ReviewPlan n/a · IDCWPrefer peers first
BANK OF INDIA LARGE & MID CAP FUND - Quarterly
Bank of India Mutual FundEquity Scheme - Large & Mid Cap Fund18 years
- NAV
- 27.73
- 29 Oct 2026
- 1Y
- -1.4%
- Trailing CAGR
- AUM
- ₹18.11 L
- 30 Jun 2026
- Volatility
- High
- 21.5% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
In three lines
Watch if · Maximum drawdown exceeded 35%.
Prefer peers if · Prefer Bandhan Large & Mid Cap Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
18.0 years of path to read.
Engine status
Fail
The live read flags issues. Inspect same-category alternatives before buying.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Watch
Peak-to-trough -56.2%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / payout
Watch
IDCW pays out and usually slows compounding. Growth is the default for multi-year wealth jobs.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 56%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Review does not mean stop the SIP tomorrow - compare peers first. Stopping on a red label often locks in the worst path.
IDCW vs Growth
IDCW pays out and usually slows compounding. For multi-year wealth jobs, Growth is the default FA stance.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-1.4%
- 3Y+12.9%
- 5Y+10.2%
- 10Y+9.4%
- SI+6.1%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-2.0%
- 3Y+4.0%
- 5Y+10.2%
- 10Y+11.4%
- Since inception
- +6.1%
- Calendar-day CAGR
- Excess 1Y
- n/a
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- +4.0%
- Simulated monthly SIP
- Worst rolling 3Y
- -15.0%
- 3677 daily-ending windows
- Median rolling 3Y
- +2.8%
- Calendar-day CAGR
- Positive rolling 5Y
- +75%
- 3184 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -56.2%
- Worst peak-to-trough
- Current
- -6.3%
- Below last peak
- Current spell
- 64 days
- Days below latest peak
- Time below peak
- +96%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 49 days
- 64 recovered episodes
- Longest recovery
- 1063 days
- Trough to prior peak
3 Mar 2015 – 5 Dec 2022
Trough 23 Mar 2020 · recovered in 987 days
-56.2%
18 Jan 2010 – 17 Nov 2014
Trough 20 Dec 2011 · recovered in 1063 days
-44.5%
6 Jan 2009 – 15 Apr 2009
Trough 9 Mar 2009 · recovered in 37 days
-25.0%
30 Aug 2024 – 2 Jul 2026
Trough 3 Mar 2025 · recovered in 486 days
-21.4%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
60
Vs category
n/a
Consistency
n/a
Risk-adjusted
31
Drawdown
0
Mean
30
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Review
Buying stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
Why this status
- Maximum drawdown exceeded 35%.
Supporting reads
No supporting reads in the current evidence set.
No holdings or recent changes on file for this scheme yet.
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Bandhan Large & Mid Cap Fund
Bandhan Mutual Fund
- 1Y
- -3.7%
- 3Y
- +16.9%
- Vol
- 15.8%
- Max DD
- -38.5%
- Sharpe
- 0.61
- 3Y win
- +61%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
BANK OF INDIA LARGE & MID CAP FUND
Bank of India Mutual Fund
- 1Y
- -0.8%
- 3Y
- +13.5%
- Vol
- 16.1%
- Max DD
- -37.9%
- Sharpe
- 0.51
- 3Y win
- +15%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
BANK OF INDIA LARGE & MID CAP FUND - Bonus
Bank of India Mutual Fund
- 1Y
- -1.4%
- 3Y
- +12.9%
- Vol
- 18.7%
- Max DD
- -38.4%
- Sharpe
- 0.49
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Baroda BNP Paribas Large and Mid Cap fund
Baroda BNP Paribas Mutual Fund
- 1Y
- -3.8%
- 3Y
- +13.7%
- Vol
- 14.9%
- Max DD
- -20.6%
- Sharpe
- 0.86
- 3Y win
- +81%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Edelweiss Large & Mid Cap Fund
Edelweiss Mutual Fund
- 1Y
- -3.0%
- 3Y
- +13.6%
- Vol
- 15.7%
- Max DD
- -34.9%
- Sharpe
- 0.67
- 3Y win
- +88%
- Lower volatility
- Shallower drawdown
- Higher trailing returns