HealthyDirect · Growth

Bandhan Gilt Fund

Bandhan Mutual Fund Debt Scheme - Gilt Fund13.7 years

The scheme seeks to generate reasonable return with high liquidity through investment in Government securities across maturities.

NAV: 40.758; 15 Sept 2026
1Y: +7.7%; Trailing CAGR
AUM: ₹1,713.3 Cr; 31 Aug 2026
Volatility: Low; 4.1% annualized

Sept 2024 – Sept 2026

All funds

HealthyDirect · Growth

Bandhan Gilt Fund

Bandhan Mutual Fund Debt Scheme - Gilt Fund13.7 years

The scheme seeks to generate reasonable return with high liquidity through investment in Government securities across maturities.

NAV: 40.758; 15 Sept 2026
1Y: +7.7%; Trailing CAGR
AUM: ₹1,713.3 Cr; 31 Aug 2026
Volatility: Low; 4.1% annualized

NAV path pending

NAV

15 Sept 2026 · +7.7% over 1Y

40.758

Sept 202537.8588 – 41.3095Sept 2026

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y+7.7%
3Y+7.9%
5Y+6.4%
10Y+7.8%
SI+8.6%

SIP XIRR

Equal monthly instalments to latest NAV

1Y+8.0%
3Y+7.0%
5Y+7.2%
10Y+7.4%

Since inception: +8.6%; Calendar-day CAGR
Excess 1Y: +3.5%; Category median, same plan and option
3Y win rate: +48%; Windows beating the median
3Y percentile: 100; Vs comparable share classes
Worst rolling 3Y: +3.5%; 2598 daily-ending windows
Median rolling 3Y: +8.5%; Calendar-day CAGR
Positive rolling 5Y: +100%; 2115 daily-ending windows
SIP 3Y XIRR: +7.0%; Simulated monthly SIP

Drawdown

Peak to trough from a running NAV high. Move across the path to read a date.

Drawdown

15 Sept 2026

-1.3%

Jan 2013-4.1% – 0.0%Sept 2026

Average recovery: 9 days; 258 recovered episodes
Longest recovery: 225 days; Trough to prior peak
Current spell: 32 days; Days below latest peak
Time below peak: +79%; NAV observations

4 Jun 2013 – 20 Jan 2014
Trough 19 Aug 2013 · recovered in 154 days
-7.1%
6 Sept 2017 – 5 Oct 2018
Trough 22 Feb 2018 · recovered in 225 days
-4.3%
28 May 2025 – 9 Mar 2026
Trough 29 Aug 2025 · recovered in 192 days
-4.1%
24 Nov 2016 – 30 May 2017
Trough 27 Dec 2016 · recovered in 154 days
-3.7%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
100
Vs category
72
Consistency
51
Risk-adjusted
66
Drawdown
82
Mean
74

Portfolio

31 Aug 2026 · 5 holdings · top 10 are 100.0%.

Top 5: 100.0%
Top 10: 100.0%
Largest holding: 72.5%
Effective holdings: 1.8

Reverse Repo
Unspecified
72.5%
GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100
Entities
14.1%
GOI Sec 7.36 12/09/2052
Entities
8.0%
Net Current Assets
Unspecified
5.3%
Others Mrgn Money
Unspecified
0.1%

Decision

Quantitative read of the live evidence. An explanation can only restate what is already here.

As of 15 Sept 2026

Healthy

Engine status

Healthy

Doing its job

Why this status

No material deterioration, cost shock, or persistent category underperformance in the current evidence set.

Supporting reads

Three-year return is above the category median.
Risk-adjusted return sits above the documented risk-free proxy.
Peak-to-trough drawdown has stayed shallower than 15%.

NAV

Path not in current snapshots

n/a

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y+7.7%
3Y+7.9%
5Y+6.4%
10Y+7.8%
SI+8.6%

SIP XIRR

Equal monthly instalments to latest NAV

1Y+8.0%
3Y+7.0%
5Y+7.2%
10Y+7.4%

Since inception: +8.6%; Calendar-day CAGR
Excess 1Y: +3.5%; Category median, same plan and option
3Y win rate: +48%; Windows beating the median
3Y percentile: 100; Vs comparable share classes
Worst rolling 3Y: +3.5%; 2598 daily-ending windows
Median rolling 3Y: +8.5%; Calendar-day CAGR
Positive rolling 5Y: +100%; 2115 daily-ending windows
SIP 3Y XIRR: +7.0%; Simulated monthly SIP

Drawdown

Peak to trough from a running NAV high. Move across the path to read a date.

