MonitorDirect · Growth
Aditya Birla Sun Life Banking & PSU Debt Fund
Aditya Birla Sun Life Mutual FundDebt Scheme - Banking and PSU Fund13.7 years
- NAV
- 403.8381
- 15 Sept 2026
- 1Y
- +5.0%
- Trailing CAGR
- AUM
- ₹8,682.46 Cr
- 31 Jul 2026
- Volatility
- Low
- 1.6% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+5.0%
- 3Y+7.0%
- 5Y+6.2%
- 10Y+7.2%
- SI+8.2%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+4.6%
- 3Y+6.3%
- 5Y+6.6%
- 10Y+6.9%
- Since inception
- +8.2%
- Calendar-day CAGR
- Excess 1Y
- -0.5%
- Category median, same plan and option
- 3Y win rate
- +44%
- Windows beating the median
- 3Y percentile
- 0
- Vs comparable share classes
- Worst rolling 3Y
- +4.9%
- 2590 daily-ending windows
- Median rolling 3Y
- +8.2%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2107 daily-ending windows
- SIP 3Y XIRR
- +6.3%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 5 days
- 316 recovered episodes
- Longest recovery
- 61 days
- Trough to prior peak
- Current spell
- 32 days
- Days below latest peak
- Time below peak
- +43%
- NAV observations
6 Mar 2020 – 20 Apr 2020
Trough 23 Mar 2020 · recovered in 28 days
-3.0%
24 Nov 2016 – 8 May 2017
Trough 10 Mar 2017 · recovered in 59 days
-1.8%
8 Jan 2021 – 12 Apr 2021
Trough 16 Mar 2021 · recovered in 27 days
-1.3%
9 Apr 2018 – 21 Jun 2018
Trough 17 May 2018 · recovered in 35 days
-0.9%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
0
Vs category
47
Consistency
50
Risk-adjusted
100
Drawdown
92
Mean
58
Portfolio
31 Jul 2026 · 203 holdings · top 10 are 23.3%.
- Top 5
- 14.2%
- Top 10
- 23.3%
- Largest holding
- 4.6%
- Effective holdings
- 86.2
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC
Financial
4.6%
Net Receivables
Unspecified
2.8%
REC LIMITED SR 255 7.17 BD 01JL31 FVRS1LAC
Financial
2.5%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 191B 6.58 BD 30MY30 FVRS1LAC
Financial
2.2%
REC LIMITED SR 236-B 7.56 BD 31AG27 FVRS1LAC
Financial
2.2%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
ITI Banking & PSU Debt Fund
ITI Mutual Fund
- 1Y
- +5.1%
- 3Y
- +7.0%
- Vol
- 0.8%
- Max DD
- -1.1%
- Sharpe
- 1.27
- 3Y win
- +52%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Kotak Banking and PSU Debt Fund
Kotak Mahindra Mutual Fund
- 1Y
- +5.6%
- 3Y
- +7.3%
- Vol
- 1.5%
- Max DD
- -2.8%
- Sharpe
- 1.84
- 3Y win
- +72%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
HDFC Banking and PSU Debt Fund
HDFC Mutual Fund
- 1Y
- +5.3%
- 3Y
- +7.2%
- Vol
- 1.6%
- Max DD
- -3.1%
- Sharpe
- 1.62
- 3Y win
- +45%
- Lower volatility
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown
Franklin India Banking & PSU Debt Fund
Franklin Templeton Mutual Fund
- 1Y
- +6.5%
- 3Y
- +7.5%
- Vol
- 1.7%
- Max DD
- -3.6%
- Sharpe
- 1.49
- 3Y win
- +31%
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown