MonitorPlan n/a · Option n/aWatch before adding
Navi Total Stock Market US Specific Equity Passive FoF
- NAV
- 22.9341
- 29 Oct 2026
- 1Y
- +21.6%
- Trailing CAGR
- AUM
- ₹982 Cr
- 30 Jun 2026
- Volatility
- High
- 18.1% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · Three-year return is above the category median.
Fits if · Risk-adjusted return sits above the documented risk-free proxy.
Prefer peers if · Prefer Aditya Birla Sun Life US Treasury 1-3 Year Bond ETFs Passive FOF if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Watch
4.7 years - usable, still building a track record.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -20.0%. Ask whether you can hold through a similar fall.
Vs category
Fail
4% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+21.6%
- 3Y+29.5%
- 5Yn/a
- 10Yn/a
- SI+19.2%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+20.8%
- 3Y+24.5%
- 5Yn/a
- 10Yn/a
- Since inception
- +19.2%
- Calendar-day CAGR
- Excess 1Y
- -1.0%
- Category median, same plan and option
- 3Y win rate
- +4%
- Windows beating the median
- 3Y percentile
- 75
- Vs comparable share classes
- SIP 3Y XIRR
- +24.5%
- Simulated monthly SIP
- Worst rolling 3Y
- +7.7%
- 402 daily-ending windows
- Median rolling 3Y
- +24.2%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -20.0%
- Worst peak-to-trough
- Current
- -2.5%
- Below last peak
- Current spell
- 20 days
- Days below latest peak
- Time below peak
- +83%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 10 days
- 92 recovered episodes
- Longest recovery
- 355 days
- Trough to prior peak
19 Feb 2025 – 10 Jul 2025
Trough 8 Apr 2025 · recovered in 93 days
-20.0%
29 Mar 2022 – 6 Jun 2023
Trough 16 Jun 2022 · recovered in 355 days
-19.4%
31 Jul 2023 – 22 Nov 2023
Trough 27 Oct 2023 · recovered in 26 days
-9.8%
16 Jul 2024 – 30 Aug 2024
Trough 5 Aug 2024 · recovered in 25 days
-8.3%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
75
Vs category
44
Consistency
10
Risk-adjusted
65
Drawdown
50
Mean
49
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
No status reasons yet. History is still thin.
Supporting reads
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Aditya Birla Sun Life US Treasury 1-3 Year Bond ETFs Passive FOF
Aditya Birla Sun Life Mutual Fund
- 1Y
- +10.0%
- 3Y
- n/a
- Vol
- 4.1%
- Max DD
- -2.7%
- Sharpe
- 0.69
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Aditya Birla Sun Life US Treasury 3-10 Year Bond ETFs Passive FOF
Aditya Birla Sun Life Mutual Fund
- 1Y
- +6.6%
- 3Y
- n/a
- Vol
- 5.6%
- Max DD
- -3.7%
- Sharpe
- 0.49
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Baroda BNP Paribas Aqua Fund of Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +12.5%
- 3Y
- +18.8%
- Vol
- 16.7%
- Max DD
- -17.7%
- Sharpe
- 0.47
- 3Y win
- +4%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
DSP US Specific Debt Passive FoF
DSP Mutual Fund
- 1Y
- +5.5%
- 3Y
- n/a
- Vol
- 6.4%
- Max DD
- -4.8%
- Sharpe
- 0.45
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Motilal Oswal Developed Market Ex US ETFs Overseas Equity Passive FOF
Motilal Oswal Mutual Fund
- 1Y
- +22.6%
- 3Y
- +25.0%
- Vol
- 15.2%
- Max DD
- -14.3%
- Sharpe
- 1.05
- 3Y win
- +41%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns