HealthyDirect · Growth
WhiteOak Capital ELSS Tax Saver Fund
WhiteOak Capital Mutual FundEquity Schemes - ELSS- Tax Saver Fund3.9 years
The scheme seeks to generate capital appreciation / income from a portfolio, comprising predominantly of equity & equity related instruments.
- NAV
- 18.787
- 15 Sept 2026
- 1Y
- +1.9%
- Trailing CAGR
- AUM
- ₹493.51 Cr
- 31 Aug 2026
- Volatility
- Medium
- 13.2% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+1.9%
- 3Y+15.2%
- 5Yn/a
- 10Yn/a
- SI+17.3%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+4.4%
- 3Y+9.0%
- 5Yn/a
- 10Yn/a
- Since inception
- +17.3%
- Calendar-day CAGR
- Excess 1Y
- +1.1%
- Category median, same plan and option
- 3Y win rate
- +100%
- Windows beating the median
- 3Y percentile
- 89
- Vs comparable share classes
- Worst rolling 3Y
- +15.2%
- 224 daily-ending windows
- Median rolling 3Y
- +20.7%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
- SIP 3Y XIRR
- +9.0%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 10 days
- 64 recovered episodes
- Longest recovery
- 130 days
- Trough to prior peak
- Current spell
- 18 days
- Days below latest peak
- Time below peak
- +81%
- NAV observations
11 Dec 2024 – 27 Jun 2025
Trough 28 Feb 2025 · recovered in 119 days
-16.4%
20 Nov 2025 – 31 Jul 2026
Trough 23 Mar 2026 · recovered in 130 days
-15.9%
1 Dec 2022 – 25 May 2023
Trough 28 Mar 2023 · recovered in 58 days
-10.1%
15 Oct 2024 – 4 Dec 2024
Trough 13 Nov 2024 · recovered in 21 days
-6.6%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
89
Vs category
57
Consistency
94
Risk-adjusted
70
Drawdown
59
Mean
74
Portfolio
31 Aug 2026 · 143 holdings · top 10 are 36.1%.
- Top 5
- 24.5%
- Top 10
- 36.1%
- Largest holding
- 8.4%
- Effective holdings
- 50.3
ICICI Bank Ltd
Financial
8.4%
Bharti Airtel Ltd
Technology
3.8%
Nestle India Ltd
Consumer Staples
3.8%
HDFC Bank Ltd
Financial
3.8%
Zomato Ltd
Technology
2.7%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 100% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Bajaj Finserv ELSS - Tax Saver Fund
Bajaj Finserv Mutual Fund
- 1Y
- +2.5%
- 3Y
- n/a
- Vol
- 13.0%
- Max DD
- -13.5%
- Sharpe
- 0.36
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
Caveat: Higher TER · Lower trailing returns
HSBC ELSS Tax saver Fund
HSBC Mutual Fund
- 1Y
- +5.6%
- 3Y
- +15.5%
- Vol
- 15.4%
- Max DD
- -19.2%
- Sharpe
- 0.76
- 3Y win
- +100%
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
JM ELSS - Tax Saver Fund
JM Financial Mutual Fund
- 1Y
- +6.1%
- 3Y
- +15.3%
- Vol
- 17.2%
- Max DD
- -37.4%
- Sharpe
- 0.70
- 3Y win
- +88%
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown · Higher TER
Canara Robeco ELSS - Tax Saver Fund
Canara Robeco Mutual Fund
- 1Y
- +1.2%
- 3Y
- +10.9%
- Vol
- 15.4%
- Max DD
- -34.3%
- Sharpe
- 0.65
- 3Y win
- +39%
- Lower TER
Caveat: Higher volatility · Deeper drawdown · Lower trailing returns
NJ ELSS Tax Saver Fund
NJ Mutual Fund
- 1Y
- -3.1%
- 3Y
- +8.8%
- Vol
- 13.8%
- Max DD
- -22.8%
- Sharpe
- 0.56
- 3Y win
- 0%
- Lower TER
Caveat: Higher volatility · Deeper drawdown · Lower trailing returns