HealthyDirect · Growth
BANK OF INDIA SHORT TERM FUND
Bank of India Mutual FundIncome/Debt Oriented Schemes - Short Term Fund13.7 years
- NAV
- 31.0729
- 15 Sept 2026
- 1Y
- +5.4%
- Trailing CAGR
- AUM
- ₹260.16 Cr
- 31 Aug 2026
- Volatility
- Low
- 6.4% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+5.4%
- 3Y+7.6%
- 5Y+10.8%
- 10Y+5.8%
- SI+6.8%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+5.5%
- 3Y+7.1%
- 5Y+8.6%
- 10Y+7.1%
- Since inception
- +6.8%
- Calendar-day CAGR
- Excess 1Y
- -0.3%
- Category median, same plan and option
- 3Y win rate
- +65%
- Windows beating the median
- 3Y percentile
- 75
- Vs comparable share classes
- Worst rolling 3Y
- -4.0%
- 2589 daily-ending windows
- Median rolling 3Y
- +8.8%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2105 daily-ending windows
- SIP 3Y XIRR
- +7.1%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 7 days
- 291 recovered episodes
- Longest recovery
- 706 days
- Trough to prior peak
- Current spell
- 6 days
- Days below latest peak
- Time below peak
- +51%
- NAV observations
6 Jun 2019 – 31 Mar 2022
Trough 24 Apr 2020 · recovered in 706 days
-19.8%
15 Jul 2013 – 5 Sept 2013
Trough 24 Jul 2013 · recovered in 43 days
-1.5%
2 Apr 2019 – 3 Jun 2019
Trough 13 May 2019 · recovered in 21 days
-1.4%
7 Apr 2022 – 6 Jul 2022
Trough 6 May 2022 · recovered in 61 days
-0.8%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
75
Vs category
48
Consistency
58
Risk-adjusted
39
Drawdown
51
Mean
54
Portfolio
31 Aug 2026 · 29 holdings · top 10 are 57.6%.
- Top 5
- 35.1%
- Top 10
- 57.6%
- Largest holding
- 8.1%
- Effective holdings
- 20.5
POWER FINANCE CORPORATION LIMITED SR 237A 7.60 BD 13AP29 FVRS1LAC
Financial
8.1%
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100
Entities
7.9%
LIC HOUSING FINANCE LTD TR 456 6.90 NCD 17SP27 FVRS1LAC
Financial
7.6%
L&T FINANCE LIMITED 364D CP 19MAR27
Financial
7.4%
GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100
Entities
5.7%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 65% of rolling 3-year windows.
- Three-year return is above the category median.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Axis Short Term Fund
Axis Mutual Fund
- 1Y
- +5.9%
- 3Y
- +7.7%
- Vol
- 1.5%
- Max DD
- -2.6%
- Sharpe
- 1.92
- 3Y win
- +97%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Mahindra Manulife Short Term Fund
Mahindra Manulife Mutual Fund
- 1Y
- +5.8%
- 3Y
- +7.7%
- Vol
- 0.9%
- Max DD
- -1.1%
- Sharpe
- 1.51
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Nippon India Short Term Fund
Nippon India Mutual Fund
- 1Y
- +5.7%
- 3Y
- +7.6%
- Vol
- 1.4%
- Max DD
- -2.9%
- Sharpe
- 1.94
- 3Y win
- +72%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
HDFC Short Term Fund
HDFC Mutual Fund
- 1Y
- +5.8%
- 3Y
- +7.5%
- Vol
- 1.3%
- Max DD
- -2.7%
- Sharpe
- 2.01
- 3Y win
- +66%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Kotak Short Term Fund
Kotak Mahindra Mutual Fund
- 1Y
- +5.7%
- 3Y
- +7.5%
- Vol
- 1.8%
- Max DD
- -3.1%
- Sharpe
- 1.52
- 3Y win
- +85%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns