MonitorDirect · Growth

DSP Focused Fund

DSP Mutual Fund Equity Scheme - Focused Fund13.7 years

The scheme portfolio will largely consist of companies, which are amongst the top 200 companies by market capitalisation. The portfolio will limit exposure to companies beyond the top 200 companies by market capitalization upto 20% of the net asset value. The scheme will also have at least 95% of the invested amount across the top 25 holdings in the portfolio which excludes debt & money market securities.

NAV: 60.523; 15 Sept 2026
1Y: -0.9%; Trailing CAGR
Upside capture: +96%; Vs NIFTY 500 TRI
Downside capture: +98%; Lower is better

NAV path pending

NAV

Path not in current snapshots

n/a

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y-0.9%
3Y+11.6%
5Y+9.9%
10Y+11.7%
SI+13.0%

SIP XIRR

Equal monthly instalments to latest NAV

1Y-1.9%
3Y+5.2%
5Y+11.0%
10Y+12.7%

Since inception: +13.0%; Calendar-day CAGR
Excess 1Y: -4.5%; Category median, same plan and option
3Y win rate: +27%; Windows beating the median
3Y percentile: 44; Vs comparable share classes
Worst rolling 3Y: -6.6%; 2639 daily-ending windows
Median rolling 3Y: +15.2%; Calendar-day CAGR
Positive rolling 5Y: +100%; 2144 daily-ending windows
SIP 3Y XIRR: +5.2%; Simulated monthly SIP

Official benchmark

Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 16 Sept 2026.

1Y excess: +1.4%; Fund minus TRI
3Y excess: +2.2%; Fund minus TRI
Upside capture: +96%; Benchmark-up months
Downside capture: +98%; Lower is better

Drawdown

Peak to trough from a running NAV high. Move across the path to read a date.

Drawdown

Path not in current snapshots

n/a

Average recovery: 19 days; 142 recovered episodes
Longest recovery: 358 days; Trough to prior peak
Current spell: 252 days; Days below latest peak
Time below peak: +89%; NAV observations

17 Jan 2020 – 23 Nov 2020
Trough 23 Mar 2020 · recovered in 245 days
-39.3%
9 Jan 2013 – 28 Mar 2014
Trough 28 Aug 2013 · recovered in 212 days
-21.2%
18 Aug 2015 – 20 Jul 2016
Trough 11 Feb 2016 · recovered in 160 days
-20.8%
17 Jan 2022 – 13 Jun 2023
Trough 20 Jun 2022 · recovered in 358 days
-20.7%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
44
Vs category
22
Consistency
33
Risk-adjusted
51
Drawdown
2
Mean
30

Portfolio

31 Aug 2026 · 30 holdings · top 10 are 54.4%.

Top 5: 36.7%
Top 10: 54.4%
Largest holding: 11.6%
Effective holdings: 19.8

Reverse Repo
Unspecified
11.6%
ICICI Bank Ltd
Financial
9.8%
HDFC Bank Ltd
Financial
8.3%
Axis Bank Ltd
Financial
5.0%
Mahindra & Mahindra Ltd
Consumer Discretionary
3.9%

What changed

PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026

Decision

Quantitative read of the live evidence. An explanation can only restate what is already here.

As of 15 Sept 2026

Monitor

Engine status

Monitor

Recent evidence

Why this status

Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
Maximum drawdown exceeded 35%.

Supporting reads

Risk-adjusted return sits above the documented risk-free proxy.

Worth investigating

Same-category peers with enough history to inspect beside this fund.

All funds

MonitorDirect · Growth

DSP Focused Fund

DSP Mutual Fund Equity Scheme - Focused Fund13.7 years

NAV: 60.523; 15 Sept 2026
1Y: -0.9%; Trailing CAGR
Upside capture: +96%; Vs NIFTY 500 TRI
Downside capture: +98%; Lower is better

Sept 2024 – Sept 2026

All funds

MonitorDirect · Growth

DSP Focused Fund

DSP Mutual Fund Equity Scheme - Focused Fund13.7 years

NAV: 60.523; 15 Sept 2026
1Y: -0.9%; Trailing CAGR
Upside capture: +96%; Vs NIFTY 500 TRI
Downside capture: +98%; Lower is better

NAV path pending

NAV

15 Sept 2026 · -0.9% over 1Y

60.523

Sept 202554.105 – 63.899Sept 2026

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y-0.9%
3Y+11.6%
5Y+9.9%
10Y+11.7%
SI+13.0%

SIP XIRR

Equal monthly instalments to latest NAV

1Y-1.9%
3Y+5.2%
5Y+11.0%
10Y+12.7%

Since inception: +13.0%; Calendar-day CAGR
Excess 1Y: -4.5%; Category median, same plan and option
3Y win rate: +27%; Windows beating the median
3Y percentile: 44; Vs comparable share classes
Worst rolling 3Y: -6.6%; 2639 daily-ending windows
Median rolling 3Y: +15.2%; Calendar-day CAGR
Positive rolling 5Y: +100%; 2144 daily-ending windows
SIP 3Y XIRR: +5.2%; Simulated monthly SIP

Official benchmark

Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 16 Sept 2026.

1Y excess: +1.4%; Fund minus TRI
3Y excess: +2.2%; Fund minus TRI
Upside capture: +96%; Benchmark-up months
Downside capture: +98%; Lower is better

Drawdown

Peak to trough from a running NAV high. Move across the path to read a date.

Drawdown

15 Sept 2026

-5.3%

Jan 2013-39.3% – 0.0%Sept 2026

Average recovery: 19 days; 142 recovered episodes
Longest recovery: 358 days; Trough to prior peak
Current spell: 252 days; Days below latest peak
Time below peak: +89%; NAV observations

17 Jan 2020 – 23 Nov 2020
Trough 23 Mar 2020 · recovered in 245 days
-39.3%
9 Jan 2013 – 28 Mar 2014
Trough 28 Aug 2013 · recovered in 212 days
-21.2%
18 Aug 2015 – 20 Jul 2016
Trough 11 Feb 2016 · recovered in 160 days
-20.8%
17 Jan 2022 – 13 Jun 2023
Trough 20 Jun 2022 · recovered in 358 days
-20.7%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
44
Vs category
22
Consistency
33
Risk-adjusted
51
Drawdown
2
Mean
30

Portfolio

31 Aug 2026 · 30 holdings · top 10 are 54.4%.

Top 5: 36.7%
Top 10: 54.4%
Largest holding: 11.6%
Effective holdings: 19.8

Reverse Repo
Unspecified
11.6%
ICICI Bank Ltd
Financial
9.8%
HDFC Bank Ltd
Financial
8.3%
Axis Bank Ltd
Financial
5.0%
Mahindra & Mahindra Ltd
Consumer Discretionary
3.9%

What changed

PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026

Decision

Quantitative read of the live evidence. An explanation can only restate what is already here.

As of 15 Sept 2026

Monitor

Engine status

Monitor

Recent evidence

Why this status

Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
Maximum drawdown exceeded 35%.

Supporting reads

Risk-adjusted return sits above the documented risk-free proxy.

NAV

Path not in current snapshots

n/a

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y-0.9%
3Y+11.6%
5Y+9.9%
10Y+11.7%
SI+13.0%

SIP XIRR

Equal monthly instalments to latest NAV

1Y-1.9%
3Y+5.2%
5Y+11.0%
10Y+12.7%

Since inception: +13.0%; Calendar-day CAGR
Excess 1Y: -4.5%; Category median, same plan and option
3Y win rate: +27%; Windows beating the median
3Y percentile: 44; Vs comparable share classes
Worst rolling 3Y: -6.6%; 2639 daily-ending windows
Median rolling 3Y: +15.2%; Calendar-day CAGR
Positive rolling 5Y: +100%; 2144 daily-ending windows
SIP 3Y XIRR: +5.2%; Simulated monthly SIP

Official benchmark

Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 16 Sept 2026.

1Y excess: +1.4%; Fund minus TRI
3Y excess: +2.2%; Fund minus TRI
Upside capture: +96%; Benchmark-up months
Downside capture: +98%; Lower is better

Drawdown

Peak to trough from a running NAV high. Move across the path to read a date.

