HealthyDirect · Growth
DSP Banking & Financial Services Fund
- NAV
- 15.096
- 15 Sept 2026
- 1Y
- +15.2%
- Trailing CAGR
- AUM
- ₹2,065.31 Cr
- 31 Aug 2026
- Volatility
- High
- 16.7% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+15.2%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI+17.0%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+12.9%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- +17.0%
- Calendar-day CAGR
- Excess 1Y
- +6.9%
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 10 days
- 43 recovered episodes
- Longest recovery
- 85 days
- Trough to prior peak
- Current spell
- 11 days
- Days below latest peak
- Time below peak
- +87%
- NAV observations
26 Feb 2026 – 24 Jun 2026
Trough 31 Mar 2026 · recovered in 85 days
-14.7%
23 Sept 2024 – 17 Apr 2025
Trough 27 Jan 2025 · recovered in 80 days
-11.4%
3 Jun 2024 – 18 Jun 2024
Trough 4 Jun 2024 · recovered in 14 days
-8.1%
27 Jun 2025 – 15 Oct 2025
Trough 29 Aug 2025 · recovered in 47 days
-6.5%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
56
Vs category
93
Consistency
92
Risk-adjusted
61
Drawdown
63
Mean
73
Portfolio
31 Aug 2026 · 33 holdings · top 10 are 54.9%.
- Top 5
- 33.0%
- Top 10
- 54.9%
- Largest holding
- 9.9%
- Effective holdings
- 21.9
ICICI Bank Ltd
Financial
9.9%
Axis Bank Ltd
Financial
7.1%
Cholamandalam Investment & Finance Company Ltd
Financial
5.5%
PB Fintech Ltd
Financial
5.0%
State Bank of India
Financial
4.8%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 92% of rolling 1-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
MahindraManulife Banking & Financial Services Fund
Mahindra Manulife Mutual Fund
- 1Y
- +7.5%
- 3Y
- n/a
- Vol
- 16.5%
- Max DD
- -15.7%
- Sharpe
- 0.11
- 3Y win
- n/a
- Lower volatility
- Higher win rate vs category
Caveat: Deeper drawdown · Lower trailing returns
BANDHAN TRANSPORTATION AND LOGISTICS FUND
Bandhan Mutual Fund
- 1Y
- +4.7%
- 3Y
- +18.4%
- Vol
- 14.7%
- Max DD
- -25.0%
- Sharpe
- 1.04
- 3Y win
- +83%
- Lower volatility
- Higher trailing returns
Caveat: Deeper drawdown
DSP Healthcare Fund
DSP Mutual Fund
- 1Y
- +14.1%
- 3Y
- +20.8%
- Vol
- 14.4%
- Max DD
- -21.7%
- Sharpe
- 1.19
- 3Y win
- +59%
- Lower volatility
- Higher trailing returns
Caveat: Deeper drawdown
Nippon India Pharma Fund
Nippon India Mutual Fund
- 1Y
- +9.6%
- 3Y
- +17.6%
- Vol
- 15.4%
- Max DD
- -24.0%
- Sharpe
- 0.80
- 3Y win
- +40%
- Lower volatility
- Higher trailing returns
Caveat: Deeper drawdown
WhiteOak Capital Pharma and Healthcare Fund
WhiteOak Capital Mutual Fund
- 1Y
- +22.7%
- 3Y
- n/a
- Vol
- 14.3%
- Max DD
- -15.4%
- Sharpe
- 1.26
- 3Y win
- n/a
- Lower volatility
- Higher trailing returns
Caveat: Deeper drawdown