MonitorDirect · Growth
HDFC Gilt Fund
HDFC Mutual FundDebt Scheme - Gilt Fund13.7 years
The scheme is a dedicated gilt scheme which seeks to generate reasonable returns with investments in government securities, securities guaranteed by GoI with medium to long term residual maturities.
- NAV
- 60.1005
- 15 Sept 2026
- 1Y
- +3.3%
- Trailing CAGR
- AUM
- ₹2,016.73 Cr
- 31 Aug 2026
- Volatility
- Low
- 3.8% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+3.3%
- 3Y+6.2%
- 5Y+5.4%
- 10Y+6.0%
- SI+7.3%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+2.8%
- 3Y+4.9%
- 5Y+5.7%
- 10Y+5.9%
- Since inception
- +7.3%
- Calendar-day CAGR
- Excess 1Y
- -1.0%
- Category median, same plan and option
- 3Y win rate
- +15%
- Windows beating the median
- 3Y percentile
- 30
- Vs comparable share classes
- Worst rolling 3Y
- +3.7%
- 2590 daily-ending windows
- Median rolling 3Y
- +7.3%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2108 daily-ending windows
- SIP 3Y XIRR
- +4.9%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 10 days
- 236 recovered episodes
- Longest recovery
- 290 days
- Trough to prior peak
- Current spell
- 32 days
- Days below latest peak
- Time below peak
- +78%
- NAV observations
27 May 2013 – 5 Jun 2014
Trough 19 Aug 2013 · recovered in 290 days
-11.9%
24 Nov 2016 – 3 Aug 2017
Trough 10 Mar 2017 · recovered in 146 days
-6.2%
28 May 2025 – 24 Feb 2026
Trough 26 Aug 2025 · recovered in 182 days
-3.0%
6 Sept 2017 – 5 Apr 2018
Trough 22 Feb 2018 · recovered in 42 days
-2.9%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
30
Vs category
44
Consistency
24
Risk-adjusted
53
Drawdown
70
Mean
44
Portfolio
31 Aug 2026 · 37 holdings · top 10 are 76.9%.
- Top 5
- 56.0%
- Top 10
- 76.9%
- Largest holding
- 16.0%
- Effective holdings
- 12.5
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100
Entities
16.0%
Repo
Unspecified
11.7%
GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100
Entities
11.5%
GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100
Entities
10.8%
GOI Sec 7.18 14/08/2033
Entities
6.1%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
No status reasons yet. History is still thin.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Bandhan Gilt Fund
Bandhan Mutual Fund
- 1Y
- +7.7%
- 3Y
- +7.9%
- Vol
- 4.1%
- Max DD
- -7.1%
- Sharpe
- 0.83
- 3Y win
- +48%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
DSP Gilt Fund
DSP Mutual Fund
- 1Y
- +3.9%
- 3Y
- +6.8%
- Vol
- 3.9%
- Max DD
- -7.6%
- Sharpe
- 0.68
- 3Y win
- +68%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
JM G-Sec Fund - (Direct) Annual
JM Financial Asset Management Limited
- 1Y
- +13.0%
- 3Y
- +7.2%
- Vol
- 4.4%
- Max DD
- -5.2%
- Sharpe
- 0.88
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
JM G-Sec Fund - (Direct) Half Yearly
JM Financial Asset Management Limited
- 1Y
- +13.0%
- 3Y
- +7.2%
- Vol
- 4.4%
- Max DD
- -5.2%
- Sharpe
- 0.88
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
JM G-Sec Fund - Annual
JM Financial Asset Management Limited
- 1Y
- +12.2%
- 3Y
- +6.4%
- Vol
- 4.4%
- Max DD
- -5.6%
- Sharpe
- 0.70
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility