MonitorDirect · Growth
DSP Equity Savings Fund
- NAV
- 24.953
- 15 Sept 2026
- 1Y
- +1.6%
- Trailing CAGR
- AUM
- ₹3,306.27 Cr
- 31 Aug 2026
- Volatility
- Low
- 5.7% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+1.6%
- 3Y+7.9%
- 5Y+7.2%
- 10Y+8.6%
- SI+9.1%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-0.1%
- 3Y+4.9%
- 5Y+7.3%
- 10Y+8.6%
- Since inception
- +9.1%
- Calendar-day CAGR
- Excess 1Y
- -2.2%
- Category median, same plan and option
- 3Y win rate
- +73%
- Windows beating the median
- 3Y percentile
- 46
- Vs comparable share classes
- Worst rolling 3Y
- -0.0%
- 1838 daily-ending windows
- Median rolling 3Y
- +10.0%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 1347 daily-ending windows
- SIP 3Y XIRR
- +4.9%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 7 days
- 211 recovered episodes
- Longest recovery
- 199 days
- Trough to prior peak
- Current spell
- 43 days
- Days below latest peak
- Time below peak
- +79%
- NAV observations
12 Feb 2020 – 8 Oct 2020
Trough 23 Mar 2020 · recovered in 199 days
-18.9%
28 Aug 2018 – 15 Mar 2019
Trough 8 Oct 2018 · recovered in 158 days
-6.6%
3 Jun 2019 – 23 Sept 2019
Trough 22 Aug 2019 · recovered in 32 days
-4.9%
25 Oct 2016 – 3 Feb 2017
Trough 26 Dec 2016 · recovered in 39 days
-4.8%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
46
Vs category
36
Consistency
63
Risk-adjusted
58
Drawdown
53
Mean
51
Portfolio
31 Aug 2026 · 103 holdings · top 10 are 63.8%.
- Top 5
- 52.2%
- Top 10
- 63.8%
- Largest holding
- 38.3%
- Effective holdings
- 6.1
Cash Margin
Unspecified
38.3%
HDFC Bank Ltd
Financial
4.7%
Axis Bank Ltd Futures
Financial
3.4%
Reliance Industries Ltd Futures
Energy & Utilities
3.1%
CENTRAL GOVERNMENT LOAN 23277 GOI 22SP33 FLT FV RS 100
Entities
2.8%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Supporting reads
- The fund beat the category median in 73% of rolling 3-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Kotak Equity Savings Fund
Kotak Mahindra Mutual Fund
- 1Y
- +4.0%
- 3Y
- +9.9%
- Vol
- 5.7%
- Max DD
- -16.5%
- Sharpe
- 0.78
- 3Y win
- +91%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Edelweiss Equity Savings Fund
Edelweiss Mutual Fund
- 1Y
- +7.5%
- 3Y
- +11.1%
- Vol
- 4.8%
- Max DD
- -9.5%
- Sharpe
- 1.06
- 3Y win
- +94%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Bajaj Finserv Equity Savings Fund
Bajaj Finserv Mutual Fund
- 1Y
- +4.8%
- 3Y
- n/a
- Vol
- 2.3%
- Max DD
- -1.3%
- Sharpe
- -0.22
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns
HDFC Equity Savings Fund
HDFC Mutual Fund
- 1Y
- +2.9%
- 3Y
- +8.1%
- Vol
- 5.8%
- Max DD
- -17.0%
- Sharpe
- 0.78
- 3Y win
- +86%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
LIC MF Equity Savings Fund
LIC Mutual Fund
- 1Y
- +2.3%
- 3Y
- +8.1%
- Vol
- 6.8%
- Max DD
- -7.5%
- Sharpe
- 0.49
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Higher TER