HealthyDirect · Growth
Kotak Dynamic Term Fund
Kotak Mahindra Mutual FundIncome/Debt Oriented Schemes - Dynamic Term Fund13.7 years
- NAV
- 43.5501
- 15 Sept 2026
- 1Y
- +6.4%
- Trailing CAGR
- AUM
- ₹2,342 Cr
- 31 Aug 2026
- Volatility
- Low
- 2.4% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+6.4%
- 3Y+7.8%
- 5Y+6.6%
- 10Y+7.8%
- SI+8.5%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+6.5%
- 3Y+6.9%
- 5Y+7.2%
- 10Y+7.4%
- Since inception
- +8.5%
- Calendar-day CAGR
- Excess 1Y
- +1.4%
- Category median, same plan and option
- 3Y win rate
- +89%
- Windows beating the median
- 3Y percentile
- 85
- Vs comparable share classes
- Worst rolling 3Y
- +4.6%
- 2589 daily-ending windows
- Median rolling 3Y
- +9.0%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2106 daily-ending windows
- SIP 3Y XIRR
- +6.9%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 6 days
- 303 recovered episodes
- Longest recovery
- 138 days
- Trough to prior peak
- Current spell
- 32 days
- Days below latest peak
- Time below peak
- +61%
- NAV observations
6 Mar 2020 – 22 Apr 2020
Trough 19 Mar 2020 · recovered in 34 days
-3.2%
24 Nov 2016 – 15 May 2017
Trough 28 Dec 2016 · recovered in 138 days
-2.8%
29 May 2025 – 1 Oct 2025
Trough 26 Aug 2025 · recovered in 36 days
-2.4%
8 Jan 2021 – 11 May 2021
Trough 15 Mar 2021 · recovered in 57 days
-2.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
85
Vs category
59
Consistency
82
Risk-adjusted
94
Drawdown
92
Mean
82
Portfolio
31 Aug 2026 · 32 holdings · top 10 are 72.7%.
- Top 5
- 50.1%
- Top 10
- 72.7%
- Largest holding
- 24.4%
- Effective holdings
- 10.1
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100
Entities
24.4%
Repo
Unspecified
12.1%
MUTHOOT FINANCE LIMITED SR 35-A OP I 9.09 NCD 01JU29 FVRS1LAC
Financial
6.5%
VEDANTA LIMITED 8.95 NCD 16MR29 FVRS1LAC
Materials
6.4%
7.71% GOI 18-May-2066
Entities
5.4%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 89% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Groww Dynamic Term Fund
Groww Mutual Fund
- 1Y
- +3.4%
- 3Y
- +5.8%
- Vol
- 1.9%
- Max DD
- -2.3%
- Sharpe
- 0.45
- 3Y win
- +0%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
HSBC Dynamic Term Fund
HSBC Mutual Fund
- 1Y
- +3.9%
- 3Y
- +6.8%
- Vol
- 2.1%
- Max DD
- -2.0%
- Sharpe
- 0.71
- 3Y win
- +1%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
ITI Dynamic Term Fund
ITI Mutual Fund
- 1Y
- +2.9%
- 3Y
- +6.2%
- Vol
- 1.6%
- Max DD
- -1.8%
- Sharpe
- 0.44
- 3Y win
- +35%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
JM Dynamic Term Fund
JM Financial Mutual Fund
- 1Y
- +4.2%
- 3Y
- +6.9%
- Vol
- 1.4%
- Max DD
- -3.0%
- Sharpe
- 1.56
- 3Y win
- +29%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
Mahindra Manulife Dynamic Term Fund
Mahindra Manulife Mutual Fund
- 1Y
- +5.3%
- 3Y
- +7.5%
- Vol
- 1.8%
- Max DD
- -2.3%
- Sharpe
- 0.59
- 3Y win
- +22%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns