MonitorDirect · Growth
HSBC Banking and PSU Debt Fund
HSBC Mutual FundIncome/Debt Oriented Schemes - Banking and PSU Debt Fund3.8 years
- NAV
- 27.20
- 15 Sept 2026
- 1Y
- +5.2%
- Trailing CAGR
- AUM
- ₹3,777.23 Cr
- 31 Aug 2026
- Volatility
- Low
- 1.0% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+5.2%
- 3Y+7.0%
- 5Yn/a
- 10Yn/a
- SI+6.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+4.9%
- 3Y+6.5%
- 5Yn/a
- 10Yn/a
- Since inception
- +6.9%
- Calendar-day CAGR
- Excess 1Y
- -0.2%
- Category median, same plan and option
- 3Y win rate
- 0%
- Windows beating the median
- 3Y percentile
- 8
- Vs comparable share classes
- Worst rolling 3Y
- +6.6%
- 193 daily-ending windows
- Median rolling 3Y
- +7.2%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
- SIP 3Y XIRR
- +6.5%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 4 days
- 102 recovered episodes
- Longest recovery
- 27 days
- Trough to prior peak
- Current spell
- 32 days
- Days below latest peak
- Time below peak
- +38%
- NAV observations
7 May 2026 – 5 Jun 2026
Trough 21 May 2026 · recovered in 15 days
-0.6%
2 Mar 2026 – 9 Apr 2026
Trough 2 Apr 2026 · recovered in 7 days
-0.6%
6 Jun 2025 – 7 Jul 2025
Trough 13 Jun 2025 · recovered in 24 days
-0.6%
14 Aug 2026 – open
Trough 28 Aug 2026 · not recovered
-0.4%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
8
Vs category
49
Consistency
19
Risk-adjusted
100
Drawdown
98
Mean
55
Portfolio
31 Aug 2026 · 78 holdings · top 10 are 26.6%.
- Top 5
- 14.9%
- Top 10
- 26.6%
- Largest holding
- 3.5%
- Effective holdings
- 59.3
EXPORT IMPORT BANK OF INDIA SR AA02 7.35 BD 27JL28 FVRS1LAC
Financial
3.5%
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100
Entities
3.1%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SERIES 134 8.30 LOA 25MR29 FVRS10LAC
Financial
2.9%
EXPORT IMPORT BANK OF INDIA SR AA01 7.14 BD 13DC29 FVRS1LAC
Financial
2.8%
BHARTI TELECOM LIMITED SR XXVIII 7.40 NCD 01FB29 FVRS1LAC
Technology
2.7%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)
Sundaram Mutual Fund
- 1Y
- +9.1%
- 3Y
- n/a
- Vol
- 1.3%
- Max DD
- -0.5%
- Sharpe
- 2.33
- 3Y win
- n/a
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility
Invesco India Banking and PSU Debt Fund
Invesco Mutual Fund
- 1Y
- +5.1%
- 3Y
- +7.2%
- Vol
- 2.2%
- Max DD
- -4.9%
- Sharpe
- 0.89
- 3Y win
- +11%
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
UTI Banking & PSU Debt Fund
UTI Mutual Fund
- 1Y
- +6.2%
- 3Y
- +7.4%
- Vol
- 3.0%
- Max DD
- -6.7%
- Sharpe
- 0.67
- 3Y win
- +61%
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Axis Banking and PSU Debt Fund
Axis Mutual Fund
- 1Y
- +5.1%
- 3Y
- +7.0%
- Vol
- 1.3%
- Max DD
- -2.8%
- Sharpe
- 1.84
- 3Y win
- +45%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown · Higher TER
Bandhan Banking and PSU Debt Fund
Bandhan Mutual Fund
- 1Y
- +5.8%
- 3Y
- +7.1%
- Vol
- 1.5%
- Max DD
- -3.3%
- Sharpe
- 1.62
- 3Y win
- +54%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown · Higher TER