HealthyDirect · Growth

ICICI Prudential Gilt Fund

ICICI Prudential Mutual Fund Debt Scheme - Gilt Fund13.7 years

NAV: 116.035; 15 Sept 2026
1Y: +5.0%; Trailing CAGR
AUM: ₹7,950.49 Cr; 31 Aug 2026
Volatility: Low; 4.4% annualized

Sept 2024 – Sept 2026

All funds

HealthyDirect · Growth

ICICI Prudential Gilt Fund

ICICI Prudential Mutual Fund Debt Scheme - Gilt Fund13.7 years

NAV: 116.035; 15 Sept 2026
1Y: +5.0%; Trailing CAGR
AUM: ₹7,950.49 Cr; 31 Aug 2026
Volatility: Low; 4.4% annualized

NAV path pending

NAV

15 Sept 2026 · +4.2% over 1Y

116.035

Sept 2025111.2253 – 118.4016Sept 2026

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y+5.0%
3Y+7.2%
5Y+6.6%
10Y+7.5%
SI+8.3%

SIP XIRR

Equal monthly instalments to latest NAV

1Y+4.7%
3Y+6.3%
5Y+6.9%
10Y+7.4%

Since inception: +8.3%; Calendar-day CAGR
Excess 1Y: +1.0%; Category median, same plan and option
3Y win rate: +72%; Windows beating the median
3Y percentile: 82; Vs comparable share classes
Worst rolling 3Y: +5.3%; 2588 daily-ending windows
Median rolling 3Y: +8.5%; Calendar-day CAGR
Positive rolling 5Y: +100%; 2105 daily-ending windows
SIP 3Y XIRR: +6.3%; Simulated monthly SIP

Drawdown

Peak to trough from a running NAV high. Move across the path to read a date.

Drawdown

15 Sept 2026

-2.0%

Jan 2013-12.3% – 0.0%Sept 2026

Average recovery: 9 days; 262 recovered episodes
Longest recovery: 338 days; Trough to prior peak
Current spell: 28 days; Days below latest peak
Time below peak: +72%; NAV observations

27 May 2013 – 23 Jul 2014
Trough 19 Aug 2013 · recovered in 338 days
-12.3%
24 Nov 2016 – 8 Jun 2017
Trough 10 Mar 2017 · recovered in 90 days
-6.8%
3 Aug 2017 – 5 Apr 2018
Trough 22 Feb 2018 · recovered in 42 days
-4.5%
20 Oct 2015 – 16 Mar 2016
Trough 25 Feb 2016 · recovered in 20 days
-3.6%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
82
Vs category
56
Consistency
72
Risk-adjusted
61
Drawdown
69
Mean
68

Portfolio

31 Aug 2026 · 49 holdings · top 10 are 64.1%.

Top 5: 48.4%
Top 10: 64.1%
Largest holding: 16.4%
Effective holdings: 15.4

GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100
Entities
16.4%
GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100
Entities
9.6%
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100
Entities
8.8%
GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100
Entities
7.4%
Cash Margin
Unspecified
6.3%

Decision

Quantitative read of the live evidence. An explanation can only restate what is already here.

As of 11 Sept 2026

Healthy

Engine status

Healthy

Doing its job

Why this status

No material deterioration, cost shock, or persistent category underperformance in the current evidence set.

Supporting reads

The fund beat the category median in 72% of rolling 3-year windows.
Three-year return is above the category median.
Risk-adjusted return sits above the documented risk-free proxy.
Peak-to-trough drawdown has stayed shallower than 15%.

NAV

Path not in current snapshots

n/a

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y+5.0%
3Y+7.2%
5Y+6.6%
10Y+7.5%
SI+8.3%

SIP XIRR

Equal monthly instalments to latest NAV

1Y+4.7%
3Y+6.3%
5Y+6.9%
10Y+7.4%

Since inception: +8.3%; Calendar-day CAGR
Excess 1Y: +1.0%; Category median, same plan and option
3Y win rate: +72%; Windows beating the median
3Y percentile: 82; Vs comparable share classes
Worst rolling 3Y: +5.3%; 2588 daily-ending windows
Median rolling 3Y: +8.5%; Calendar-day CAGR
Positive rolling 5Y: +100%; 2105 daily-ending windows
SIP 3Y XIRR: +6.3%; Simulated monthly SIP

Drawdown

Peak to trough from a running NAV high. Move across the path to read a date.

Drawdown

Path not in current snapshots

n/a

Average recovery: 9 days; 262 recovered episodes
Longest recovery: 338 days; Trough to prior peak
Current spell: 28 days; Days below latest peak
Time below peak: +72%; NAV observations

27 May 2013 – 23 Jul 2014
Trough 19 Aug 2013 · recovered in 338 days
-12.3%
24 Nov 2016 – 8 Jun 2017
Trough 10 Mar 2017 · recovered in 90 days
-6.8%
3 Aug 2017 – 5 Apr 2018
Trough 22 Feb 2018 · recovered in 42 days
-4.5%
20 Oct 2015 – 16 Mar 2016
Trough 25 Feb 2016 · recovered in 20 days
-3.6%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
82
Vs category
56
Consistency
72
Risk-adjusted
61
Drawdown
69
Mean
68

Portfolio

31 Aug 2026 · 49 holdings · top 10 are 64.1%.

Top 5: 48.4%
Top 10: 64.1%
Largest holding: 16.4%
Effective holdings: 15.4

GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100
Entities
16.4%
GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100
Entities
9.6%
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100
Entities
8.8%
GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100
Entities
7.4%
Cash Margin
Unspecified
6.3%

Decision

Quantitative read of the live evidence. An explanation can only restate what is already here.

As of 11 Sept 2026

Healthy

Engine status

Healthy

Doing its job

Why this status

No material deterioration, cost shock, or persistent category underperformance in the current evidence set.

Supporting reads

The fund beat the category median in 72% of rolling 3-year windows.
Three-year return is above the category median.
Risk-adjusted return sits above the documented risk-free proxy.
Peak-to-trough drawdown has stayed shallower than 15%.

Worth investigating

Same-category peers with enough history to inspect beside this fund.

NAV

15 Sept 2026 · +4.2% over 1Y

116.035

Sept 2025111.2253 – 118.4016Sept 2026

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y+5.0%
3Y+7.2%
5Y+6.6%
10Y+7.5%
SI+8.3%

SIP XIRR

Equal monthly instalments to latest NAV

1Y+4.7%
3Y+6.3%
5Y+6.9%
10Y+7.4%

Since inception: +8.3%; Calendar-day CAGR
Excess 1Y: +1.0%; Category median, same plan and option
3Y win rate: +72%; Windows beating the median
3Y percentile: 82; Vs comparable share classes
Worst rolling 3Y: +5.3%; 2588 daily-ending windows
Median rolling 3Y: +8.5%; Calendar-day CAGR
Positive rolling 5Y: +100%; 2105 daily-ending windows
SIP 3Y XIRR: +6.3%; Simulated monthly SIP

Drawdown

Peak to trough from a running NAV high. Move across the path to read a date.

Drawdown

15 Sept 2026

-2.0%

Jan 2013-12.3% – 0.0%Sept 2026

Average recovery: 9 days; 262 recovered episodes
Longest recovery: 338 days; Trough to prior peak
Current spell: 28 days; Days below latest peak
Time below peak: +72%; NAV observations

27 May 2013 – 23 Jul 2014
Trough 19 Aug 2013 · recovered in 338 days
-12.3%
24 Nov 2016 – 8 Jun 2017
Trough 10 Mar 2017 · recovered in 90 days
-6.8%
3 Aug 2017 – 5 Apr 2018
Trough 22 Feb 2018 · recovered in 42 days
-4.5%
20 Oct 2015 – 16 Mar 2016
Trough 25 Feb 2016 · recovered in 20 days
-3.6%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
82
Vs category
56
Consistency
72
Risk-adjusted
61
Drawdown
69
Mean
68

Portfolio

31 Aug 2026 · 49 holdings · top 10 are 64.1%.

Top 5: 48.4%
Top 10: 64.1%
Largest holding: 16.4%
Effective holdings: 15.4

GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100
Entities
16.4%
GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100
Entities
9.6%
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100
Entities
8.8%
GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100
Entities
7.4%
Cash Margin
Unspecified
6.3%

Decision

Quantitative read of the live evidence. An explanation can only restate what is already here.

As of 11 Sept 2026

Healthy

Engine status

Healthy

Doing its job

Why this status

No material deterioration, cost shock, or persistent category underperformance in the current evidence set.

Supporting reads

The fund beat the category median in 72% of rolling 3-year windows.
Three-year return is above the category median.
Risk-adjusted return sits above the documented risk-free proxy.
Peak-to-trough drawdown has stayed shallower than 15%.

ICICI Prudential Gilt Fund

Returns

Drawdown

Dimensions

Portfolio

Decision

Worth investigating

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Returns

Drawdown

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Decision

Worth investigating

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ICICI Prudential Gilt Fund

Returns

Drawdown

Dimensions

Portfolio

Decision