ReviewDirect · GrowthPrefer peers first
Sundaram Flexicap Fund
Sundaram Mutual FundEquity Scheme - Flexi Cap Fund4.2 years
The scheme seeks to generate capital appreciation by dynamically investing in a mix of equity and equity related instruments across market capitalization.
- NAV
- 14.3481
- 30 Oct 2026
- 1Y
- -10.2%
- Trailing CAGR
- Upside capture
- +90%
- Vs NIFTY 500 TRI
- Downside capture
- +89%
- Lower is better
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 30 Oct 2026
Stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
In three lines
Watch if · Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Watch if · Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
Prefer peers if · Prefer Parag Parikh Flexi Cap Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Watch
4.2 years - usable, still building a track record.
Engine status
Fail
The live read flags issues. Inspect same-category alternatives before buying.
Expense ratio
Pass
0.86% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -15.7%. Ask whether you can hold through a similar fall.
Vs category
Fail
0% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Watch
Sandeep Agarwal · 0.4 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 41.1% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 16%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Review does not mean stop the SIP tomorrow - compare peers first. Stopping on a red label often locks in the worst path.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-10.2%
- 3Y+8.5%
- 5Yn/a
- 10Yn/a
- SI+9.1%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-10.4%
- 3Y-0.2%
- 5Yn/a
- 10Yn/a
- Since inception
- +9.1%
- Calendar-day CAGR
- Excess 1Y
- -5.6%
- Category median, same plan and option
- 3Y win rate
- +0%
- Windows beating the median
- 3Y percentile
- 9
- Vs comparable share classes
- SIP 3Y XIRR
- -0.2%
- Simulated monthly SIP
- Worst rolling 3Y
- +7.0%
- 282 daily-ending windows
- Median rolling 3Y
- +14.8%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Official benchmark
Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 30 Oct 2026.
- 1Y excess
- -2.9%
- Fund minus TRI
- 3Y excess
- -1.7%
- Fund minus TRI
- Upside capture
- +90%
- Benchmark-up months
- Downside capture
- +89%
- Lower is better
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -15.7%
- Worst peak-to-trough
- Current
- -11.6%
- Below last peak
- Current spell
- 301 days
- Days below latest peak
- Time below peak
- +87%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 12 days
- 48 recovered episodes
- Longest recovery
- 198 days
- Trough to prior peak
26 Sept 2024 – 17 Sept 2025
Trough 3 Mar 2025 · recovered in 198 days
-15.7%
2 Jan 2026 – open
Trough 31 Mar 2026 · not recovered
-15.1%
14 Dec 2022 – 26 May 2023
Trough 28 Mar 2023 · recovered in 59 days
-9.0%
15 Sept 2023 – 29 Nov 2023
Trough 26 Oct 2023 · recovered in 34 days
-6.6%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
9
Vs category
15
Consistency
19
Risk-adjusted
40
Drawdown
61
Mean
29
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Review
Buying stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
No supporting reads in the current evidence set.
Portfolio
30 Sept 2026 · 54 holdings · top 10 are 41.1%.
- Top 5
- 24.3%
- Top 10
- 41.1%
- Largest holding
- 6.5%
- Effective holdings
- 37.5
ICICI Bank Ltd
Financial
6.5%
HDFC Bank Ltd
Financial
5.9%
Axis Bank Ltd
Financial
4.4%
Bharti Airtel Ltd
Technology
3.8%
Kirloskar Oil Engines Ltd
Industrials
3.7%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
30 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
29 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
28 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
27 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
21 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
19 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
16 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
24 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Sept 2026
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Parag Parikh Flexi Cap Fund
PPFAS Mutual Fund
- 1Y
- -5.9%
- 3Y
- +12.5%
- Vol
- 11.9%
- Max DD
- -31.2%
- Sharpe
- 0.97
- 3Y win
- +88%
- Lower volatility
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown
Capitalmind Flexi Cap Fund
Capitalmind Mutual Fund
- 1Y
- -1.3%
- 3Y
- n/a
- Vol
- 12.3%
- Max DD
- -10.1%
- Sharpe
- -0.34
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns
HDFC Flexi Cap Fund
HDFC Mutual Fund
- 1Y
- -4.0%
- 3Y
- +15.8%
- Vol
- 17.1%
- Max DD
- -41.8%
- Sharpe
- 0.61
- 3Y win
- +53%
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Navi Flexi Cap Fund
Navi Mutual Fund
- 1Y
- +1.8%
- 3Y
- +10.9%
- Vol
- 16.9%
- Max DD
- -37.9%
- Sharpe
- 0.47
- 3Y win
- +35%
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Nippon India Flexi Cap Fund
Nippon India Mutual Fund
- 1Y
- -7.6%
- 3Y
- +9.1%
- Vol
- 14.8%
- Max DD
- -19.8%
- Sharpe
- 0.35
- 3Y win
- +60%
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown