ReviewDirect · Growth
Franklin India Dividend Yield Fund
Franklin Templeton Mutual FundEquity Scheme - Dividend Yield Fund13.7 years
The Scheme seeks to provide a combination of regular income and long-term capital appreciation by investing primarily in stocks that have a current or potentially attractive dividend yield, by using a value strategy.
- NAV
- 146.4677
- 15 Sept 2026
- 1Y
- -1.1%
- Trailing CAGR
- Upside capture
- +86%
- Vs NIFTY 500 TRI
- Downside capture
- +68%
- Lower is better
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-1.1%
- 3Y+10.7%
- 5Y+12.6%
- 10Y+14.3%
- SI+14.4%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-3.6%
- 3Y+2.5%
- 5Y+9.7%
- 10Y+15.0%
- Since inception
- +14.4%
- Calendar-day CAGR
- Excess 1Y
- -4.7%
- Category median, same plan and option
- 3Y win rate
- +66%
- Windows beating the median
- 3Y percentile
- 17
- Vs comparable share classes
- Worst rolling 3Y
- -7.3%
- 2635 daily-ending windows
- Median rolling 3Y
- +16.7%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2143 daily-ending windows
- SIP 3Y XIRR
- +2.5%
- Simulated monthly SIP
Official benchmark
Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 15 Sept 2026.
- 1Y excess
- -1.0%
- Fund minus TRI
- 3Y excess
- +0.7%
- Fund minus TRI
- Upside capture
- +86%
- Benchmark-up months
- Downside capture
- +68%
- Lower is better
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 11 days
- 144 recovered episodes
- Longest recovery
- 234 days
- Trough to prior peak
- Current spell
- 714 days
- Days below latest peak
- Time below peak
- +88%
- NAV observations
23 Jan 2018 – 12 Nov 2020
Trough 23 Mar 2020 · recovered in 234 days
-38.0%
3 Mar 2015 – 12 Jul 2016
Trough 12 Feb 2016 · recovered in 151 days
-18.7%
27 Sept 2024 – open
Trough 7 Apr 2025 · not recovered
-15.9%
7 Jan 2013 – 9 Dec 2013
Trough 7 Aug 2013 · recovered in 124 days
-13.1%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
17
Vs category
21
Consistency
63
Risk-adjusted
60
Drawdown
5
Mean
33
Portfolio
31 Aug 2026 · 47 holdings · top 10 are 42.0%.
- Top 5
- 23.8%
- Top 10
- 42.0%
- Largest holding
- 6.0%
- Effective holdings
- 34.9
State Bank of India
Financial
6.0%
Cash/Net Current Assets
Unspecified
4.6%
ICICI Bank Ltd
Financial
4.5%
HDFC Bank Ltd
Financial
4.5%
Embassy Office Parks REIT
Real Estate
4.2%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
DECISION
Status moved from REVIEW to MONITOR.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
9 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Review
Engine status
Review
Closer look
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Three-year return sits below the 25th percentile of comparable share classes.
- Maximum drawdown exceeded 35%.
Supporting reads
- The fund beat the category median in 66% of rolling 3-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Baroda BNP Paribas Dividend Yield Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +1.1%
- 3Y
- n/a
- Vol
- 12.5%
- Max DD
- -18.1%
- Sharpe
- -0.48
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns
LIC MF Dividend Yield Fund
LIC Mutual Fund
- 1Y
- +4.5%
- 3Y
- +17.8%
- Vol
- 15.8%
- Max DD
- -20.4%
- Sharpe
- 0.84
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility
SBI Dividend Yield Fund
SBI Mutual Fund
- 1Y
- +3.7%
- 3Y
- +10.7%
- Vol
- 11.8%
- Max DD
- -17.8%
- Sharpe
- 0.77
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
HDFC DIVIDEND YIELD FUND
HDFC Mutual Fund
- 1Y
- -1.9%
- 3Y
- +10.0%
- Vol
- 13.9%
- Max DD
- -20.0%
- Sharpe
- 0.92
- 3Y win
- +88%
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher volatility · Lower trailing returns
Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund)
Sundaram Mutual Fund
- 1Y
- -5.1%
- 3Y
- +8.7%
- Vol
- 13.1%
- Max DD
- -18.9%
- Sharpe
- 0.38
- 3Y win
- +0%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns