to Short Term Fund
Edelweiss Mutual Fund
- 1Y
- +5.9%
- 3Y
- n/a
- Vol
- 0.6%
- Max DD
- -0.2%
- Sharpe
- 1.30
- 3Y win
- n/a
- Lower volatility
Caveat: Deeper drawdown · Higher TER
Mahindra Manulife Ultra Short to Short Term Fund
Mahindra Manulife Mutual Fund
- 1Y
- +5.9%
- 3Y
- +7.3%
- Vol
- 0.6%
- Max DD
- -1.0%
- Sharpe
- 1.57
- 3Y win
- +77%
- Lower volatility
Caveat: Deeper drawdown · Higher TER
SBI Ultra Short to Short Term Fund
SBI Mutual Fund
- 1Y
- +5.6%
- 3Y
- +7.1%
- Vol
- 0.6%
- Max DD
- -1.3%
- Sharpe
- 2.28
- 3Y win
- +17%
- Lower volatility
Caveat: Deeper drawdown · Higher TER