HealthyDirect · GrowthFit for a long SIP
BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND - Weekly Option
Baroda BNP Paribas Mutual FundIncome/Debt Oriented Schemes - Ultra Short to Short Term Fund4.6 years
- NAV
- 47.5867
- 29 Oct 2026
- 1Y
- +6.0%
- Trailing CAGR
- AUM
- ₹330.22 Cr
- 30 Sept 2026
- Volatility
- Low
- 0.5% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
In three lines
Fits if · The fund beat the category median in 81% of rolling 3-year windows.
Fits if · Risk-adjusted return sits above the documented risk-free proxy.
Buy checklist
History depth
Watch
4.6 years - usable, still building a track record.
Engine status
Pass
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -0.6%. Ask whether you can hold through a similar fall.
Vs category
Pass
81% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Watch
Top 10 holdings ≈ 59.0% of the portfolio.
Evidence supports a shortlist - confirm with peers before you buy elsewhere.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+6.0%
- 3Y+7.2%
- 5Yn/a
- 10Yn/a
- SI+6.8%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+6.0%
- 3Y+6.8%
- 5Yn/a
- 10Yn/a
- Since inception
- +6.8%
- Calendar-day CAGR
- Excess 1Y
- +0.2%
- Category median, same plan and option
- 3Y win rate
- +81%
- Windows beating the median
- 3Y percentile
- 53
- Vs comparable share classes
- SIP 3Y XIRR
- +6.8%
- Simulated monthly SIP
- Worst rolling 3Y
- +6.8%
- 394 daily-ending windows
- Median rolling 3Y
- +7.5%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -0.6%
- Worst peak-to-trough
- Current
- 0.0%
- At peak
- Current spell
- 0 days
- Days below latest peak
- Time below peak
- +16%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 5 days
- 46 recovered episodes
- Longest recovery
- 55 days
- Trough to prior peak
2 May 2022 – 30 Jun 2022
Trough 6 May 2022 · recovered in 55 days
-0.6%
7 Apr 2022 – 26 Apr 2022
Trough 13 Apr 2022 · recovered in 13 days
-0.2%
11 May 2026 – 29 May 2026
Trough 21 May 2026 · recovered in 8 days
-0.2%
6 Jul 2026 – 17 Jul 2026
Trough 8 Jul 2026 · recovered in 9 days
-0.1%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
53
Vs category
51
Consistency
72
Risk-adjusted
100
Drawdown
99
Mean
75
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Healthy
Buying stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 81% of rolling 3-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Portfolio
30 Sept 2026 · 32 holdings · top 10 are 59.0%.
- Top 5
- 35.2%
- Top 10
- 59.0%
- Largest holding
- 7.6%
- Effective holdings
- 21.2
VEDANTA LIMITED SR 1 9.40 NCD 20FB27 FVRS1LAC
Materials
7.6%
NATIONAL HOUSING BANK 7.59 BD 14JL27 FVRS1LAC
Financial
7.6%
INDIAN BANK CD 24JUN27
Financial
7.2%
EXPORT IMPORT BANK OF INDIA CD 11NOV26
Financial
6.6%
Others CBLO
Unspecified
6.2%
What changed
RENAME
BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND - Monthly Option renamed to BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND - Weekly Option
28 Oct 2026
RENAME
BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND - Daily Option renamed to BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND - Monthly Option
28 Oct 2026
RENAME
BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND renamed to BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND - Daily Option
28 Oct 2026
RENAME
BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND - Weekly Option renamed to BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND
28 Oct 2026
RENAME
Scheme renamed from BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND - Monthly Option to BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND - Weekly Option.
28 Oct 2026
RENAME
Scheme renamed from BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND - Daily Option to BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND - Monthly Option.
28 Oct 2026
RENAME
Scheme renamed from BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND to BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND - Daily Option.
28 Oct 2026
RENAME
Scheme renamed from BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND - Weekly Option to BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND.
28 Oct 2026
RENAME
BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND - Monthly Option renamed to BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND - Weekly Option
27 Oct 2026
RENAME
BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND - Daily Option renamed to BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND - Monthly Option
27 Oct 2026
RENAME
BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND renamed to BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND - Daily Option
27 Oct 2026
RENAME
BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND - Weekly Option renamed to BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND
27 Oct 2026
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
HSBC Ultra Short to Short Term Fund
HSBC Mutual Fund
- 1Y
- +5.8%
- 3Y
- +7.7%
- Vol
- 0.8%
- Max DD
- -0.2%
- Sharpe
- 2.14
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
Axis Ultra Short to Short Term Fund
Axis Mutual Fund
- 1Y
- +5.9%
- 3Y
- +7.3%
- Vol
- 0.7%
- Max DD
- -1.5%
- Sharpe
- 2.52
- 3Y win
- +84%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Franklin India Ultra Short to Short Term Fund
Franklin Templeton Mutual Fund
- 1Y
- +6.0%
- 3Y
- n/a
- Vol
- 0.6%
- Max DD
- -0.1%
- Sharpe
- 2.03
- 3Y win
- n/a
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher volatility · Lower trailing returns
HDFC Ultra Short to Short Term Fund
HDFC Mutual Fund
- 1Y
- +5.7%
- 3Y
- +7.2%
- Vol
- 0.7%
- Max DD
- -1.3%
- Sharpe
- 2.31
- 3Y win
- +84%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
ICICI Prudential Ultra Short to Short Term Fund
ICICI Prudential Mutual Fund
- 1Y
- +5.8%
- 3Y
- +7.3%
- Vol
- 0.8%
- Max DD
- -1.6%
- Sharpe
- 2.31
- 3Y win
- +98%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown