HealthyRegular · GrowthFit for a long SIP
Baroda BNP Paribas Gold ETF
Baroda BNP Paribas Mutual FundExchange Traded Funds (ETFs) - Gold ETF2.9 years
- NAV
- 134.7789
- 30 Oct 2026
- 1Y
- +15.6%
- Trailing CAGR
- AUM
- ₹334.5 Cr
- 30 Jun 2026
- Volatility
- High
- 19.4% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 30 Oct 2026
Stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
In three lines
Fits if · Risk-adjusted return sits above the documented risk-free proxy.
Buy checklist
History depth
Fail
2.9 years - thin for judging consistency.
Engine status
Pass
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Expense ratio
Watch
0.59% TER on Regular - Direct is usually cheaper for the same scheme.
Drawdown vs peers
Pass
Peak-to-trough -22.2%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Plan class
Watch
Regular plan - switch the buy to Direct Growth of the same scheme when you can.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Evidence supports a shortlist - confirm with peers before you buy elsewhere.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Regular plan drag
Regular TER compounds against you on long SIPs. Prefer the Direct Growth class of the same scheme when you buy.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+15.6%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI+31.3%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-6.9%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- +31.3%
- Calendar-day CAGR
- Excess 1Y
- +114.5%
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -22.2%
- Worst peak-to-trough
- Current
- -20.2%
- Below last peak
- Current spell
- 274 days
- Days below latest peak
- Time below peak
- +84%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 9 days
- 41 recovered episodes
- Longest recovery
- 69 days
- Trough to prior peak
29 Jan 2026 – open
Trough 23 Mar 2026 · not recovered
-22.2%
17 Oct 2025 – 12 Dec 2025
Trough 28 Oct 2025 · recovered in 45 days
-9.2%
21 May 2024 – 23 Sept 2024
Trough 26 Jul 2024 · recovered in 59 days
-8.0%
30 Oct 2024 – 22 Jan 2025
Trough 14 Nov 2024 · recovered in 69 days
-7.5%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
57
Vs category
100
Consistency
40
Risk-adjusted
86
Drawdown
45
Mean
66
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Healthy
Buying stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
No holdings or recent changes on file for this scheme yet.
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Mirae Asset Gold ETF
Mirae Asset Mutual Fund
- 1Y
- +15.8%
- 3Y
- +30.5%
- Vol
- 17.7%
- Max DD
- -22.1%
- Sharpe
- 1.13
- 3Y win
- +86%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
UTI - Gold Exchange Traded Fund
UTI Mutual Fund
- 1Y
- +15.7%
- 3Y
- +30.7%
- Vol
- n/a
- Max DD
- -99.2%
- Sharpe
- n/a
- 3Y win
- n/a
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown
Axis Gold ETF
Axis Mutual Fund
- 1Y
- +15.6%
- 3Y
- +30.3%
- Vol
- n/a
- Max DD
- -99.1%
- Sharpe
- n/a
- 3Y win
- +53%
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown
Invesco India Gold Exchange Traded Fund
Invesco Mutual Fund
- 1Y
- -98.8%
- 3Y
- -71.9%
- Vol
- n/a
- Max DD
- -99.2%
- Sharpe
- n/a
- 3Y win
- n/a
- Higher win rate vs category
- Lower TER
Caveat: Deeper drawdown · Lower trailing returns
360 ONE Gold ETF
360 ONE Mutual Fund
- 1Y
- +15.6%
- 3Y
- n/a
- Vol
- 23.5%
- Max DD
- -22.0%
- Sharpe
- 1.05
- 3Y win
- n/a
- Shallower drawdown
- Lower TER
Caveat: Higher volatility · Lower trailing returns