MonitorDirect · Growth
BANK OF INDIA ELSS TAX SAVER FUND
Bank of India Mutual FundEquity Schemes - ELSS- Tax Saver Fund13.7 years
The scheme seeks to build a diversified portfolio of stocks of companies having sustainable business models, without any bias of market capitalisation and sector. The scheme will follow top-down approach of equity selection.
- NAV
- 189.38
- 15 Sept 2026
- 1Y
- +1.5%
- Trailing CAGR
- AUM
- ₹1,414.44 Cr
- 31 Aug 2026
- Volatility
- High
- 16.4% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+1.5%
- 3Y+11.0%
- 5Y+10.5%
- 10Y+16.2%
- SI+16.5%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+0.9%
- 3Y+3.8%
- 5Y+10.7%
- 10Y+16.0%
- Since inception
- +16.5%
- Calendar-day CAGR
- Excess 1Y
- +0.7%
- Category median, same plan and option
- 3Y win rate
- +73%
- Windows beating the median
- 3Y percentile
- 44
- Vs comparable share classes
- Worst rolling 3Y
- +0.7%
- 2637 daily-ending windows
- Median rolling 3Y
- +17.7%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2144 daily-ending windows
- SIP 3Y XIRR
- +3.8%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 15 days
- 142 recovered episodes
- Longest recovery
- 471 days
- Trough to prior peak
- Current spell
- 643 days
- Days below latest peak
- Time below peak
- +88%
- NAV observations
20 Feb 2020 – 24 Aug 2020
Trough 23 Mar 2020 · recovered in 154 days
-31.7%
15 Jan 2018 – 6 Feb 2020
Trough 23 Oct 2018 · recovered in 471 days
-25.3%
11 Dec 2024 – open
Trough 28 Feb 2025 · not recovered
-23.9%
18 Oct 2021 – 6 Jun 2023
Trough 20 Jun 2022 · recovered in 351 days
-21.9%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
44
Vs category
54
Consistency
64
Risk-adjusted
61
Drawdown
21
Mean
49
Portfolio
31 Aug 2026 · 63 holdings · top 10 are 42.8%.
- Top 5
- 28.5%
- Top 10
- 42.8%
- Largest holding
- 11.6%
- Effective holdings
- 29.6
Repo
Unspecified
11.6%
State Bank of India
Financial
5.4%
ICICI Bank Ltd
Financial
4.5%
Hindustan Aeronautics Ltd
Industrials
3.7%
Quality Power Electrical Equipments Ltd.
Industrials
3.3%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
No status reasons yet. History is still thin.
Supporting reads
- The fund beat the category median in 73% of rolling 3-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
WhiteOak Capital ELSS Tax Saver Fund
WhiteOak Capital Mutual Fund
- 1Y
- +1.9%
- 3Y
- +15.2%
- Vol
- 13.2%
- Max DD
- -16.4%
- Sharpe
- 0.91
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
HSBC ELSS Tax saver Fund
HSBC Mutual Fund
- 1Y
- +5.6%
- 3Y
- +15.5%
- Vol
- 15.4%
- Max DD
- -19.2%
- Sharpe
- 0.76
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
DSP ELSS Tax Saver Fund
DSP Mutual Fund
- 1Y
- -2.8%
- 3Y
- +11.8%
- Vol
- 15.8%
- Max DD
- -37.2%
- Sharpe
- 0.72
- 3Y win
- +88%
- Lower volatility
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown
Bajaj Finserv ELSS - Tax Saver Fund
Bajaj Finserv Mutual Fund
- 1Y
- +2.5%
- 3Y
- n/a
- Vol
- 13.0%
- Max DD
- -13.5%
- Sharpe
- 0.36
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns
JM ELSS - Tax Saver Fund
JM Financial Mutual Fund
- 1Y
- +6.1%
- 3Y
- +15.3%
- Vol
- 17.2%
- Max DD
- -37.4%
- Sharpe
- 0.70
- 3Y win
- +88%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown · Higher TER