MonitorDirect · Growth
PGIM India Gilt Fund
PGIM India Mutual FundDebt Scheme - Gilt Fund10.5 years
The scheme aims to generate returns by investing in a portfolio of Central/State Government securities of various maturities.
- NAV
- 33.3885
- 15 Sept 2026
- 1Y
- +2.5%
- Trailing CAGR
- AUM
- ₹87.24 Cr
- 31 Aug 2026
- Volatility
- Low
- 2.8% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+2.5%
- 3Y+6.1%
- 5Y+5.5%
- 10Y+6.6%
- SI+7.1%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+2.3%
- 3Y+4.4%
- 5Y+5.5%
- 10Y+6.2%
- Since inception
- +7.1%
- Calendar-day CAGR
- Excess 1Y
- -1.8%
- Category median, same plan and option
- 3Y win rate
- +7%
- Windows beating the median
- 3Y percentile
- 30
- Vs comparable share classes
- Worst rolling 3Y
- +4.3%
- 1822 daily-ending windows
- Median rolling 3Y
- +7.3%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 1336 daily-ending windows
- SIP 3Y XIRR
- +4.4%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 8 days
- 221 recovered episodes
- Longest recovery
- 124 days
- Trough to prior peak
- Current spell
- 32 days
- Days below latest peak
- Time below peak
- +76%
- NAV observations
28 May 2025 – 18 Jun 2026
Trough 2 Apr 2026 · recovered in 77 days
-3.2%
9 Mar 2020 – 23 Apr 2020
Trough 19 Mar 2020 · recovered in 35 days
-2.9%
6 Dec 2016 – 25 May 2017
Trough 10 Mar 2017 · recovered in 76 days
-2.4%
5 Apr 2018 – 27 Aug 2018
Trough 25 Apr 2018 · recovered in 124 days
-1.8%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
30
Vs category
39
Consistency
26
Risk-adjusted
59
Drawdown
92
Mean
49
Portfolio
31 Aug 2026 · 19 holdings · top 10 are 92.1%.
- Top 5
- 74.3%
- Top 10
- 92.1%
- Largest holding
- 24.9%
- Effective holdings
- 7.3
GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100
Entities
24.9%
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100
Entities
17.2%
Others CBLO
Unspecified
13.0%
GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100
Entities
12.6%
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100
Entities
6.8%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
No status reasons yet. History is still thin.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Bandhan Gilt Fund
Bandhan Mutual Fund
- 1Y
- +7.7%
- 3Y
- +7.9%
- Vol
- 4.1%
- Max DD
- -7.1%
- Sharpe
- 0.83
- 3Y win
- +48%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
DSP Gilt Fund
DSP Mutual Fund
- 1Y
- +3.9%
- 3Y
- +6.8%
- Vol
- 3.9%
- Max DD
- -7.6%
- Sharpe
- 0.68
- 3Y win
- +68%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
HDFC Gilt Fund
HDFC Mutual Fund
- 1Y
- +3.3%
- 3Y
- +6.2%
- Vol
- 3.8%
- Max DD
- -11.9%
- Sharpe
- 0.56
- 3Y win
- +15%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
ICICI Prudential Gilt Fund
ICICI Prudential Mutual Fund
- 1Y
- +5.0%
- 3Y
- +7.2%
- Vol
- 4.4%
- Max DD
- -12.3%
- Sharpe
- 0.72
- 3Y win
- +72%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
JM G-Sec Fund - (Direct)
JM Financial Asset Management Limited
- 1Y
- +13.0%
- 3Y
- +7.1%
- Vol
- 4.6%
- Max DD
- -6.5%
- Sharpe
- 0.74
- 3Y win
- +11%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown