MonitorDirect · Growth
Axis Banking and PSU Debt Fund
Axis Mutual FundIncome/Debt Oriented Schemes - Banking and PSU Debt Fund13.7 years
- NAV
- 2,892.302
- 15 Sept 2026
- 1Y
- +5.1%
- Trailing CAGR
- AUM
- ₹12,003.89 Cr
- 31 Aug 2026
- Volatility
- Low
- 1.3% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+5.1%
- 3Y+7.0%
- 5Y+6.1%
- 10Y+7.2%
- SI+7.7%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+4.8%
- 3Y+6.4%
- 5Y+6.6%
- 10Y+6.8%
- Since inception
- +7.7%
- Calendar-day CAGR
- Excess 1Y
- -0.2%
- Category median, same plan and option
- 3Y win rate
- +45%
- Windows beating the median
- 3Y percentile
- 8
- Vs comparable share classes
- Worst rolling 3Y
- +4.7%
- 2597 daily-ending windows
- Median rolling 3Y
- +7.9%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2114 daily-ending windows
- SIP 3Y XIRR
- +6.4%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 4 days
- 281 recovered episodes
- Longest recovery
- 46 days
- Trough to prior peak
- Current spell
- 32 days
- Days below latest peak
- Time below peak
- +33%
- NAV observations
4 Mar 2020 – 27 Mar 2020
Trough 24 Mar 2020 · recovered in 3 days
-2.8%
28 Aug 2018 – 11 Oct 2018
Trough 25 Sept 2018 · recovered in 16 days
-0.9%
15 Jul 2013 – 4 Sept 2013
Trough 24 Jul 2013 · recovered in 42 days
-0.9%
2 Apr 2019 – 20 May 2019
Trough 25 Apr 2019 · recovered in 25 days
-0.8%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
8
Vs category
49
Consistency
48
Risk-adjusted
100
Drawdown
93
Mean
60
Portfolio
31 Aug 2026 · 167 holdings · top 10 are 30.0%.
- Top 5
- 19.3%
- Top 10
- 30.0%
- Largest holding
- 6.8%
- Effective holdings
- 61.6
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LAC
Financial
6.8%
7.7% Nuclear Power Corporation Of India Limited
Energy & Utilities
3.3%
POWER FINANCE CORPORATION LIMITED SR 246A 7.42 BD 15AP28 FVRS1LAC
Financial
3.3%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.40 BD 18JU31 FVRS1LAC
Financial
3.2%
STATE DEVELOPMENT LOAN 37139 TN 25FB29 6.54 FV RS 100
Unspecified
2.7%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Bajaj Finserv Banking and PSU Debt Fund
Bajaj Finserv Mutual Fund
- 1Y
- +5.2%
- 3Y
- n/a
- Vol
- 1.2%
- Max DD
- -0.8%
- Sharpe
- 1.72
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns
LIC MF Banking & PSU Debt Fund
LIC Mutual Fund
- 1Y
- +5.4%
- 3Y
- +7.3%
- Vol
- 1.2%
- Max DD
- -2.8%
- Sharpe
- 1.82
- 3Y win
- +31%
- Lower volatility
- Shallower drawdown
- Lower TER
- Higher trailing returns
Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)
Sundaram Mutual Fund
- 1Y
- +9.1%
- 3Y
- n/a
- Vol
- 1.3%
- Max DD
- -0.5%
- Sharpe
- 2.33
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Lower TER
- Higher trailing returns
UTI Banking & PSU Debt Fund
UTI Mutual Fund
- 1Y
- +6.2%
- 3Y
- +7.4%
- Vol
- 3.0%
- Max DD
- -6.7%
- Sharpe
- 0.67
- 3Y win
- +61%
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Bandhan Banking and PSU Debt Fund
Bandhan Mutual Fund
- 1Y
- +5.8%
- 3Y
- +7.1%
- Vol
- 1.5%
- Max DD
- -3.3%
- Sharpe
- 1.62
- 3Y win
- +54%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown · Higher TER