HealthyDirect · Growth
BANK OF INDIA FLEXI CAP FUND
Bank of India Mutual FundEquity Scheme - Flexi Cap Fund6.2 years
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity-related securities across various market capitalisation.
- NAV
- 41.52
- 15 Sept 2026
- 1Y
- +13.3%
- Trailing CAGR
- AUM
- ₹2,953 Cr
- 31 Aug 2026
- Volatility
- High
- 16.6% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+13.3%
- 3Y+18.7%
- 5Y+16.8%
- 10Yn/a
- SI+26.2%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+18.0%
- 3Y+13.2%
- 5Y+18.0%
- 10Yn/a
- Since inception
- +26.2%
- Calendar-day CAGR
- Excess 1Y
- +11.0%
- Category median, same plan and option
- 3Y win rate
- +100%
- Windows beating the median
- 3Y percentile
- 100
- Vs comparable share classes
- Worst rolling 3Y
- +15.3%
- 789 daily-ending windows
- Median rolling 3Y
- +24.5%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 298 daily-ending windows
- SIP 3Y XIRR
- +13.2%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 15 days
- 87 recovered episodes
- Longest recovery
- 433 days
- Trough to prior peak
- Current spell
- 14 days
- Days below latest peak
- Time below peak
- +82%
- NAV observations
11 Dec 2024 – 7 May 2026
Trough 28 Feb 2025 · recovered in 433 days
-23.7%
17 Jan 2022 – 5 Jun 2023
Trough 20 Jun 2022 · recovered in 350 days
-21.3%
3 Jun 2024 – 14 Jun 2024
Trough 4 Jun 2024 · recovered in 10 days
-10.4%
27 Sept 2024 – 9 Dec 2024
Trough 13 Nov 2024 · recovered in 26 days
-8.3%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
100
Vs category
100
Consistency
88
Risk-adjusted
85
Drawdown
41
Mean
83
Portfolio
31 Aug 2026 · 77 holdings · top 10 are 34.0%.
- Top 5
- 20.7%
- Top 10
- 34.0%
- Largest holding
- 5.9%
- Effective holdings
- 46.9
Repo
Unspecified
5.9%
State Bank of India
Financial
5.0%
ICICI Bank Ltd
Financial
3.9%
Hindustan Aeronautics Ltd
Industrials
3.0%
Sky Gold Ltd
Consumer Discretionary
2.9%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 100% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Bajaj Finserv Flexi Cap Fund
Bajaj Finserv Mutual Fund
- 1Y
- +3.9%
- 3Y
- +16.2%
- Vol
- 13.1%
- Max DD
- -17.5%
- Sharpe
- 0.83
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
Caveat: Higher TER · Lower trailing returns
Baroda BNP Paribas Flexi Cap Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +1.5%
- 3Y
- +11.1%
- Vol
- 14.0%
- Max DD
- -20.4%
- Sharpe
- 0.60
- 3Y win
- +96%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
Capitalmind Flexi Cap Fund
Capitalmind Mutual Fund
- 1Y
- +5.3%
- 3Y
- n/a
- Vol
- 11.3%
- Max DD
- -9.2%
- Sharpe
- 0.01
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
Caveat: Higher TER · Lower trailing returns
ITI Flexi Cap Fund
ITI Mutual Fund
- 1Y
- +14.1%
- 3Y
- +18.2%
- Vol
- 15.4%
- Max DD
- -21.4%
- Sharpe
- 1.17
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
Caveat: Higher TER · Lower trailing returns
Nippon India Flexi Cap Fund
Nippon India Mutual Fund
- 1Y
- -2.6%
- 3Y
- +9.2%
- Vol
- 14.8%
- Max DD
- -19.8%
- Sharpe
- 0.46
- 3Y win
- +73%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns