MonitorDirect · Growth
BANK OF INDIA BALANCED ADVANTAGE FUND
Bank of India Mutual FundHybrid Scheme - Dynamic Asset Allocation or Balanced Advantage12.5 years
- NAV
- 27.9337
- 15 Sept 2026
- 1Y
- +3.6%
- Trailing CAGR
- AUM
- ₹177.62 Cr
- 31 Aug 2026
- Volatility
- Medium
- 8.8% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+3.6%
- 3Y+8.2%
- 5Y+10.2%
- 10Y+7.5%
- SI+8.5%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-0.1%
- 3Y+4.7%
- 5Y+8.5%
- 10Y+8.6%
- Since inception
- +8.5%
- Calendar-day CAGR
- Excess 1Y
- +0.9%
- Category median, same plan and option
- 3Y win rate
- +18%
- Windows beating the median
- 3Y percentile
- 29
- Vs comparable share classes
- Worst rolling 3Y
- -3.0%
- 2336 daily-ending windows
- Median rolling 3Y
- +8.9%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 1843 daily-ending windows
- SIP 3Y XIRR
- +4.7%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 11 days
- 163 recovered episodes
- Longest recovery
- 239 days
- Trough to prior peak
- Current spell
- 43 days
- Days below latest peak
- Time below peak
- +85%
- NAV observations
27 Aug 2018 – 17 Nov 2020
Trough 23 Mar 2020 · recovered in 239 days
-17.8%
27 Sept 2024 – 20 Oct 2025
Trough 28 Feb 2025 · recovered in 234 days
-12.8%
8 Apr 2022 – 16 Aug 2022
Trough 20 Jun 2022 · recovered in 57 days
-9.7%
17 Jan 2022 – 31 Mar 2022
Trough 7 Mar 2022 · recovered in 24 days
-7.7%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
29
Vs category
56
Consistency
25
Risk-adjusted
45
Drawdown
56
Mean
42
Portfolio
31 Aug 2026 · 76 holdings · top 10 are 61.3%.
- Top 5
- 48.7%
- Top 10
- 61.3%
- Largest holding
- 16.3%
- Effective holdings
- 17.4
Repo
Unspecified
16.3%
NIFTY September 2026 Future
Financial
12.6%
Reliance Industries Ltd
Energy & Utilities
3.8%
ICICI Bank Ltd
Financial
3.8%
IRB InvIT Fund EQ
Industrials
3.5%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
No status reasons yet. History is still thin.
Supporting reads
No supporting reads in the current evidence set.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Franklin India Balanced Advantage Fund
Franklin Templeton Mutual Fund
- 1Y
- +0.1%
- 3Y
- +9.2%
- Vol
- 6.8%
- Max DD
- -8.1%
- Sharpe
- 0.81
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
SBI Balanced Advantage Fund
SBI Mutual Fund
- 1Y
- +1.9%
- 3Y
- +9.2%
- Vol
- 6.3%
- Max DD
- -7.4%
- Sharpe
- 0.74
- 3Y win
- +99%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
UNIFI DYNAMIC ASSET ALLOCATION FUND
Unifi Mutual Fund
- 1Y
- +8.6%
- 3Y
- n/a
- Vol
- 0.8%
- Max DD
- -0.2%
- Sharpe
- 3.64
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
DSP Dynamic Asset Allocation Fund
DSP Mutual Fund
- 1Y
- +3.2%
- 3Y
- +10.1%
- Vol
- 6.9%
- Max DD
- -19.3%
- Sharpe
- 0.67
- 3Y win
- +31%
- Lower volatility
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown
Edelweiss Balanced Advantage Fund
Edelweiss Mutual Fund
- 1Y
- +5.5%
- 3Y
- +10.4%
- Vol
- 8.9%
- Max DD
- -16.2%
- Sharpe
- 0.77
- 3Y win
- +77%
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility