MonitorDirect · Growth
Bank of India Consumption Fund
Bank of India Mutual FundEquity Scheme - Sectoral/ Thematic1.7 years
The scheme seeks to provide long term capital appreciation from an actively managed portfolio of equity and equity related securities of companies engaged in consumption and consumption related sector or allied sectors.
- NAV
- 11.12
- 15 Sept 2026
- 1Y
- -0.4%
- Trailing CAGR
- AUM
- ₹373.19 Cr
- 31 Aug 2026
- Volatility
- Medium
- 13.5% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-0.4%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI+7.1%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+6.0%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- +7.1%
- Calendar-day CAGR
- Excess 1Y
- -6.5%
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 12 days
- 24 recovered episodes
- Longest recovery
- 133 days
- Trough to prior peak
- Current spell
- 17 days
- Days below latest peak
- Time below peak
- +89%
- NAV observations
29 Oct 2025 – 3 Aug 2026
Trough 23 Mar 2026 · recovered in 133 days
-15.2%
5 Feb 2025 – 23 Apr 2025
Trough 3 Mar 2025 · recovered in 51 days
-12.1%
3 Jan 2025 – 3 Feb 2025
Trough 28 Jan 2025 · recovered in 6 days
-5.3%
15 Jul 2025 – 19 Aug 2025
Trough 8 Aug 2025 · recovered in 11 days
-4.4%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
21
Vs category
10
Consistency
46
Risk-adjusted
35
Drawdown
62
Mean
35
Portfolio
31 Aug 2026 · 38 holdings · top 10 are 54.5%.
- Top 5
- 35.4%
- Top 10
- 54.5%
- Largest holding
- 9.4%
- Effective holdings
- 23.9
Bharti Airtel Ltd
Technology
9.4%
ITC Ltd
Consumer Staples
8.1%
Britannia Industries Ltd
Consumer Staples
6.6%
Dixon Technologies (India) Ltd
Consumer Discretionary
5.1%
Mahindra & Mahindra Ltd
Consumer Discretionary
4.9%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Supporting reads
No supporting reads in the current evidence set.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Kotak Business Cycle Fund
Kotak Mahindra Mutual Fund
- 1Y
- +2.5%
- 3Y
- +14.5%
- Vol
- 12.6%
- Max DD
- -18.4%
- Sharpe
- 0.82
- 3Y win
- +97%
- Lower volatility
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown
Baroda BNP Paribas Energy Opportunities Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +0.7%
- 3Y
- n/a
- Vol
- 13.8%
- Max DD
- -9.7%
- Sharpe
- 0.33
- 3Y win
- n/a
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Higher TER
ICICI PRUDENTIAL HOUSING OPPORTUNITIES FUND
ICICI Prudential Mutual Fund
- 1Y
- -3.4%
- 3Y
- +9.8%
- Vol
- 12.6%
- Max DD
- -16.7%
- Sharpe
- 0.67
- 3Y win
- +71%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown
ICICI Prudential Bharat Consumption Fund
ICICI Prudential Mutual Fund
- 1Y
- -6.5%
- 3Y
- +9.0%
- Vol
- 15.4%
- Max DD
- -31.3%
- Sharpe
- 0.60
- 3Y win
- +47%
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
quant Business Cycle Fund
quant Mutual Fund
- 1Y
- +4.3%
- 3Y
- +11.4%
- Vol
- 17.4%
- Max DD
- -29.2%
- Sharpe
- 0.74
- 3Y win
- +91%
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown