MonitorDirect · GrowthWatch before adding
BANDHAN LARGE CAP FUND
Bandhan Mutual FundEquity Scheme - Large Cap Fund13.8 years
The Scheme seeks to generate capital growth from predominantly investing in large cap stocks.
- NAV
- 87.691
- 31 Oct 2026
- 1Y
- -4.6%
- Trailing CAGR
- AUM
- ₹2,179.99 Cr
- 31 Aug 2026
- Volatility
- Medium
- 15.6% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 31 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · The fund beat the category median in 63% of rolling 3-year windows.
Fits if · Three-year return is above the category median.
Prefer peers if · Prefer quant Large Cap Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
13.8 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
1.06% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Watch
Peak-to-trough -35.1%. Ask whether you can hold through a similar fall.
Vs category
Pass
63% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Watch
Manish Gunwani · 1.9 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 45.4% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 35%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-4.6%
- 3Y+13.2%
- 5Y+9.5%
- 10Y+12.7%
- SI+12.4%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-2.8%
- 3Y+3.9%
- 5Y+9.6%
- 10Y+12.5%
- Since inception
- +12.4%
- Calendar-day CAGR
- Excess 1Y
- +2.0%
- Category median, same plan and option
- 3Y win rate
- +63%
- Windows beating the median
- 3Y percentile
- 90
- Vs comparable share classes
- SIP 3Y XIRR
- +3.9%
- Simulated monthly SIP
- Worst rolling 3Y
- -4.0%
- 2663 daily-ending windows
- Median rolling 3Y
- +13.6%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2170 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -35.1%
- Worst peak-to-trough
- Current
- -6.5%
- Below last peak
- Current spell
- 302 days
- Days below latest peak
- Time below peak
- +89%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 15 days
- 162 recovered episodes
- Longest recovery
- 377 days
- Trough to prior peak
19 Feb 2020 – 8 Oct 2020
Trough 23 Mar 2020 · recovered in 199 days
-35.1%
3 Mar 2015 – 31 Aug 2016
Trough 11 Feb 2016 · recovered in 202 days
-21.6%
17 Jan 2022 – 29 May 2023
Trough 17 Jun 2022 · recovered in 346 days
-19.4%
26 Sept 2024 – 27 Oct 2025
Trough 28 Feb 2025 · recovered in 241 days
-18.0%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
90
Vs category
62
Consistency
59
Risk-adjusted
49
Drawdown
12
Mean
55
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Maximum drawdown exceeded 35%.
Supporting reads
- The fund beat the category median in 63% of rolling 3-year windows.
- Three-year return is above the category median.
Portfolio
31 Aug 2026 · 71 holdings · top 10 are 45.4%.
- Top 5
- 29.5%
- Top 10
- 45.4%
- Largest holding
- 8.8%
- Effective holdings
- 32.1
ICICI Bank Ltd
Financial
8.8%
HDFC Bank Ltd
Financial
7.0%
Reliance Industries Ltd
Energy & Utilities
5.8%
State Bank of India
Financial
4.0%
Infosys Ltd
Technology
3.9%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
quant Large Cap Fund
quant Mutual Fund
- 1Y
- -0.9%
- 3Y
- +13.6%
- Vol
- 15.3%
- Max DD
- -21.1%
- Sharpe
- 0.45
- 3Y win
- +79%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
BARODA BNP PARIBAS LARGE CAP FUND
Baroda BNP Paribas Mutual Fund
- 1Y
- -4.3%
- 3Y
- +11.5%
- Vol
- 12.8%
- Max DD
- -18.2%
- Sharpe
- 0.49
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns
BAJAJ FINSERV LARGE CAP FUND
Bajaj Finserv Mutual Fund
- 1Y
- -4.5%
- 3Y
- n/a
- Vol
- 12.8%
- Max DD
- -16.9%
- Sharpe
- -0.43
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns
Edelweiss Large Cap Fund
Edelweiss Mutual Fund
- 1Y
- -5.8%
- 3Y
- +10.4%
- Vol
- 15.1%
- Max DD
- -35.1%
- Sharpe
- 0.55
- 3Y win
- +80%
- Lower volatility
- Higher win rate vs category
- Lower TER
Caveat: Deeper drawdown · Lower trailing returns
ICICI Prudential Large Cap Fund (erstwhile Bluechip Fund)
ICICI Prudential Mutual Fund
- 1Y
- -9.7%
- 3Y
- +10.3%
- Vol
- 15.2%
- Max DD
- -37.3%
- Sharpe
- 0.57
- 3Y win
- +95%
- Lower volatility
- Higher win rate vs category
- Lower TER
Caveat: Deeper drawdown · Lower trailing returns