…

HealthyDirect · Option n/aFit for a long SIP

Franklin India Dynamic Accrual Fund (No. of segregated portfolios- 3)

Franklin Templeton Mutual Fund Debt Scheme - Dynamic Bond13.8 years

NAV: 84.0329; 7 Aug 2022
1Y: +9.4%; Trailing CAGR
AUM: ₹350.62 Cr; 31 Mar 2021
Volatility: Low; 3.7% annualized

NAV path pending

Buying brief

Should you add this fund?

Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.

As of 7 Aug 2022

Stance

Fit for a long SIP

Evidence supports keeping this on a shortlist for a multi-year equity SIP.

In three lines

Fits if · Risk-adjusted return sits above the documented risk-free proxy.
Fits if · Peak-to-trough drawdown has stayed shallower than 15%.

Buy checklist

History depth
Pass
13.8 years of path to read.
Engine status
Pass
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -8.1%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.

Evidence supports a shortlist - confirm with peers before you buy elsewhere.

NAV

Path not in current snapshots

n/a

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y+9.4%
3Y+5.4%
5Y+6.6%
10Yn/a
SI+8.3%

SIP XIRR

Equal monthly instalments to latest NAV

1Y+5.3%
3Y+7.4%
5Y+6.7%
10Yn/a

Since inception: +8.3%; Calendar-day CAGR
Excess 1Y: n/a; Category median, same plan and option
3Y win rate: n/a; Windows beating the median
3Y percentile: n/a; Vs comparable share classes
SIP 3Y XIRR: +7.4%; Simulated monthly SIP
Worst rolling 3Y: +3.8%; 1597 daily-ending windows
Median rolling 3Y: +9.3%; Calendar-day CAGR
Positive rolling 5Y: +100%; 1115 daily-ending windows

Drawdown

Peak to trough from a running NAV high, with the path and recovery episodes.

Max drawdown: -8.1%; Worst peak-to-trough
Current: 0.0%; At peak
Current spell: 0 days; Days below latest peak
Time below peak: +53%; NAV observations

Drawdown

Path not in current snapshots

n/a

Average recovery: 8 days; 149 recovered episodes
Longest recovery: 193 days; Trough to prior peak

27 May 2013 – 28 Feb 2014
Trough 19 Aug 2013 · recovered in 193 days
-8.1%
15 Jan 2020 – 15 Feb 2021
Trough 31 Aug 2020 · recovered in 168 days
-7.1%
21 Jun 2021 – 8 Sept 2021
Trough 6 Jul 2021 · recovered in 64 days
-2.6%
17 Feb 2022 – 7 Aug 2022
Trough 6 May 2022 · recovered in 93 days
-1.9%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
35
Vs category
n/a
Consistency
n/a
Risk-adjusted
59
Drawdown
80
Mean
58

Decision

Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.

Healthy

Buying stance

Fit for a long SIP

Evidence supports keeping this on a shortlist for a multi-year equity SIP.

Why this status

No material deterioration, cost shock, or persistent category underperformance in the current evidence set.

Supporting reads

Risk-adjusted return sits above the documented risk-free proxy.
Peak-to-trough drawdown has stayed shallower than 15%.

No holdings or recent changes on file for this scheme yet.

Worth investigating

Same-category peers with enough history to inspect beside this fund - including tradeoffs.

All funds

HealthyDirect · Option n/aFit for a long SIP

Franklin India Dynamic Accrual Fund (No. of segregated portfolios- 3)

Franklin Templeton Mutual Fund Debt Scheme - Dynamic Bond13.8 years

NAV: 84.0329; 7 Aug 2022
1Y: +9.4%; Trailing CAGR
AUM: ₹350.62 Cr; 31 Mar 2021
Volatility: Low; 3.7% annualized

Aug 2020 – Aug 2022

All funds

HealthyDirect · Option n/aFit for a long SIP

Franklin India Dynamic Accrual Fund (No. of segregated portfolios- 3)

Franklin Templeton Mutual Fund Debt Scheme - Dynamic Bond13.8 years

NAV: 84.0329; 7 Aug 2022
1Y: +9.4%; Trailing CAGR
AUM: ₹350.62 Cr; 31 Mar 2021
Volatility: Low; 3.7% annualized

NAV path pending

Buying brief

Should you add this fund?

Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.

As of 7 Aug 2022

Stance

Fit for a long SIP

Evidence supports keeping this on a shortlist for a multi-year equity SIP.

In three lines

Fits if · Risk-adjusted return sits above the documented risk-free proxy.
Fits if · Peak-to-trough drawdown has stayed shallower than 15%.

Buy checklist

History depth
Pass
13.8 years of path to read.
Engine status
Pass
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -8.1%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.

Evidence supports a shortlist - confirm with peers before you buy elsewhere.

NAV

7 Aug 2022 · +9.3% over 1Y

84.0329

Aug 202176.8781 – 84.0329Aug 2022

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y+9.4%
3Y+5.4%
5Y+6.6%
10Yn/a
SI+8.3%

SIP XIRR

Equal monthly instalments to latest NAV

1Y+5.3%
3Y+7.4%
5Y+6.7%
10Yn/a

Since inception: +8.3%; Calendar-day CAGR
Excess 1Y: n/a; Category median, same plan and option
3Y win rate: n/a; Windows beating the median
3Y percentile: n/a; Vs comparable share classes
SIP 3Y XIRR: +7.4%; Simulated monthly SIP
Worst rolling 3Y: +3.8%; 1597 daily-ending windows
Median rolling 3Y: +9.3%; Calendar-day CAGR
Positive rolling 5Y: +100%; 1115 daily-ending windows

Drawdown

Peak to trough from a running NAV high, with the path and recovery episodes.

Max drawdown: -8.1%; Worst peak-to-trough
Current: 0.0%; At peak
Current spell: 0 days; Days below latest peak
Time below peak: +53%; NAV observations

Drawdown

7 Aug 2022

0.0%

Jan 2013-7.1% – 0.0%Aug 2022

Average recovery: 8 days; 149 recovered episodes
Longest recovery: 193 days; Trough to prior peak

27 May 2013 – 28 Feb 2014
Trough 19 Aug 2013 · recovered in 193 days
-8.1%
15 Jan 2020 – 15 Feb 2021
Trough 31 Aug 2020 · recovered in 168 days
-7.1%
21 Jun 2021 – 8 Sept 2021
Trough 6 Jul 2021 · recovered in 64 days
-2.6%
17 Feb 2022 – 7 Aug 2022
Trough 6 May 2022 · recovered in 93 days
-1.9%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
35
Vs category
n/a
Consistency
n/a
Risk-adjusted
59
Drawdown
80
Mean
58

Decision

Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.

Healthy

Buying stance

Fit for a long SIP

Evidence supports keeping this on a shortlist for a multi-year equity SIP.

Why this status

No material deterioration, cost shock, or persistent category underperformance in the current evidence set.

Supporting reads

Risk-adjusted return sits above the documented risk-free proxy.
Peak-to-trough drawdown has stayed shallower than 15%.

No holdings or recent changes on file for this scheme yet.

Buying brief

Should you add this fund?

Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.

As of 7 Aug 2022

Stance

Fit for a long SIP

Evidence supports keeping this on a shortlist for a multi-year equity SIP.

In three lines

Fits if · Risk-adjusted return sits above the documented risk-free proxy.
Fits if · Peak-to-trough drawdown has stayed shallower than 15%.

Buy checklist

History depth
Pass
13.8 years of path to read.
Engine status
Pass
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -8.1%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.

Evidence supports a shortlist - confirm with peers before you buy elsewhere.

NAV

Path not in current snapshots

n/a

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y+9.4%
3Y+5.4%
5Y+6.6%
10Yn/a
SI+8.3%

SIP XIRR

Equal monthly instalments to latest NAV

1Y+5.3%
3Y+7.4%
5Y+6.7%
10Yn/a

Since inception: +8.3%; Calendar-day CAGR
Excess 1Y: n/a; Category median, same plan and option
3Y win rate: n/a; Windows beating the median
3Y percentile: n/a; Vs comparable share classes
SIP 3Y XIRR: +7.4%; Simulated monthly SIP
Worst rolling 3Y: +3.8%; 1597 daily-ending windows
Median rolling 3Y: +9.3%; Calendar-day CAGR
Positive rolling 5Y: +100%; 1115 daily-ending windows

Drawdown

Peak to trough from a running NAV high, with the path and recovery episodes.

Max drawdown: -8.1%; Worst peak-to-trough
Current: 0.0%; At peak
Current spell: 0 days; Days below latest peak
Time below peak: +53%; NAV observations

Drawdown

Path not in current snapshots

n/a

Average recovery: 8 days; 149 recovered episodes
Longest recovery: 193 days; Trough to prior peak

27 May 2013 – 28 Feb 2014
Trough 19 Aug 2013 · recovered in 193 days
-8.1%
15 Jan 2020 – 15 Feb 2021
Trough 31 Aug 2020 · recovered in 168 days
-7.1%
21 Jun 2021 – 8 Sept 2021
Trough 6 Jul 2021 · recovered in 64 days
-2.6%
17 Feb 2022 – 7 Aug 2022
Trough 6 May 2022 · recovered in 93 days
-1.9%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
35
Vs category
n/a
Consistency
n/a
Risk-adjusted
59
Drawdown
80
Mean
58

Decision

Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.

Healthy

Buying stance

Fit for a long SIP

Evidence supports keeping this on a shortlist for a multi-year equity SIP.

Why this status

No material deterioration, cost shock, or persistent category underperformance in the current evidence set.

Supporting reads

Risk-adjusted return sits above the documented risk-free proxy.
Peak-to-trough drawdown has stayed shallower than 15%.

No holdings or recent changes on file for this scheme yet.

Worth investigating

Same-category peers with enough history to inspect beside this fund - including tradeoffs.

Buying brief

Should you add this fund?

Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.

As of 7 Aug 2022

Stance

Fit for a long SIP

Evidence supports keeping this on a shortlist for a multi-year equity SIP.

In three lines

Fits if · Risk-adjusted return sits above the documented risk-free proxy.
Fits if · Peak-to-trough drawdown has stayed shallower than 15%.

Buy checklist

History depth
Pass
13.8 years of path to read.
Engine status
Pass
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -8.1%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.

Evidence supports a shortlist - confirm with peers before you buy elsewhere.

NAV

7 Aug 2022 · +9.3% over 1Y

84.0329

Aug 202176.8781 – 84.0329Aug 2022

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y+9.4%
3Y+5.4%
5Y+6.6%
10Yn/a
SI+8.3%

SIP XIRR

Equal monthly instalments to latest NAV

1Y+5.3%
3Y+7.4%
5Y+6.7%
10Yn/a

Since inception: +8.3%; Calendar-day CAGR
Excess 1Y: n/a; Category median, same plan and option
3Y win rate: n/a; Windows beating the median
3Y percentile: n/a; Vs comparable share classes
SIP 3Y XIRR: +7.4%; Simulated monthly SIP
Worst rolling 3Y: +3.8%; 1597 daily-ending windows
Median rolling 3Y: +9.3%; Calendar-day CAGR
Positive rolling 5Y: +100%; 1115 daily-ending windows

Drawdown

Peak to trough from a running NAV high, with the path and recovery episodes.

Max drawdown: -8.1%; Worst peak-to-trough
Current: 0.0%; At peak
Current spell: 0 days; Days below latest peak
Time below peak: +53%; NAV observations

Drawdown

7 Aug 2022

0.0%

Jan 2013-7.1% – 0.0%Aug 2022

Average recovery: 8 days; 149 recovered episodes
Longest recovery: 193 days; Trough to prior peak

27 May 2013 – 28 Feb 2014
Trough 19 Aug 2013 · recovered in 193 days
-8.1%
15 Jan 2020 – 15 Feb 2021
Trough 31 Aug 2020 · recovered in 168 days
-7.1%
21 Jun 2021 – 8 Sept 2021
Trough 6 Jul 2021 · recovered in 64 days
-2.6%
17 Feb 2022 – 7 Aug 2022
Trough 6 May 2022 · recovered in 93 days
-1.9%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
35
Vs category
n/a
Consistency
n/a
Risk-adjusted
59
Drawdown
80
Mean
58

Decision

Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.

Healthy

Buying stance

Fit for a long SIP

Evidence supports keeping this on a shortlist for a multi-year equity SIP.

Why this status

No material deterioration, cost shock, or persistent category underperformance in the current evidence set.

Supporting reads

Risk-adjusted return sits above the documented risk-free proxy.
Peak-to-trough drawdown has stayed shallower than 15%.

No holdings or recent changes on file for this scheme yet.

Franklin India Dynamic Accrual Fund (No. of segregated portfolios- 3)

Should you add this fund?

Returns

Drawdown

Dimensions

Decision

Worth investigating

Quantum Dynamic Term Fund

Tata Dynamic Bond Fund

UTI - Dynamic Bond Fund ( Segregated - 17022020)

Franklin India Dynamic Accrual Fund (No. of segregated portfolios- 3)

Franklin India Dynamic Accrual Fund (No. of segregated portfolios- 3)

Should you add this fund?

Returns

Drawdown

Dimensions

Decision

Should you add this fund?

Returns

Drawdown

Dimensions

Decision

Worth investigating

Quantum Dynamic Term Fund

Tata Dynamic Bond Fund

UTI - Dynamic Bond Fund ( Segregated - 17022020)

Franklin India Dynamic Accrual Fund (No. of segregated portfolios- 3)

Should you add this fund?

Returns

Drawdown

Dimensions

Decision