Drawdown

Path not in current snapshots

n/a

Average recovery: 9 days; 258 recovered episodes
Longest recovery: 225 days; Trough to prior peak
Current spell: 32 days; Days below latest peak
Time below peak: +79%; NAV observations

4 Jun 2013 – 20 Jan 2014
Trough 19 Aug 2013 · recovered in 154 days
-7.1%
6 Sept 2017 – 5 Oct 2018
Trough 22 Feb 2018 · recovered in 225 days
-4.3%
28 May 2025 – 9 Mar 2026
Trough 29 Aug 2025 · recovered in 192 days
-4.1%
24 Nov 2016 – 30 May 2017
Trough 27 Dec 2016 · recovered in 154 days
-3.7%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
100
Vs category
72
Consistency
51
Risk-adjusted
66
Drawdown
82
Mean
74

Portfolio

31 Aug 2026 · 5 holdings · top 10 are 100.0%.

Top 5: 100.0%
Top 10: 100.0%
Largest holding: 72.5%
Effective holdings: 1.8

Reverse Repo
Unspecified
72.5%
GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100
Entities
14.1%
GOI Sec 7.36 12/09/2052
Entities
8.0%
Net Current Assets
Unspecified
5.3%
Others Mrgn Money
Unspecified
0.1%

Decision

Quantitative read of the live evidence. An explanation can only restate what is already here.

As of 15 Sept 2026

Healthy

Engine status

Healthy

Doing its job

Why this status

No material deterioration, cost shock, or persistent category underperformance in the current evidence set.

Supporting reads

Three-year return is above the category median.
Risk-adjusted return sits above the documented risk-free proxy.
Peak-to-trough drawdown has stayed shallower than 15%.

Worth investigating

Same-category peers with enough history to inspect beside this fund.

NAV

15 Sept 2026 · +7.7% over 1Y

40.758

Sept 202537.8588 – 41.3095Sept 2026

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y+7.7%
3Y+7.9%
5Y+6.4%
10Y+7.8%
SI+8.6%

SIP XIRR

Equal monthly instalments to latest NAV

1Y+8.0%
3Y+7.0%
5Y+7.2%
10Y+7.4%

Since inception: +8.6%; Calendar-day CAGR
Excess 1Y: +3.5%; Category median, same plan and option
3Y win rate: +48%; Windows beating the median
3Y percentile: 100; Vs comparable share classes
Worst rolling 3Y: +3.5%; 2598 daily-ending windows
Median rolling 3Y: +8.5%; Calendar-day CAGR
Positive rolling 5Y: +100%; 2115 daily-ending windows
SIP 3Y XIRR: +7.0%; Simulated monthly SIP

Drawdown

Peak to trough from a running NAV high. Move across the path to read a date.

Drawdown

15 Sept 2026

-1.3%

Jan 2013-4.1% – 0.0%Sept 2026

Average recovery: 9 days; 258 recovered episodes
Longest recovery: 225 days; Trough to prior peak
Current spell: 32 days; Days below latest peak
Time below peak: +79%; NAV observations

4 Jun 2013 – 20 Jan 2014
Trough 19 Aug 2013 · recovered in 154 days
-7.1%
6 Sept 2017 – 5 Oct 2018
Trough 22 Feb 2018 · recovered in 225 days
-4.3%
28 May 2025 – 9 Mar 2026
Trough 29 Aug 2025 · recovered in 192 days
-4.1%
24 Nov 2016 – 30 May 2017
Trough 27 Dec 2016 · recovered in 154 days
-3.7%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
100
Vs category
72
Consistency
51
Risk-adjusted
66
Drawdown
82
Mean
74

Portfolio

31 Aug 2026 · 5 holdings · top 10 are 100.0%.

Top 5: 100.0%
Top 10: 100.0%
Largest holding: 72.5%
Effective holdings: 1.8

Reverse Repo
Unspecified
72.5%
GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100
Entities
14.1%
GOI Sec 7.36 12/09/2052
Entities
8.0%
Net Current Assets
Unspecified
5.3%
Others Mrgn Money
Unspecified
0.1%

Decision

Quantitative read of the live evidence. An explanation can only restate what is already here.

As of 15 Sept 2026

Healthy

Engine status

Healthy

Doing its job

Why this status

No material deterioration, cost shock, or persistent category underperformance in the current evidence set.

Supporting reads

Three-year return is above the category median.
Risk-adjusted return sits above the documented risk-free proxy.
Peak-to-trough drawdown has stayed shallower than 15%.

Bandhan Gilt Fund

Returns

Drawdown

Dimensions

Portfolio

Decision

Worth investigating

DSP Gilt Fund

JM G-Sec Fund - (Direct) Annual

JM G-Sec Fund - (Direct) Half Yearly

JM G-Sec Fund - Annual

JM G-Sec Fund - Monthly

Bandhan Gilt Fund

Bandhan Gilt Fund

Returns

Drawdown

Dimensions

Portfolio

Decision

Returns

Drawdown

Dimensions

Portfolio

Decision

Worth investigating

DSP Gilt Fund

JM G-Sec Fund - (Direct) Annual

JM G-Sec Fund - (Direct) Half Yearly

JM G-Sec Fund - Annual

JM G-Sec Fund - Monthly

Bandhan Gilt Fund

Returns

Drawdown

Dimensions

Portfolio

Decision