HealthyDirect · Growth
Bajaj Finserv Banking and PSU Debt Fund
Bajaj Finserv Mutual FundIncome/Debt Oriented Schemes - Banking and PSU Debt Fund2.8 years
- NAV
- 12.2259
- 15 Sept 2026
- 1Y
- +5.2%
- Trailing CAGR
- AUM
- ₹368.32 Cr
- 31 Aug 2026
- Volatility
- Low
- 1.2% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+5.2%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI+7.3%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+5.0%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- +7.3%
- Calendar-day CAGR
- Excess 1Y
- -0.3%
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 4 days
- 77 recovered episodes
- Longest recovery
- 43 days
- Trough to prior peak
- Current spell
- 2 days
- Days below latest peak
- Time below peak
- +49%
- NAV observations
6 Jun 2025 – 22 Jul 2025
Trough 13 Jun 2025 · recovered in 39 days
-0.8%
2 Mar 2026 – 15 Apr 2026
Trough 6 Apr 2026 · recovered in 9 days
-0.7%
8 May 2026 – 5 Jun 2026
Trough 21 May 2026 · recovered in 15 days
-0.7%
5 Aug 2025 – 18 Sept 2025
Trough 26 Aug 2025 · recovered in 23 days
-0.5%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
34
Vs category
48
Consistency
74
Risk-adjusted
100
Drawdown
98
Mean
71
Portfolio
31 Aug 2026 · 21 holdings · top 10 are 76.4%.
- Top 5
- 42.7%
- Top 10
- 76.4%
- Largest holding
- 15.4%
- Effective holdings
- 13.7
Others CBLO
Unspecified
15.4%
RURAL ELECTRIFICATION CORPORATION LIMITED SERIES GOI-V 8.54 BD 15NV28 FVRS10LAC
Financial
6.9%
NATIONAL HIGHWAYS AUTHORITY OF INDIA SR V 7.70 BD 13SP29 FVRS10LAC
Industrials
6.9%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 91D CP 10SEP26
Financial
6.8%
POWER FINANCE CORPORATION LIMITED SR 246A 7.42 BD 15AP28 FVRS1LAC
Financial
6.8%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 74% of rolling 1-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
HSBC Banking and PSU Debt Fund
HSBC Mutual Fund
- 1Y
- +5.2%
- 3Y
- +7.0%
- Vol
- 1.0%
- Max DD
- -0.6%
- Sharpe
- 1.69
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Lower TER
- Higher trailing returns
Canara Robeco Banking and PSU Debt Fund
Canara Robeco Mutual Fund
- 1Y
- +5.0%
- 3Y
- +6.7%
- Vol
- 0.9%
- Max DD
- -0.7%
- Sharpe
- 1.37
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Caveat: Higher TER
Edelweiss Banking and PSU Debt Fund
Edelweiss Mutual Fund
- 1Y
- +4.9%
- 3Y
- +7.1%
- Vol
- 2.6%
- Max DD
- -4.3%
- Sharpe
- 0.83
- 3Y win
- +83%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown · Higher TER
ICICI Prudential Banking and PSU Debt Fund
ICICI Prudential Mutual Fund
- 1Y
- +5.7%
- 3Y
- +7.2%
- Vol
- 1.7%
- Max DD
- -2.9%
- Sharpe
- 1.63
- 3Y win
- +77%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown · Higher TER
LIC MF Banking & PSU Debt Fund
LIC Mutual Fund
- 1Y
- +5.4%
- 3Y
- +7.3%
- Vol
- 1.2%
- Max DD
- -2.8%
- Sharpe
- 1.82
- 3Y win
- +31%
- Lower volatility
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown