ReviewDirect · GrowthPrefer peers first
UTI - Gold Exchange Traded Fund
UTI Mutual FundExchange Traded Funds (ETFs) - Gold ETF19.6 years
- NAV
- 117.0952
- 30 Oct 2026
- 1Y
- +15.7%
- Trailing CAGR
- AUM
- ₹4,090.68 Cr
- 31 Aug 2026
- Volatility
- n/a
- History still thin
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 30 Oct 2026
Stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
In three lines
Watch if · Maximum drawdown exceeded 35%.
Watch if · Risk metrics are withheld because the NAV history contains an implausible daily move above 50%.
Prefer peers if · Prefer 360 ONE Gold ETF if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
19.6 years of path to read.
Engine status
Fail
The live read flags issues. Inspect same-category alternatives before buying.
Expense ratio
Pass
0.00% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Watch
Peak-to-trough -99.2%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Watch
Top 10 holdings ≈ 100.0% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Review does not mean stop the SIP tomorrow - compare peers first. Stopping on a red label often locks in the worst path.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+15.7%
- 3Y+30.7%
- 5Y+23.0%
- 10Y-27.1%
- SI-10.2%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-6.2%
- 3Y+29.2%
- 5Y+26.7%
- 10Y+2.8%
- Since inception
- -10.2%
- Calendar-day CAGR
- Excess 1Y
- -0.8%
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- +29.2%
- Simulated monthly SIP
- Worst rolling 3Y
- -78.2%
- 4066 daily-ending windows
- Median rolling 3Y
- +6.6%
- Calendar-day CAGR
- Positive rolling 5Y
- +55%
- 3572 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -99.2%
- Worst peak-to-trough
- Current
- -97.6%
- Below last peak
- Current spell
- 2275 days
- Days below latest peak
- Time below peak
- +96%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 31 days
- 90 recovered episodes
- Longest recovery
- 1466 days
- Trough to prior peak
7 Aug 2020 – open
Trough 31 Mar 2021 · not recovered
-99.2%
28 Aug 2013 – 5 Aug 2019
Trough 31 Jul 2015 · recovered in 1466 days
-29.8%
27 Nov 2012 – 28 Aug 2013
Trough 28 Jun 2013 · recovered in 61 days
-23.2%
10 Oct 2008 – 30 Jan 2009
Trough 24 Oct 2008 · recovered in 98 days
-22.5%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
100
Vs category
45
Consistency
95
Risk-adjusted
n/a
Drawdown
0
Mean
60
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Review
Buying stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
Why this status
- Maximum drawdown exceeded 35%.
Supporting reads
- The fund beat the category median in 95% of rolling 1-year windows.
Risk metrics are withheld because the NAV history contains an implausible daily move above 50%.
Portfolio
31 Aug 2026 · 2 holdings · top 10 are 100.0%.
- Top 5
- 100.0%
- Top 10
- 100.0%
- Largest holding
- n/a
- Effective holdings
- n/a
Asset mix
Commodities
98.8%
Cash
1.2%
Sectors
Unspecified
100.0%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
360 ONE Gold ETF
360 ONE Mutual Fund
- 1Y
- +15.6%
- 3Y
- n/a
- Vol
- 23.5%
- Max DD
- -22.0%
- Sharpe
- 1.05
- 3Y win
- n/a
- Shallower drawdown
Caveat: Lower trailing returns
Axis Gold ETF
Axis Mutual Fund
- 1Y
- +15.6%
- 3Y
- +30.3%
- Vol
- n/a
- Max DD
- -99.1%
- Sharpe
- n/a
- 3Y win
- +53%
- Shallower drawdown
Caveat: Lower trailing returns
Baroda BNP Paribas Gold ETF
Baroda BNP Paribas Mutual Fund
- 1Y
- +15.6%
- 3Y
- n/a
- Vol
- 19.4%
- Max DD
- -22.2%
- Sharpe
- 1.22
- 3Y win
- n/a
- Shallower drawdown
Caveat: Higher TER · Lower trailing returns
DSP Gold ETF
DSP Mutual Fund
- 1Y
- -88.4%
- 3Y
- -39.4%
- Vol
- n/a
- Max DD
- -92.0%
- Sharpe
- n/a
- 3Y win
- +7%
- Shallower drawdown
Caveat: Lower trailing returns
Groww Gold ETF
Groww Mutual Fund
- 1Y
- -88.5%
- 3Y
- n/a
- Vol
- n/a
- Max DD
- -92.2%
- Sharpe
- n/a
- 3Y win
- n/a
- Shallower drawdown
Caveat: Lower trailing returns