HealthyDirect · Growth
Bandhan Banking and PSU Debt Fund
Bandhan Mutual FundIncome/Debt Oriented Schemes - Banking and PSU Debt Fund13.5 years
- NAV
- 27.1222
- 15 Sept 2026
- 1Y
- +5.8%
- Trailing CAGR
- AUM
- ₹12,013.52 Cr
- 31 Aug 2026
- Volatility
- Low
- 1.5% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+5.8%
- 3Y+7.1%
- 5Y+6.2%
- 10Y+7.2%
- SI+7.7%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+6.0%
- 3Y+6.8%
- 5Y+6.8%
- 10Y+7.0%
- Since inception
- +7.7%
- Calendar-day CAGR
- Excess 1Y
- +0.5%
- Category median, same plan and option
- 3Y win rate
- +54%
- Windows beating the median
- 3Y percentile
- 50
- Vs comparable share classes
- Worst rolling 3Y
- +4.7%
- 2555 daily-ending windows
- Median rolling 3Y
- +7.5%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2072 daily-ending windows
- SIP 3Y XIRR
- +6.8%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 4 days
- 265 recovered episodes
- Longest recovery
- 53 days
- Trough to prior peak
- Current spell
- 6 days
- Days below latest peak
- Time below peak
- +34%
- NAV observations
6 Mar 2020 – 27 Mar 2020
Trough 23 Mar 2020 · recovered in 4 days
-3.3%
15 Jul 2013 – 11 Sept 2013
Trough 24 Jul 2013 · recovered in 49 days
-1.3%
2 Apr 2019 – 20 May 2019
Trough 25 Apr 2019 · recovered in 25 days
-1.0%
9 Apr 2018 – 22 Jun 2018
Trough 17 May 2018 · recovered in 36 days
-1.0%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
50
Vs category
53
Consistency
51
Risk-adjusted
100
Drawdown
92
Mean
69
Portfolio
31 Aug 2026 · 99 holdings · top 10 are 36.2%.
- Top 5
- 23.9%
- Top 10
- 36.2%
- Largest holding
- 10.6%
- Effective holdings
- 37.5
Reverse Repo
Unspecified
10.6%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 11JUN27
Financial
3.9%
HDFC BANK LIMITED SR US003 7.70 NCD 16MY28 FVRS1LAC
Financial
3.3%
POWER GRID CORPORATION OF INDIA LIMITED SR I 8.24 LOA 14FB29 FVRS10LAC
Energy & Utilities
3.1%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 181 7.37 BD 31JL29 FVRS1LAC
Financial
2.9%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
SBI BANKING & PSU DEBT FUND
SBI Mutual Fund
- 1Y
- +5.3%
- 3Y
- +7.2%
- Vol
- 1.4%
- Max DD
- -3.2%
- Sharpe
- 1.79
- 3Y win
- +56%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
Bajaj Finserv Banking and PSU Debt Fund
Bajaj Finserv Mutual Fund
- 1Y
- +5.2%
- 3Y
- n/a
- Vol
- 1.2%
- Max DD
- -0.8%
- Sharpe
- 1.72
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns
ICICI Prudential Banking and PSU Debt Fund
ICICI Prudential Mutual Fund
- 1Y
- +5.7%
- 3Y
- +7.2%
- Vol
- 1.7%
- Max DD
- -2.9%
- Sharpe
- 1.63
- 3Y win
- +77%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Higher TER
LIC MF Banking & PSU Debt Fund
LIC Mutual Fund
- 1Y
- +5.4%
- 3Y
- +7.3%
- Vol
- 1.2%
- Max DD
- -2.8%
- Sharpe
- 1.82
- 3Y win
- +31%
- Lower volatility
- Shallower drawdown
- Lower TER
- Higher trailing returns
Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)
Sundaram Mutual Fund
- 1Y
- +9.1%
- 3Y
- n/a
- Vol
- 1.3%
- Max DD
- -0.5%
- Sharpe
- 2.33
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Lower TER
- Higher trailing returns