HealthyDirect · Growth
Nippon India Banking and PSU Debt Fund
Nippon India Mutual FundIncome/Debt Oriented Schemes - Banking and PSU Debt Fund11.3 years
- NAV
- 22.8877
- 15 Sept 2026
- 1Y
- +5.1%
- Trailing CAGR
- AUM
- ₹5,149.77 Cr
- 31 Aug 2026
- Volatility
- Low
- 1.7% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+5.1%
- 3Y+7.1%
- 5Y+6.2%
- 10Y+7.3%
- SI+7.6%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+4.9%
- 3Y+6.5%
- 5Y+6.7%
- 10Y+7.0%
- Since inception
- +7.6%
- Calendar-day CAGR
- Excess 1Y
- -0.2%
- Category median, same plan and option
- 3Y win rate
- +83%
- Windows beating the median
- 3Y percentile
- 42
- Vs comparable share classes
- Worst rolling 3Y
- +4.9%
- 2017 daily-ending windows
- Median rolling 3Y
- +7.7%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 1538 daily-ending windows
- SIP 3Y XIRR
- +6.5%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 5 days
- 283 recovered episodes
- Longest recovery
- 77 days
- Trough to prior peak
- Current spell
- 32 days
- Days below latest peak
- Time below peak
- +49%
- NAV observations
9 Mar 2020 – 27 Mar 2020
Trough 23 Mar 2020 · recovered in 4 days
-3.2%
25 Nov 2016 – 17 Jan 2017
Trough 28 Dec 2016 · recovered in 20 days
-1.3%
5 Apr 2022 – 25 Jul 2022
Trough 9 May 2022 · recovered in 77 days
-1.1%
9 Apr 2018 – 4 Jul 2018
Trough 17 May 2018 · recovered in 48 days
-1.1%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
42
Vs category
49
Consistency
80
Risk-adjusted
95
Drawdown
92
Mean
71
Portfolio
31 Aug 2026 · 108 holdings · top 10 are 31.9%.
- Top 5
- 20.5%
- Top 10
- 31.9%
- Largest holding
- 5.5%
- Effective holdings
- 52.7
Repo
Unspecified
5.5%
Net Current Assets
Unspecified
4.8%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC
Financial
3.5%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LAC
Financial
3.4%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II RR BD 04JU29 FVRS1LAC
Financial
3.4%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 83% of rolling 3-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
LIC MF Banking & PSU Debt Fund
LIC Mutual Fund
- 1Y
- +5.4%
- 3Y
- +7.3%
- Vol
- 1.2%
- Max DD
- -2.8%
- Sharpe
- 1.82
- 3Y win
- +31%
- Lower volatility
- Shallower drawdown
- Lower TER
- Higher trailing returns
Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)
Sundaram Mutual Fund
- 1Y
- +9.1%
- 3Y
- n/a
- Vol
- 1.3%
- Max DD
- -0.5%
- Sharpe
- 2.33
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Lower TER
- Higher trailing returns
SBI BANKING & PSU DEBT FUND
SBI Mutual Fund
- 1Y
- +5.3%
- 3Y
- +7.2%
- Vol
- 1.4%
- Max DD
- -3.2%
- Sharpe
- 1.79
- 3Y win
- +56%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Caveat: Higher TER
Axis Banking and PSU Debt Fund
Axis Mutual Fund
- 1Y
- +5.1%
- 3Y
- +7.0%
- Vol
- 1.3%
- Max DD
- -2.8%
- Sharpe
- 1.84
- 3Y win
- +45%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
Bajaj Finserv Banking and PSU Debt Fund
Bajaj Finserv Mutual Fund
- 1Y
- +5.2%
- 3Y
- n/a
- Vol
- 1.2%
- Max DD
- -0.8%
- Sharpe
- 1.72
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns