ReviewDirect · Growth
DSP Dynamic Term Fund
DSP Mutual FundIncome/Debt Oriented Schemes - Dynamic Term Fund13.7 years
- NAV
- 3,678.4194
- 15 Sept 2026
- 1Y
- +2.8%
- Trailing CAGR
- AUM
- ₹638.52 Cr
- 31 Aug 2026
- Volatility
- Low
- 3.4% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+2.8%
- 3Y+6.2%
- 5Y+5.7%
- 10Y+6.7%
- SI+7.7%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+2.6%
- 3Y+4.5%
- 5Y+5.7%
- 10Y+6.5%
- Since inception
- +7.7%
- Calendar-day CAGR
- Excess 1Y
- -2.4%
- Category median, same plan and option
- 3Y win rate
- +51%
- Windows beating the median
- 3Y percentile
- 15
- Vs comparable share classes
- Worst rolling 3Y
- +4.2%
- 2598 daily-ending windows
- Median rolling 3Y
- +7.6%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2113 daily-ending windows
- SIP 3Y XIRR
- +4.5%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 9 days
- 243 recovered episodes
- Longest recovery
- 158 days
- Trough to prior peak
- Current spell
- 32 days
- Days below latest peak
- Time below peak
- +77%
- NAV observations
3 Jun 2019 – 4 Jul 2019
Trough 10 Jun 2019 · recovered in 24 days
-4.5%
24 Nov 2016 – 17 Jul 2017
Trough 9 Feb 2017 · recovered in 158 days
-4.2%
27 May 2013 – 31 Dec 2013
Trough 19 Aug 2013 · recovered in 134 days
-3.6%
28 May 2025 – 17 Jun 2026
Trough 2 Apr 2026 · recovered in 76 days
-3.1%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
15
Vs category
35
Consistency
47
Risk-adjusted
61
Drawdown
89
Mean
49
Portfolio
31 Aug 2026 · 17 holdings · top 10 are 85.5%.
- Top 5
- 59.4%
- Top 10
- 85.5%
- Largest holding
- 20.0%
- Effective holdings
- 10.1
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100
Entities
20.0%
7.71% GOI 18-May-2066
Entities
12.1%
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100
Entities
11.7%
STATE DEVELOPMENT LOAN 36772 MH 03DC40 7.43 FV RS 100
Unspecified
7.8%
7.36% SBI LTB 27 JUNE 2039
Financial
7.8%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Review
Engine status
Review
Closer look
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
PGIM India Dynamic Term Fund
PGIM India Mutual Fund
- 1Y
- +3.9%
- 3Y
- +7.1%
- Vol
- 2.8%
- Max DD
- -4.1%
- Sharpe
- 0.98
- 3Y win
- +78%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
ICICI Prudential Dynamic Term Fund
ICICI Prudential Mutual Fund
- 1Y
- +5.4%
- 3Y
- +7.6%
- Vol
- 2.5%
- Max DD
- -3.6%
- Sharpe
- 1.62
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Kotak Dynamic Term Fund
Kotak Mahindra Mutual Fund
- 1Y
- +6.4%
- 3Y
- +7.8%
- Vol
- 2.4%
- Max DD
- -3.2%
- Sharpe
- 1.38
- 3Y win
- +89%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
Aditya Birla Sun Life Dynamic Term Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +5.6%
- 3Y
- +7.6%
- Vol
- 3.4%
- Max DD
- -7.5%
- Sharpe
- 0.71
- 3Y win
- +51%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown
Axis Dynamic Term Fund
Axis Mutual Fund
- 1Y
- +6.3%
- 3Y
- +7.4%
- Vol
- 3.3%
- Max DD
- -7.1%
- Sharpe
- 0.93
- 3Y win
- +77%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown