HealthyDirect · Growth
HDFC Ultra Short to Short Term Fund
HDFC Mutual FundIncome/Debt Oriented Schemes - Ultra Short to Short Term Fund13.7 years
- NAV
- 67.5704
- 15 Sept 2026
- 1Y
- +6.4%
- Trailing CAGR
- AUM
- ₹17,793.01 Cr
- 31 Aug 2026
- Volatility
- Low
- 0.7% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+6.4%
- 3Y+7.4%
- 5Y+6.7%
- 10Y+7.1%
- SI+7.6%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+6.4%
- 3Y+7.1%
- 5Y+7.2%
- 10Y+7.0%
- Since inception
- +7.6%
- Calendar-day CAGR
- Excess 1Y
- -0.1%
- Category median, same plan and option
- 3Y win rate
- +84%
- Windows beating the median
- 3Y percentile
- 53
- Vs comparable share classes
- Worst rolling 3Y
- +5.5%
- 2591 daily-ending windows
- Median rolling 3Y
- +7.8%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2109 daily-ending windows
- SIP 3Y XIRR
- +7.1%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 4 days
- 205 recovered episodes
- Longest recovery
- 55 days
- Trough to prior peak
- Current spell
- 6 days
- Days below latest peak
- Time below peak
- +18%
- NAV observations
6 Mar 2020 – 27 Mar 2020
Trough 24 Mar 2020 · recovered in 3 days
-1.3%
23 Apr 2020 – 12 May 2020
Trough 28 Apr 2020 · recovered in 14 days
-0.7%
15 Jul 2013 – 26 Aug 2013
Trough 24 Jul 2013 · recovered in 33 days
-0.7%
7 Feb 2017 – 27 Feb 2017
Trough 9 Feb 2017 · recovered in 18 days
-0.4%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
53
Vs category
50
Consistency
73
Risk-adjusted
100
Drawdown
97
Mean
75
Portfolio
31 Aug 2026 · 143 holdings · top 10 are 32.0%.
- Top 5
- 19.8%
- Top 10
- 32.0%
- Largest holding
- 5.1%
- Effective holdings
- 56.6
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VII 7.75 BD 10JU27 FVRS1LAC
Financial
5.1%
CENTRAL GOVERNMENT LOAN 30814 GOI FRB 04OT28 FV RS 100
Entities
4.4%
JUBILANT BEVERAGES LIMITED NCD 31MY28 FVRS1LAC
Consumer Staples
3.7%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC
Financial
3.6%
CENTRAL GOVERNMENT LOAN 23277 GOI 22SP33 FLT FV RS 100
Entities
2.9%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 84% of rolling 3-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Axis Ultra Short to Short Term Fund
Axis Mutual Fund
- 1Y
- +6.4%
- 3Y
- +7.4%
- Vol
- 0.7%
- Max DD
- -1.5%
- Sharpe
- 3.49
- 3Y win
- +84%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown
BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND - Weekly Option
Baroda BNP Paribas Mutual Fund
- 1Y
- +6.5%
- 3Y
- +7.4%
- Vol
- 0.5%
- Max DD
- -0.6%
- Sharpe
- 3.32
- 3Y win
- +85%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Franklin India Ultra Short to Short Term Fund
Franklin Templeton Mutual Fund
- 1Y
- +6.7%
- 3Y
- n/a
- Vol
- 0.6%
- Max DD
- -0.1%
- Sharpe
- 3.61
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
HSBC Ultra Short to Short Term Fund
HSBC Mutual Fund
- 1Y
- +6.5%
- 3Y
- +7.9%
- Vol
- 0.8%
- Max DD
- -0.2%
- Sharpe
- 3.14
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
Mahindra Manulife Ultra Short to Short Term Fund
Mahindra Manulife Mutual Fund
- 1Y
- +6.5%
- 3Y
- +7.4%
- Vol
- 0.6%
- Max DD
- -1.0%
- Sharpe
- 2.73
- 3Y win
- +77%
- Lower volatility
- Shallower drawdown
- Higher trailing returns