MonitorDirect · Growth
JM ELSS - Tax Saver Fund
JM Financial Mutual FundEquity Schemes - ELSS- Tax Saver Fund13.7 years
The scheme aims at achieving long term growth of capital along with income tax relief for investment. At least 80% of the funds will be invested in equity instruments.
- NAV
- 59.5553
- 15 Sept 2026
- 1Y
- +6.1%
- Trailing CAGR
- AUM
- ₹248.18 Cr
- 31 Aug 2026
- Volatility
- High
- 17.2% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+6.1%
- 3Y+15.3%
- 5Y+13.8%
- 10Y+16.0%
- SI+16.6%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+11.6%
- 3Y+9.9%
- 5Y+14.7%
- 10Y+16.7%
- Since inception
- +16.6%
- Calendar-day CAGR
- Excess 1Y
- +5.3%
- Category median, same plan and option
- 3Y win rate
- +88%
- Windows beating the median
- 3Y percentile
- 89
- Vs comparable share classes
- Worst rolling 3Y
- -3.5%
- 2638 daily-ending windows
- Median rolling 3Y
- +18.0%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2145 daily-ending windows
- SIP 3Y XIRR
- +9.9%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 19 days
- 140 recovered episodes
- Longest recovery
- 480 days
- Trough to prior peak
- Current spell
- 36 days
- Days below latest peak
- Time below peak
- +88%
- NAV observations
19 Feb 2020 – 10 Nov 2020
Trough 23 Mar 2020 · recovered in 232 days
-37.4%
7 Aug 2015 – 27 Jul 2016
Trough 25 Feb 2016 · recovered in 153 days
-21.4%
24 Sept 2024 – 31 Jul 2026
Trough 7 Apr 2025 · recovered in 480 days
-20.9%
9 Nov 2021 – 26 May 2023
Trough 20 Jun 2022 · recovered in 340 days
-20.5%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
89
Vs category
83
Consistency
75
Risk-adjusted
60
Drawdown
7
Mean
63
Portfolio
31 Aug 2026 · 57 holdings · top 10 are 26.7%.
- Top 5
- 14.6%
- Top 10
- 26.7%
- Largest holding
- 3.3%
- Effective holdings
- 51.1
One 97 Communications Ltd
Industrials
3.3%
Syrma SGS Technology Ltd
Technology
2.9%
ICICI Bank Ltd
Financial
2.8%
HDFC Bank Ltd
Financial
2.8%
Karur Vysya Bank Ltd
Financial
2.8%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
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Recent evidence
Why this status
- Maximum drawdown exceeded 35%.
Supporting reads
- The fund beat the category median in 88% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
HSBC ELSS Tax saver Fund
HSBC Mutual Fund
- 1Y
- +5.6%
- 3Y
- +15.5%
- Vol
- 15.4%
- Max DD
- -19.2%
- Sharpe
- 0.76
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
WhiteOak Capital ELSS Tax Saver Fund
WhiteOak Capital Mutual Fund
- 1Y
- +1.9%
- 3Y
- +15.2%
- Vol
- 13.2%
- Max DD
- -16.4%
- Sharpe
- 0.91
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns
Bajaj Finserv ELSS - Tax Saver Fund
Bajaj Finserv Mutual Fund
- 1Y
- +2.5%
- 3Y
- n/a
- Vol
- 13.0%
- Max DD
- -13.5%
- Sharpe
- 0.36
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
BANK OF INDIA ELSS TAX SAVER FUND
Bank of India Mutual Fund
- 1Y
- +1.5%
- 3Y
- +11.0%
- Vol
- 16.4%
- Max DD
- -31.7%
- Sharpe
- 0.71
- 3Y win
- +73%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
Canara Robeco ELSS - Tax Saver Fund
Canara Robeco Mutual Fund
- 1Y
- +1.2%
- 3Y
- +10.9%
- Vol
- 15.4%
- Max DD
- -34.3%
- Sharpe
- 0.65
- 3Y win
- +39%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns