HealthyDirect · Growth
ICICI Prudential Banking and PSU Debt Fund
ICICI Prudential Mutual FundIncome/Debt Oriented Schemes - Banking and PSU Debt Fund13.5 years
- NAV
- 36.4553
- 15 Sept 2026
- 1Y
- +5.7%
- Trailing CAGR
- AUM
- ₹8,667.02 Cr
- 31 Aug 2026
- Volatility
- Low
- 1.7% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+5.7%
- 3Y+7.2%
- 5Y+6.6%
- 10Y+7.3%
- SI+8.0%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+5.2%
- 3Y+6.7%
- 5Y+7.0%
- 10Y+7.1%
- Since inception
- +8.0%
- Calendar-day CAGR
- Excess 1Y
- +0.4%
- Category median, same plan and option
- 3Y win rate
- +77%
- Windows beating the median
- 3Y percentile
- 67
- Vs comparable share classes
- Worst rolling 3Y
- +5.6%
- 2542 daily-ending windows
- Median rolling 3Y
- +8.0%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2059 daily-ending windows
- SIP 3Y XIRR
- +6.7%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 5 days
- 340 recovered episodes
- Longest recovery
- 85 days
- Trough to prior peak
- Current spell
- 6 days
- Days below latest peak
- Time below peak
- +47%
- NAV observations
6 Mar 2020 – 23 Apr 2020
Trough 23 Mar 2020 · recovered in 31 days
-2.9%
6 Jun 2013 – 17 Oct 2013
Trough 24 Jul 2013 · recovered in 85 days
-2.5%
24 Nov 2016 – 2 Feb 2017
Trough 27 Dec 2016 · recovered in 37 days
-1.6%
7 Feb 2017 – 31 Mar 2017
Trough 10 Mar 2017 · recovered in 21 days
-1.4%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
67
Vs category
52
Consistency
71
Risk-adjusted
100
Drawdown
93
Mean
77
Portfolio
31 Aug 2026 · 99 holdings · top 10 are 29.7%.
- Top 5
- 17.2%
- Top 10
- 29.7%
- Largest holding
- 4.3%
- Effective holdings
- 57.9
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC
Financial
4.3%
LIC HOUSING FINANCE LTD TR 454 7.58 NCD 23MR35 FVRS1LAC
Financial
3.7%
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100
Entities
3.3%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25A 7.70 BD 30SP27 FVRS1LAC
Financial
2.9%
REC LIMITED SR 250A 6.60 BD 30JU27 FVRS1LAC
Financial
2.9%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 77% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
LIC MF Banking & PSU Debt Fund
LIC Mutual Fund
- 1Y
- +5.4%
- 3Y
- +7.3%
- Vol
- 1.2%
- Max DD
- -2.8%
- Sharpe
- 1.82
- 3Y win
- +31%
- Lower volatility
- Shallower drawdown
- Lower TER
- Higher trailing returns
Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)
Sundaram Mutual Fund
- 1Y
- +9.1%
- 3Y
- n/a
- Vol
- 1.3%
- Max DD
- -0.5%
- Sharpe
- 2.33
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Lower TER
- Higher trailing returns
Nippon India Banking and PSU Debt Fund
Nippon India Mutual Fund
- 1Y
- +5.1%
- 3Y
- +7.1%
- Vol
- 1.7%
- Max DD
- -3.2%
- Sharpe
- 1.39
- 3Y win
- +83%
- Lower volatility
- Higher win rate vs category
- Lower TER
Caveat: Deeper drawdown · Lower trailing returns
Axis Banking and PSU Debt Fund
Axis Mutual Fund
- 1Y
- +5.1%
- 3Y
- +7.0%
- Vol
- 1.3%
- Max DD
- -2.8%
- Sharpe
- 1.84
- 3Y win
- +45%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
Bajaj Finserv Banking and PSU Debt Fund
Bajaj Finserv Mutual Fund
- 1Y
- +5.2%
- 3Y
- n/a
- Vol
- 1.2%
- Max DD
- -0.8%
- Sharpe
- 1.72
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns