HealthyDirect · Growth
DSP Ultra Short Term Fund
DSP Mutual FundIncome/Debt Oriented Schemes - Ultra Short Term Fund13.7 years
- NAV
- 4,006.2416
- 15 Sept 2026
- 1Y
- +6.8%
- Trailing CAGR
- AUM
- ₹4,599.23 Cr
- 31 Aug 2026
- Volatility
- Low
- 0.6% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+6.8%
- 3Y+7.4%
- 5Y+6.6%
- 10Y+6.4%
- SI+7.1%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+7.0%
- 3Y+7.2%
- 5Y+7.2%
- 10Y+6.5%
- Since inception
- +7.1%
- Calendar-day CAGR
- Excess 1Y
- +0.1%
- Category median, same plan and option
- 3Y win rate
- +26%
- Windows beating the median
- 3Y percentile
- 78
- Vs comparable share classes
- Worst rolling 3Y
- +4.5%
- 2598 daily-ending windows
- Median rolling 3Y
- +6.9%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2113 daily-ending windows
- SIP 3Y XIRR
- +7.2%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 4 days
- 98 recovered episodes
- Longest recovery
- 48 days
- Trough to prior peak
- Current spell
- 6 days
- Days below latest peak
- Time below peak
- +9%
- NAV observations
17 Dec 2018 – 4 Feb 2019
Trough 18 Dec 2018 · recovered in 48 days
-1.1%
11 Mar 2020 – 27 Mar 2020
Trough 24 Mar 2020 · recovered in 3 days
-0.8%
7 Sept 2018 – 19 Oct 2018
Trough 17 Sept 2018 · recovered in 32 days
-0.6%
15 Jul 2013 – 5 Aug 2013
Trough 24 Jul 2013 · recovered in 12 days
-0.4%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
78
Vs category
51
Consistency
32
Risk-adjusted
100
Drawdown
97
Mean
72
Portfolio
31 Aug 2026 · 98 holdings · top 10 are 24.5%.
- Top 5
- 14.6%
- Top 10
- 24.5%
- Largest holding
- 4.7%
- Effective holdings
- 68.9
CANARA BANK CD 04MAR27
Financial
4.7%
CENTRAL GOVERNMENT LOAN 30950 GOI 15NV26 5.74 FV RS 100
Entities
2.8%
KOTAK MAHINDRA BANK LIMITED CD 21DEC26
Financial
2.7%
7.74% LIC HSG TR448 NCD 22-10-27**
Financial
2.3%
National Bank For Agriculture and Rural Development (04/02/2027) **
Financial
2.1%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Axis Ultra Short Term Fund
Axis Mutual Fund
- 1Y
- +6.9%
- 3Y
- +7.5%
- Vol
- 0.5%
- Max DD
- -0.8%
- Sharpe
- 2.94
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Mirae Asset Ultra Short-Term Fund
Mirae Asset Mutual Fund
- 1Y
- +6.8%
- 3Y
- +7.4%
- Vol
- 0.3%
- Max DD
- -0.2%
- Sharpe
- 2.90
- 3Y win
- +95%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
BANK OF INDIA ULTRA SHORT TERM FUND
Bank of India Mutual Fund
- 1Y
- +6.6%
- 3Y
- +6.9%
- Vol
- 0.5%
- Max DD
- -0.8%
- Sharpe
- 3.81
- 3Y win
- +40%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Baroda BNP Paribas Ultra Short Term Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +6.7%
- 3Y
- +7.3%
- Vol
- 0.5%
- Max DD
- -1.0%
- Sharpe
- 2.48
- 3Y win
- +54%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Franklin India Ultra Short Term Fund
Franklin Templeton Mutual Fund
- 1Y
- +6.6%
- 3Y
- n/a
- Vol
- 0.4%
- Max DD
- -0.1%
- Sharpe
- 4.77
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns