ReviewDirect · Growth

Tata Income Fund

Tata Mutual Fund Debt Scheme - Medium to Long Duration Fund13.7 years

NAV: 72.1992; 23 Sept 2022
1Y: +0.5%; Trailing CAGR
AUM: ₹52.31 Cr; 31 Aug 2026
Volatility: Low; 3.2% annualized

NAV path pending

NAV

Path not in current snapshots

n/a

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y+0.5%
3Y+6.0%
5Y+5.9%
10Yn/a
SI+7.8%

SIP XIRR

Equal monthly instalments to latest NAV

1Y+1.2%
3Y+3.7%
5Y+5.6%
10Yn/a

Since inception: +7.8%; Calendar-day CAGR
Excess 1Y: -3.4%; Category median, same plan and option
3Y win rate: +50%; Windows beating the median
3Y percentile: 0; Vs comparable share classes
Worst rolling 3Y: +5.5%; 1627 daily-ending windows
Median rolling 3Y: +8.2%; Calendar-day CAGR
Positive rolling 5Y: +100%; 1144 daily-ending windows
SIP 3Y XIRR: +3.7%; Simulated monthly SIP

Drawdown

Peak to trough from a running NAV high. Move across the path to read a date.

Drawdown

Path not in current snapshots

n/a

Average recovery: 8 days; 182 recovered episodes
Longest recovery: 147 days; Trough to prior peak
Current spell: 10 days; Days below latest peak
Time below peak: +73%; NAV observations

27 May 2013 – 13 Jan 2014
Trough 19 Aug 2013 · recovered in 147 days
-6.7%
9 Mar 2020 – 21 Apr 2020
Trough 19 Mar 2020 · recovered in 33 days
-3.1%
24 Nov 2016 – 1 Jun 2017
Trough 10 Mar 2017 · recovered in 83 days
-3.0%
31 Mar 2022 – 17 Aug 2022
Trough 6 May 2022 · recovered in 103 days
-2.6%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
0
Vs category
29
Consistency
47
Risk-adjusted
65
Drawdown
83
Mean
45

Portfolio

31 Aug 2026 · 14 holdings · top 10 are 92.0%.

Top 5: 49.3%
Top 10: 92.0%
Largest holding: n/a
Effective holdings: n/a

Asset mix

Debt
93.4%
Cash
6.6%

Sectors

Financial
45.7%
Entities
28.6%
Energy & Utilities
9.6%
Industrials
9.5%
Unspecified
6.6%

What changed

PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Sept 2022

Decision

Quantitative read of the live evidence. An explanation can only restate what is already here.

As of 23 Sept 2022

Review

Engine status

Review

Closer look

Why this status

Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Three-year return sits below the 25th percentile of comparable share classes.

Supporting reads

Risk-adjusted return sits above the documented risk-free proxy.
Peak-to-trough drawdown has stayed shallower than 15%.

Worth investigating

Same-category peers with enough history to inspect beside this fund.

All funds

ReviewDirect · Growth

Tata Income Fund

Tata Mutual Fund Debt Scheme - Medium to Long Duration Fund13.7 years

NAV: 72.1992; 23 Sept 2022
1Y: +0.5%; Trailing CAGR
AUM: ₹52.31 Cr; 31 Aug 2026
Volatility: Low; 3.2% annualized

Oct 2020 – Sept 2022

All funds

ReviewDirect · Growth

Tata Income Fund

Tata Mutual Fund Debt Scheme - Medium to Long Duration Fund13.7 years

NAV: 72.1992; 23 Sept 2022
1Y: +0.5%; Trailing CAGR
AUM: ₹52.31 Cr; 31 Aug 2026
Volatility: Low; 3.2% annualized

NAV path pending

NAV

23 Sept 2022 · +0.5% over 1Y

72.1992

Sept 202170.4571 – 73.13Sept 2022

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y+0.5%
3Y+6.0%
5Y+5.9%
10Yn/a
SI+7.8%

SIP XIRR

Equal monthly instalments to latest NAV

1Y+1.2%
3Y+3.7%
5Y+5.6%
10Yn/a

Since inception: +7.8%; Calendar-day CAGR
Excess 1Y: -3.4%; Category median, same plan and option
3Y win rate: +50%; Windows beating the median
3Y percentile: 0; Vs comparable share classes
Worst rolling 3Y: +5.5%; 1627 daily-ending windows
Median rolling 3Y: +8.2%; Calendar-day CAGR
Positive rolling 5Y: +100%; 1144 daily-ending windows
SIP 3Y XIRR: +3.7%; Simulated monthly SIP

Drawdown

Peak to trough from a running NAV high. Move across the path to read a date.

Drawdown

23 Sept 2022

-1.3%

Jan 2013-4.5% – 0.0%Sept 2022

Average recovery: 8 days; 182 recovered episodes
Longest recovery: 147 days; Trough to prior peak
Current spell: 10 days; Days below latest peak
Time below peak: +73%; NAV observations

27 May 2013 – 13 Jan 2014
Trough 19 Aug 2013 · recovered in 147 days
-6.7%
9 Mar 2020 – 21 Apr 2020
Trough 19 Mar 2020 · recovered in 33 days
-3.1%
24 Nov 2016 – 1 Jun 2017
Trough 10 Mar 2017 · recovered in 83 days
-3.0%
31 Mar 2022 – 17 Aug 2022
Trough 6 May 2022 · recovered in 103 days
-2.6%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
0
Vs category
29
Consistency
47
Risk-adjusted
65
Drawdown
83
Mean
45

Portfolio

31 Aug 2026 · 14 holdings · top 10 are 92.0%.

Top 5: 49.3%
Top 10: 92.0%
Largest holding: n/a
Effective holdings: n/a

Asset mix

Debt
93.4%
Cash
6.6%

Sectors

Financial
45.7%
Entities
28.6%
Energy & Utilities
9.6%
Industrials
9.5%
Unspecified
6.6%

What changed

PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Sept 2022

Decision

Quantitative read of the live evidence. An explanation can only restate what is already here.

As of 23 Sept 2022

Review

Engine status

Review

Closer look

Why this status

Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Three-year return sits below the 25th percentile of comparable share classes.

Supporting reads

Risk-adjusted return sits above the documented risk-free proxy.
Peak-to-trough drawdown has stayed shallower than 15%.

NAV

Path not in current snapshots

n/a

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y+0.5%
3Y+6.0%
5Y+5.9%
10Yn/a
SI+7.8%

SIP XIRR

Equal monthly instalments to latest NAV

1Y+1.2%
3Y+3.7%
5Y+5.6%
10Yn/a

Since inception: +7.8%; Calendar-day CAGR
Excess 1Y: -3.4%; Category median, same plan and option
3Y win rate: +50%; Windows beating the median
3Y percentile: 0; Vs comparable share classes
Worst rolling 3Y: +5.5%; 1627 daily-ending windows
Median rolling 3Y: +8.2%; Calendar-day CAGR
Positive rolling 5Y: +100%; 1144 daily-ending windows
SIP 3Y XIRR: +3.7%; Simulated monthly SIP

Drawdown

Peak to trough from a running NAV high. Move across the path to read a date.

Drawdown

Path not in current snapshots

n/a

Average recovery: 8 days; 182 recovered episodes
Longest recovery: 147 days; Trough to prior peak
Current spell: 10 days; Days below latest peak
Time below peak: +73%; NAV observations

27 May 2013 – 13 Jan 2014
Trough 19 Aug 2013 · recovered in 147 days
-6.7%
9 Mar 2020 – 21 Apr 2020
Trough 19 Mar 2020 · recovered in 33 days
-3.1%
24 Nov 2016 – 1 Jun 2017
Trough 10 Mar 2017 · recovered in 83 days
-3.0%
31 Mar 2022 – 17 Aug 2022
Trough 6 May 2022 · recovered in 103 days
-2.6%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
0
Vs category
29
Consistency
47
Risk-adjusted
65
Drawdown
83
Mean
45

Portfolio

31 Aug 2026 · 14 holdings · top 10 are 92.0%.

Top 5: 49.3%
Top 10: 92.0%
Largest holding: n/a
Effective holdings: n/a

Asset mix

Debt
93.4%
Cash
6.6%

Sectors

Financial
45.7%
Entities
28.6%
Energy & Utilities
9.6%
Industrials
9.5%
Unspecified
6.6%

What changed

PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Sept 2022

Decision

Quantitative read of the live evidence. An explanation can only restate what is already here.

As of 23 Sept 2022

Review

Engine status

Review

Closer look

Why this status

Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Three-year return sits below the 25th percentile of comparable share classes.

Supporting reads

Risk-adjusted return sits above the documented risk-free proxy.
Peak-to-trough drawdown has stayed shallower than 15%.

Worth investigating

Same-category peers with enough history to inspect beside this fund.

NAV

23 Sept 2022 · +0.5% over 1Y

72.1992

Sept 202170.4571 – 73.13Sept 2022

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y+0.5%
3Y+6.0%
5Y+5.9%
10Yn/a
SI+7.8%

SIP XIRR

Equal monthly instalments to latest NAV

1Y+1.2%
3Y+3.7%
5Y+5.6%
10Yn/a

Since inception: +7.8%; Calendar-day CAGR
Excess 1Y: -3.4%; Category median, same plan and option
3Y win rate: +50%; Windows beating the median
3Y percentile: 0; Vs comparable share classes
Worst rolling 3Y: +5.5%; 1627 daily-ending windows
Median rolling 3Y: +8.2%; Calendar-day CAGR
Positive rolling 5Y: +100%; 1144 daily-ending windows
SIP 3Y XIRR: +3.7%; Simulated monthly SIP

Drawdown

Peak to trough from a running NAV high. Move across the path to read a date.

Drawdown

23 Sept 2022

-1.3%

Jan 2013-4.5% – 0.0%Sept 2022

Average recovery: 8 days; 182 recovered episodes
Longest recovery: 147 days; Trough to prior peak
Current spell: 10 days; Days below latest peak
Time below peak: +73%; NAV observations

27 May 2013 – 13 Jan 2014
Trough 19 Aug 2013 · recovered in 147 days
-6.7%
9 Mar 2020 – 21 Apr 2020
Trough 19 Mar 2020 · recovered in 33 days
-3.1%
24 Nov 2016 – 1 Jun 2017
Trough 10 Mar 2017 · recovered in 83 days
-3.0%
31 Mar 2022 – 17 Aug 2022
Trough 6 May 2022 · recovered in 103 days
-2.6%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
0
Vs category
29
Consistency
47
Risk-adjusted
65
Drawdown
83
Mean
45

Portfolio

31 Aug 2026 · 14 holdings · top 10 are 92.0%.

Top 5: 49.3%
Top 10: 92.0%
Largest holding: n/a
Effective holdings: n/a

Asset mix

Debt
93.4%
Cash
6.6%

Sectors

Financial
45.7%
Entities
28.6%
Energy & Utilities
9.6%
Industrials
9.5%
Unspecified
6.6%

What changed

PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Sept 2022

Decision

Quantitative read of the live evidence. An explanation can only restate what is already here.

As of 23 Sept 2022

Review

Engine status

Review

Closer look

Why this status

Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Three-year return sits below the 25th percentile of comparable share classes.

Supporting reads

Risk-adjusted return sits above the documented risk-free proxy.
Peak-to-trough drawdown has stayed shallower than 15%.

Tata Income Fund

Returns

Drawdown

Dimensions

Portfolio

What changed

Decision

Worth investigating

BANK OF INDIA CONSERVATIVE HYBRID FUND - Monthly

BANK OF INDIA CONSERVATIVE HYBRID FUND

Tata Income Fund

Tata Income Fund

Returns

Drawdown

Dimensions

Portfolio

What changed

Decision

Returns

Drawdown

Dimensions

Portfolio

What changed

Decision

Worth investigating

BANK OF INDIA CONSERVATIVE HYBRID FUND - Monthly

BANK OF INDIA CONSERVATIVE HYBRID FUND

Tata Income Fund

Returns

Drawdown

Dimensions

Portfolio

What changed

Decision