MonitorDirect · Growth
HSBC Dynamic Term Fund
HSBC Mutual FundIncome/Debt Oriented Schemes - Dynamic Term Fund3.8 years
- NAV
- 33.3211
- 15 Sept 2026
- 1Y
- +3.9%
- Trailing CAGR
- AUM
- ₹121.14 Cr
- 31 Aug 2026
- Volatility
- Low
- 2.1% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+3.9%
- 3Y+6.8%
- 5Yn/a
- 10Yn/a
- SI+6.7%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+3.7%
- 3Y+5.6%
- 5Yn/a
- 10Yn/a
- Since inception
- +6.7%
- Calendar-day CAGR
- Excess 1Y
- -1.3%
- Category median, same plan and option
- 3Y win rate
- +1%
- Windows beating the median
- 3Y percentile
- 30
- Vs comparable share classes
- Worst rolling 3Y
- +6.3%
- 192 daily-ending windows
- Median rolling 3Y
- +7.1%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
- SIP 3Y XIRR
- +5.6%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 6 days
- 94 recovered episodes
- Longest recovery
- 53 days
- Trough to prior peak
- Current spell
- 28 days
- Days below latest peak
- Time below peak
- +69%
- NAV observations
28 May 2025 – 13 Oct 2025
Trough 26 Aug 2025 · recovered in 48 days
-2.0%
11 Mar 2026 – 20 Apr 2026
Trough 2 Apr 2026 · recovered in 18 days
-1.4%
14 Aug 2026 – open
Trough 2 Sept 2026 · not recovered
-1.0%
7 May 2026 – 5 Jun 2026
Trough 18 May 2026 · recovered in 18 days
-0.9%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
30
Vs category
42
Consistency
17
Risk-adjusted
60
Drawdown
95
Mean
49
Portfolio
31 Aug 2026 · 21 holdings · top 10 are 67.7%.
- Top 5
- 42.9%
- Top 10
- 67.7%
- Largest holding
- 12.3%
- Effective holdings
- 15.6
GOVERNMENT OF INDIA 37080 GOI 16FB31 6.36 FV RS 100
Entities
12.3%
7.71% GOI 18-May-2066
Entities
8.5%
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100
Entities
8.4%
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100
Entities
7.3%
POWER FINANCE CORPORATION LIMITED SR 247A 7.44 BD 15JN30 FVRS1LAC
Financial
6.4%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
ITI Dynamic Term Fund
ITI Mutual Fund
- 1Y
- +2.9%
- 3Y
- +6.2%
- Vol
- 1.6%
- Max DD
- -1.8%
- Sharpe
- 0.44
- 3Y win
- +35%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns
JM Dynamic Term Fund
JM Financial Mutual Fund
- 1Y
- +4.2%
- 3Y
- +6.9%
- Vol
- 1.4%
- Max DD
- -3.0%
- Sharpe
- 1.56
- 3Y win
- +29%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown · Higher TER
Mahindra Manulife Dynamic Term Fund
Mahindra Manulife Mutual Fund
- 1Y
- +5.3%
- 3Y
- +7.5%
- Vol
- 1.8%
- Max DD
- -2.3%
- Sharpe
- 0.59
- 3Y win
- +22%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown · Higher TER
360 ONE Dynamic Term Fund
360 ONE Mutual Fund
- 1Y
- +5.7%
- 3Y
- +8.0%
- Vol
- 2.7%
- Max DD
- -8.0%
- Sharpe
- 0.80
- 3Y win
- +42%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown · Higher TER
Aditya Birla Sun Life Dynamic Term Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +5.6%
- 3Y
- +7.6%
- Vol
- 3.4%
- Max DD
- -7.5%
- Sharpe
- 0.71
- 3Y win
- +51%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown