MonitorDirect · Growth
Bank of India Business Cycle Fund
Bank of India Mutual FundEquity Scheme - Sectoral/ Thematic2 years
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy.
- NAV
- 9.69
- 15 Sept 2026
- 1Y
- +3.6%
- Trailing CAGR
- Upside capture
- +124%
- Vs NIFTY 500 TRI
- Downside capture
- +117%
- Lower is better
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+3.6%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI-1.6%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+8.8%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- -1.6%
- Calendar-day CAGR
- Excess 1Y
- -2.4%
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
Official benchmark
Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 16 Sept 2026.
- 1Y excess
- +5.9%
- Fund minus TRI
- 3Y excess
- n/a
- Fund minus TRI
- Upside capture
- +124%
- Benchmark-up months
- Downside capture
- +117%
- Lower is better
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 6 days
- 7 recovered episodes
- Longest recovery
- 19 days
- Trough to prior peak
- Current spell
- 643 days
- Days below latest peak
- Time below peak
- +95%
- NAV observations
11 Dec 2024 – open
Trough 28 Feb 2025 · not recovered
-25.2%
6 Nov 2024 – 2 Dec 2024
Trough 13 Nov 2024 · recovered in 19 days
-4.1%
16 Oct 2024 – 6 Nov 2024
Trough 25 Oct 2024 · recovered in 12 days
-3.1%
26 Sept 2024 – 14 Oct 2024
Trough 7 Oct 2024 · recovered in 7 days
-2.8%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
30
Vs category
35
Consistency
16
Risk-adjusted
7
Drawdown
37
Mean
25
Portfolio
31 Aug 2026 · 54 holdings · top 10 are 39.8%.
- Top 5
- 24.6%
- Top 10
- 39.8%
- Largest holding
- 5.6%
- Effective holdings
- 38.6
ICICI Bank Ltd
Financial
5.6%
State Bank of India
Financial
5.3%
NTPC Ltd
Energy & Utilities
4.0%
Bharti Airtel Ltd
Technology
3.7%
Repo
Unspecified
3.5%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Risk-adjusted return (Sharpe) is negative over the available daily history.
Supporting reads
No supporting reads in the current evidence set.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Kotak Business Cycle Fund
Kotak Mahindra Mutual Fund
- 1Y
- +2.5%
- 3Y
- +14.5%
- Vol
- 12.6%
- Max DD
- -18.4%
- Sharpe
- 0.82
- 3Y win
- +97%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
ICICI PRUDENTIAL HOUSING OPPORTUNITIES FUND
ICICI Prudential Mutual Fund
- 1Y
- -3.4%
- 3Y
- +9.8%
- Vol
- 12.6%
- Max DD
- -16.7%
- Sharpe
- 0.67
- 3Y win
- +71%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Nippon India Innovation Fund
Nippon India Mutual Fund
- 1Y
- +0.2%
- 3Y
- +13.9%
- Vol
- 14.1%
- Max DD
- -21.5%
- Sharpe
- 0.68
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
ICICI Prudential Bharat Consumption Fund
ICICI Prudential Mutual Fund
- 1Y
- -6.5%
- 3Y
- +9.0%
- Vol
- 15.4%
- Max DD
- -31.3%
- Sharpe
- 0.60
- 3Y win
- +47%
- Lower volatility
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown
Baroda BNP Paribas Energy Opportunities Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +0.7%
- 3Y
- n/a
- Vol
- 13.8%
- Max DD
- -9.7%
- Sharpe
- 0.33
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns