ReviewDirect · Growth
BANDHAN FINANCIAL SERVICES FUND
- NAV
- 15.395
- 15 Sept 2026
- 1Y
- +1.8%
- Trailing CAGR
- AUM
- ₹1,114.42 Cr
- 31 Aug 2026
- Volatility
- Medium
- 15.3% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+1.8%
- 3Y+14.1%
- 5Yn/a
- 10Yn/a
- SI+14.7%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-1.0%
- 3Y+7.6%
- 5Yn/a
- 10Yn/a
- Since inception
- +14.7%
- Calendar-day CAGR
- Excess 1Y
- -7.7%
- Category median, same plan and option
- 3Y win rate
- 0%
- Windows beating the median
- 3Y percentile
- 13
- Vs comparable share classes
- Worst rolling 3Y
- +14.1%
- 32 daily-ending windows
- Median rolling 3Y
- +17.1%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
- SIP 3Y XIRR
- +7.6%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 11 days
- 32 recovered episodes
- Longest recovery
- 84 days
- Trough to prior peak
- Current spell
- 252 days
- Days below latest peak
- Time below peak
- +88%
- NAV observations
6 Jan 2026 – open
Trough 30 Mar 2026 · not recovered
-17.3%
23 Sept 2024 – 26 May 2025
Trough 3 Mar 2025 · recovered in 84 days
-13.5%
7 Feb 2024 – 5 Apr 2024
Trough 20 Mar 2024 · recovered in 16 days
-6.6%
27 Jun 2025 – 17 Oct 2025
Trough 29 Aug 2025 · recovered in 49 days
-6.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
13
Vs category
2
Consistency
20
Risk-adjusted
57
Drawdown
57
Mean
30
Portfolio
31 Aug 2026 · 60 holdings · top 10 are 53.5%.
- Top 5
- 39.6%
- Top 10
- 53.5%
- Largest holding
- 14.7%
- Effective holdings
- 20.4
ICICI Bank Ltd
Financial
14.7%
HDFC Bank Ltd
Financial
10.2%
Kotak Mahindra Bank Ltd
Financial
5.6%
Axis Bank Ltd
Financial
4.7%
Bajaj Finance Ltd
Financial
4.3%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
DECISION
Status moved from REVIEW to MONITOR.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
7 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Review
Engine status
Review
Closer look
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
WhiteOak Capital Pharma and Healthcare Fund
WhiteOak Capital Mutual Fund
- 1Y
- +22.7%
- 3Y
- n/a
- Vol
- 14.3%
- Max DD
- -15.4%
- Sharpe
- 1.26
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
BANDHAN TRANSPORTATION AND LOGISTICS FUND
Bandhan Mutual Fund
- 1Y
- +4.7%
- 3Y
- +18.4%
- Vol
- 14.7%
- Max DD
- -25.0%
- Sharpe
- 1.04
- 3Y win
- +83%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown
DSP Banking & Financial Services Fund
DSP Mutual Fund
- 1Y
- +15.2%
- 3Y
- n/a
- Vol
- 16.7%
- Max DD
- -14.7%
- Sharpe
- 0.73
- 3Y win
- n/a
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
DSP Healthcare Fund
DSP Mutual Fund
- 1Y
- +14.1%
- 3Y
- +20.8%
- Vol
- 14.4%
- Max DD
- -21.7%
- Sharpe
- 1.19
- 3Y win
- +59%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown
BANDHAN Infrastructure Fund
Bandhan Mutual Fund
- 1Y
- -5.1%
- 3Y
- +14.3%
- Vol
- 19.1%
- Max DD
- -56.9%
- Sharpe
- 0.54
- 3Y win
- +53%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown