ReviewDirect · Growth
HDFC Flexi Cap Fund
HDFC Mutual FundEquity Scheme - Flexi Cap Fund13.7 years
The scheme seeks to generate capital appreciation / income from a portfolio, predominantly invested in equity & equity related instruments.
- NAV
- 2,207.727
- 15 Sept 2026
- 1Y
- -0.1%
- Trailing CAGR
- Upside capture
- +105%
- Vs NIFTY 500 TRI
- Downside capture
- +94%
- Lower is better
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-0.1%
- 3Y+14.3%
- 5Y+16.6%
- 10Y+15.6%
- SI+15.8%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-0.9%
- 3Y+7.7%
- 5Y+14.5%
- 10Y+16.9%
- Since inception
- +15.8%
- Calendar-day CAGR
- Excess 1Y
- -1.6%
- Category median, same plan and option
- 3Y win rate
- +52%
- Windows beating the median
- 3Y percentile
- 75
- Vs comparable share classes
- Worst rolling 3Y
- -7.7%
- 2637 daily-ending windows
- Median rolling 3Y
- +17.7%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2145 daily-ending windows
- SIP 3Y XIRR
- +7.7%
- Simulated monthly SIP
Official benchmark
Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 16 Sept 2026.
- 1Y excess
- +2.2%
- Fund minus TRI
- 3Y excess
- +4.9%
- Fund minus TRI
- Upside capture
- +105%
- Benchmark-up months
- Downside capture
- +94%
- Lower is better
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 13 days
- 147 recovered episodes
- Longest recovery
- 261 days
- Trough to prior peak
- Current spell
- 43 days
- Days below latest peak
- Time below peak
- +88%
- NAV observations
4 Jul 2019 – 9 Dec 2020
Trough 23 Mar 2020 · recovered in 261 days
-41.8%
29 Jan 2015 – 19 Aug 2016
Trough 25 Feb 2016 · recovered in 176 days
-27.7%
21 Jan 2013 – 23 Dec 2013
Trough 28 Aug 2013 · recovered in 117 days
-21.9%
24 Jan 2018 – 29 Mar 2019
Trough 26 Oct 2018 · recovered in 154 days
-16.0%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
75
Vs category
40
Consistency
61
Risk-adjusted
58
Drawdown
0
Mean
47
Portfolio
31 Aug 2026 · 85 holdings · top 10 are 44.0%.
- Top 5
- 28.6%
- Top 10
- 44.0%
- Largest holding
- 9.2%
- Effective holdings
- 32.8
ICICI Bank Ltd
Financial
9.2%
Axis Bank Ltd
Financial
6.2%
HDFC Bank Ltd
Financial
5.7%
State Bank of India
Financial
4.2%
Zomato Ltd
Technology
3.4%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Review
Engine status
Review
Closer look
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Maximum drawdown exceeded 35%.
Supporting reads
- The fund beat the category median in 69% of rolling 1-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Bajaj Finserv Flexi Cap Fund
Bajaj Finserv Mutual Fund
- 1Y
- +3.9%
- 3Y
- +16.2%
- Vol
- 13.1%
- Max DD
- -17.5%
- Sharpe
- 0.83
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
BANK OF INDIA FLEXI CAP FUND
Bank of India Mutual Fund
- 1Y
- +13.3%
- 3Y
- +18.7%
- Vol
- 16.6%
- Max DD
- -23.7%
- Sharpe
- 1.20
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
ITI Flexi Cap Fund
ITI Mutual Fund
- 1Y
- +14.1%
- 3Y
- +18.2%
- Vol
- 15.4%
- Max DD
- -21.4%
- Sharpe
- 1.17
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Motilal Oswal Flexi Cap Fund
Motilal Oswal Mutual Fund
- 1Y
- +3.0%
- 3Y
- +17.7%
- Vol
- 16.9%
- Max DD
- -37.1%
- Sharpe
- 0.74
- 3Y win
- +53%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Baroda BNP Paribas Flexi Cap Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +1.5%
- 3Y
- +11.1%
- Vol
- 14.0%
- Max DD
- -20.4%
- Sharpe
- 0.60
- 3Y win
- +96%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns