MonitorPlan n/a · IDCW
BANK OF INDIA CONSERVATIVE HYBRID FUND - Monthly
Bank of India Mutual FundDebt Scheme - Medium to Long Duration Fund17.5 years
- NAV
- 27.5388
- 15 Sept 2026
- 1Y
- +2.3%
- Trailing CAGR
- AUM
- ₹29,000
- 30 Jun 2026
- Volatility
- Low
- 6.5% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+2.3%
- 3Y+5.9%
- 5Y+9.0%
- 10Y+4.9%
- SI+6.0%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+1.7%
- 3Y+3.9%
- 5Y+6.4%
- 10Y+6.6%
- Since inception
- +6.0%
- Calendar-day CAGR
- Excess 1Y
- -9.3%
- Category median, same plan and option
- 3Y win rate
- +100%
- Windows beating the median
- 3Y percentile
- 100
- Vs comparable share classes
- Worst rolling 3Y
- -5.7%
- 3498 daily-ending windows
- Median rolling 3Y
- +7.7%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 3014 daily-ending windows
- SIP 3Y XIRR
- +3.9%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 13 days
- 222 recovered episodes
- Longest recovery
- 738 days
- Trough to prior peak
- Current spell
- 21 days
- Days below latest peak
- Time below peak
- +85%
- NAV observations
15 Jan 2018 – 31 Mar 2022
Trough 23 Mar 2020 · recovered in 738 days
-21.2%
22 Sept 2009 – 9 Feb 2012
Trough 8 Jun 2010 · recovered in 611 days
-8.1%
10 Dec 2024 – 13 May 2025
Trough 28 Feb 2025 · recovered in 74 days
-4.2%
4 Jun 2009 – 15 Sept 2009
Trough 10 Jul 2009 · recovered in 67 days
-3.9%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
100
Vs category
0
Consistency
93
Risk-adjusted
33
Drawdown
47
Mean
55
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Supporting reads
- The fund beat the category median in 100% of rolling 3-year windows.
- Three-year return is above the category median.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Tata Income Fund
Tata Mutual Fund
- 1Y
- +0.5%
- 3Y
- +6.0%
- Vol
- 3.2%
- Max DD
- -6.7%
- Sharpe
- 0.80
- 3Y win
- +50%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
BANK OF INDIA CONSERVATIVE HYBRID FUND
Bank of India Mutual Fund
- 1Y
- +2.9%
- 3Y
- +6.4%
- Vol
- 6.8%
- Max DD
- -15.4%
- Sharpe
- 0.45
- 3Y win
- +50%
- Shallower drawdown
- Higher trailing returns
Caveat: Higher volatility
BANK OF INDIA CONSERVATIVE HYBRID FUND - Quarterly
Bank of India Mutual Fund
- 1Y
- +11.6%
- 3Y
- -1.8%
- Vol
- 6.0%
- Max DD
- -22.2%
- Sharpe
- -0.80
- 3Y win
- 0%
- Lower volatility
Caveat: Deeper drawdown · Lower trailing returns