Drawdown

Path not in current snapshots

n/a

Average recovery: 19 days; 142 recovered episodes
Longest recovery: 358 days; Trough to prior peak
Current spell: 252 days; Days below latest peak
Time below peak: +89%; NAV observations

17 Jan 2020 – 23 Nov 2020
Trough 23 Mar 2020 · recovered in 245 days
-39.3%
9 Jan 2013 – 28 Mar 2014
Trough 28 Aug 2013 · recovered in 212 days
-21.2%
18 Aug 2015 – 20 Jul 2016
Trough 11 Feb 2016 · recovered in 160 days
-20.8%
17 Jan 2022 – 13 Jun 2023
Trough 20 Jun 2022 · recovered in 358 days
-20.7%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
44
Vs category
22
Consistency
33
Risk-adjusted
51
Drawdown
2
Mean
30

Portfolio

31 Aug 2026 · 30 holdings · top 10 are 54.4%.

Top 5: 36.7%
Top 10: 54.4%
Largest holding: 11.6%
Effective holdings: 19.8

Reverse Repo
Unspecified
11.6%
ICICI Bank Ltd
Financial
9.8%
HDFC Bank Ltd
Financial
8.3%
Axis Bank Ltd
Financial
5.0%
Mahindra & Mahindra Ltd
Consumer Discretionary
3.9%

What changed

PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026

Decision

Quantitative read of the live evidence. An explanation can only restate what is already here.

As of 15 Sept 2026

Monitor

Engine status

Monitor

Recent evidence

Why this status

Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
Maximum drawdown exceeded 35%.

Supporting reads

Risk-adjusted return sits above the documented risk-free proxy.

Worth investigating

Same-category peers with enough history to inspect beside this fund.

NAV

15 Sept 2026 · -0.9% over 1Y

60.523

Sept 202554.105 – 63.899Sept 2026

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y-0.9%
3Y+11.6%
5Y+9.9%
10Y+11.7%
SI+13.0%

SIP XIRR

Equal monthly instalments to latest NAV

1Y-1.9%
3Y+5.2%
5Y+11.0%
10Y+12.7%

Since inception: +13.0%; Calendar-day CAGR
Excess 1Y: -4.5%; Category median, same plan and option
3Y win rate: +27%; Windows beating the median
3Y percentile: 44; Vs comparable share classes
Worst rolling 3Y: -6.6%; 2639 daily-ending windows
Median rolling 3Y: +15.2%; Calendar-day CAGR
Positive rolling 5Y: +100%; 2144 daily-ending windows
SIP 3Y XIRR: +5.2%; Simulated monthly SIP

Official benchmark

Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 16 Sept 2026.

1Y excess: +1.4%; Fund minus TRI
3Y excess: +2.2%; Fund minus TRI
Upside capture: +96%; Benchmark-up months
Downside capture: +98%; Lower is better

Drawdown

Peak to trough from a running NAV high. Move across the path to read a date.

Drawdown

15 Sept 2026

-5.3%

Jan 2013-39.3% – 0.0%Sept 2026

Average recovery: 19 days; 142 recovered episodes
Longest recovery: 358 days; Trough to prior peak
Current spell: 252 days; Days below latest peak
Time below peak: +89%; NAV observations

17 Jan 2020 – 23 Nov 2020
Trough 23 Mar 2020 · recovered in 245 days
-39.3%
9 Jan 2013 – 28 Mar 2014
Trough 28 Aug 2013 · recovered in 212 days
-21.2%
18 Aug 2015 – 20 Jul 2016
Trough 11 Feb 2016 · recovered in 160 days
-20.8%
17 Jan 2022 – 13 Jun 2023
Trough 20 Jun 2022 · recovered in 358 days
-20.7%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
44
Vs category
22
Consistency
33
Risk-adjusted
51
Drawdown
2
Mean
30

Portfolio

31 Aug 2026 · 30 holdings · top 10 are 54.4%.

Top 5: 36.7%
Top 10: 54.4%
Largest holding: 11.6%
Effective holdings: 19.8

Reverse Repo
Unspecified
11.6%
ICICI Bank Ltd
Financial
9.8%
HDFC Bank Ltd
Financial
8.3%
Axis Bank Ltd
Financial
5.0%
Mahindra & Mahindra Ltd
Consumer Discretionary
3.9%

What changed

PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026

Decision

Quantitative read of the live evidence. An explanation can only restate what is already here.

As of 15 Sept 2026

Monitor

Engine status

Monitor

Recent evidence

Why this status

Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
Maximum drawdown exceeded 35%.

Supporting reads

Risk-adjusted return sits above the documented risk-free proxy.