MonitorDirect · GrowthWatch before adding
Bandhan US specific Equity Active FOF
- NAV
- 20.58
- 29 Oct 2026
- 1Y
- +4.6%
- Trailing CAGR
- AUM
- ₹99.81 Cr
- 30 Jun 2026
- Volatility
- High
- 21.0% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · The fund beat the category median in 99% of rolling 3-year windows.
Fits if · Three-year return is above the category median.
Prefer peers if · Prefer DSP Global Innovation Overseas Equity Omni FoF if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
5.2 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
0.62% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -27.1%. Ask whether you can hold through a similar fall.
Vs category
Pass
99% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+4.6%
- 3Y+27.3%
- 5Y+14.8%
- 10Yn/a
- SI+14.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+8.8%
- 3Y+17.9%
- 5Y+20.3%
- 10Yn/a
- Since inception
- +14.9%
- Calendar-day CAGR
- Excess 1Y
- -8.0%
- Category median, same plan and option
- 3Y win rate
- +99%
- Windows beating the median
- 3Y percentile
- 65
- Vs comparable share classes
- SIP 3Y XIRR
- +17.9%
- Simulated monthly SIP
- Worst rolling 3Y
- +11.1%
- 497 daily-ending windows
- Median rolling 3Y
- +25.0%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 42 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -27.1%
- Worst peak-to-trough
- Current
- -6.0%
- Below last peak
- Current spell
- 23 days
- Days below latest peak
- Time below peak
- +89%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 18 days
- 51 recovered episodes
- Longest recovery
- 393 days
- Trough to prior peak
22 Nov 2021 – 14 Jul 2023
Trough 16 Jun 2022 · recovered in 393 days
-27.1%
24 Jan 2025 – 17 Jul 2025
Trough 7 Apr 2025 · recovered in 101 days
-22.5%
11 Jul 2024 – 14 Oct 2024
Trough 5 Aug 2024 · recovered in 70 days
-13.5%
3 Jun 2026 – 6 Oct 2026
Trough 28 Jul 2026 · recovered in 70 days
-11.3%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
65
Vs category
0
Consistency
86
Risk-adjusted
53
Drawdown
32
Mean
47
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Supporting reads
- The fund beat the category median in 99% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
29 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
28 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
27 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
26 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
21 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
16 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
24 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
21 Sept 2026
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
DSP Global Innovation Overseas Equity Omni FoF
DSP Mutual Fund
- 1Y
- +15.0%
- 3Y
- +30.3%
- Vol
- 20.6%
- Max DD
- -27.6%
- Sharpe
- 0.75
- 3Y win
- +100%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown · Higher TER
Navi NASDAQ100 US Specific Equity Passive FOF
Navi Mutual Fund
- 1Y
- +21.6%
- 3Y
- +33.5%
- Vol
- 23.3%
- Max DD
- -25.1%
- Sharpe
- 0.77
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
HDFC Developed World Overseas Equity Passive FOF
HDFC Mutual Fund
- 1Y
- +21.3%
- 3Y
- +28.4%
- Vol
- 14.6%
- Max DD
- -19.6%
- Sharpe
- 0.76
- 3Y win
- +2%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Kotak US Specific Equity Passive FOF
Kotak Mahindra Mutual Fund
- 1Y
- +21.6%
- 3Y
- +33.0%
- Vol
- 21.3%
- Max DD
- -29.1%
- Sharpe
- 0.77
- 3Y win
- +100%
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Navi Total Stock Market US Specific Equity Passive FoF
Navi Mutual Fund
- 1Y
- +21.6%
- 3Y
- +29.5%
- Vol
- 18.1%
- Max DD
- -20.0%
- Sharpe
- 0.79
- 3Y win
- +4%
- Lower volatility
- Shallower drawdown
- Higher trailing returns