MonitorDirect · Growth
Bajaj Finserv Gilt Fund
Bajaj Finserv Mutual FundDebt Scheme - Gilt Fund1.7 years
The Scheme seeks to generate credit risk-free returns through investments in sovereign securities issued by the Central Government and/or State Government(s) and/or any security unconditionally guaranteed by the Government of India, and/or reverse repos in such securities as per applicable RBI Regulations and Guidelines.
- NAV
- 1,075.9585
- 15 Sept 2026
- 1Y
- +4.8%
- Trailing CAGR
- AUM
- ₹28.34 Cr
- 31 Aug 2026
- Volatility
- Low
- 3.4% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+4.8%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI+4.6%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+5.4%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- +4.6%
- Calendar-day CAGR
- Excess 1Y
- +0.7%
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 23 days
- 16 recovered episodes
- Longest recovery
- 296 days
- Trough to prior peak
- Current spell
- 28 days
- Days below latest peak
- Time below peak
- +89%
- NAV observations
28 May 2025 – 18 Jun 2026
Trough 26 Aug 2025 · recovered in 296 days
-3.9%
6 Jul 2026 – 14 Aug 2026
Trough 31 Jul 2026 · recovered in 14 days
-1.1%
14 Aug 2026 – open
Trough 31 Aug 2026 · not recovered
-0.8%
5 May 2025 – 14 May 2025
Trough 8 May 2025 · recovered in 6 days
-0.7%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
33
Vs category
55
Consistency
13
Risk-adjusted
16
Drawdown
90
Mean
41
Portfolio
31 Aug 2026 · 5 holdings · top 10 are 100.0%.
- Top 5
- 100.7%
- Top 10
- 100.0%
- Largest holding
- 52.3%
- Effective holdings
- 2.8
GOVERNMENT OF INDIA 37861 091 DAYS TBILL 27NV26 FV RS 100
Financial
52.3%
GOVERNMENT OF INDIA 37629 091 DAYS TBILL 01OT26 FV RS 100
Financial
17.6%
GOVERNMENT OF INDIA 36735 364 DAYS TBILL 26NV26 FV RS 100
Financial
17.4%
Others CBLO
Unspecified
13.1%
GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100
Entities
0.3%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Risk-adjusted return (Sharpe) is negative over the available daily history.
Supporting reads
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
quant Gilt Fund
quant Mutual Fund
- 1Y
- +4.3%
- 3Y
- +6.1%
- Vol
- 2.0%
- Max DD
- -2.2%
- Sharpe
- 0.55
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Lower TER
- Higher trailing returns
PGIM India Gilt Fund
PGIM India Mutual Fund
- 1Y
- +2.5%
- 3Y
- +6.1%
- Vol
- 2.8%
- Max DD
- -3.2%
- Sharpe
- 0.67
- 3Y win
- +7%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Caveat: Higher TER
Bandhan Gilt Fund
Bandhan Mutual Fund
- 1Y
- +7.7%
- 3Y
- +7.9%
- Vol
- 4.1%
- Max DD
- -7.1%
- Sharpe
- 0.83
- 3Y win
- +48%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
DSP Gilt Fund
DSP Mutual Fund
- 1Y
- +3.9%
- 3Y
- +6.8%
- Vol
- 3.9%
- Max DD
- -7.6%
- Sharpe
- 0.68
- 3Y win
- +68%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
HDFC Gilt Fund
HDFC Mutual Fund
- 1Y
- +3.3%
- 3Y
- +6.2%
- Vol
- 3.8%
- Max DD
- -11.9%
- Sharpe
- 0.56
- 3Y win
- +15%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown