MonitorDirect · GrowthWatch before adding
Franklin India Large Cap Fund
Franklin Templeton Mutual FundEquity Scheme - Large Cap Fund13.8 years
The scheme is to generate long-term capital appreciation by actively managing a portfolio of equity and equity related securities. The Scheme will invest in a range of companies, with a bias towards large cap companies.
- NAV
- 1,092.7719
- 30 Oct 2026
- 1Y
- -6.6%
- Trailing CAGR
- AUM
- ₹6,905.69 Cr
- 30 Sept 2026
- Volatility
- Medium
- 15.5% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 30 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · Maximum drawdown exceeded 35%.
Prefer peers if · Prefer BANK OF INDIA LARGE CAP FUND if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
13.8 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
1.44% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Watch
Peak-to-trough -36.3%. Ask whether you can hold through a similar fall.
Vs category
Fail
26% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Pass
Ajay Argal · 2.9 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 53.8% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 36%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-6.6%
- 3Y+10.1%
- 5Y+7.0%
- 10Y+10.6%
- SI+11.6%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-5.0%
- 3Y+2.0%
- 5Y+7.3%
- 10Y+10.7%
- Since inception
- +11.6%
- Calendar-day CAGR
- Excess 1Y
- -0.1%
- Category median, same plan and option
- 3Y win rate
- +26%
- Windows beating the median
- 3Y percentile
- 45
- Vs comparable share classes
- SIP 3Y XIRR
- +2.0%
- Simulated monthly SIP
- Worst rolling 3Y
- -8.0%
- 2654 daily-ending windows
- Median rolling 3Y
- +13.5%
- Calendar-day CAGR
- Positive rolling 5Y
- +99%
- 2162 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -36.3%
- Worst peak-to-trough
- Current
- -8.7%
- Below last peak
- Current spell
- 296 days
- Days below latest peak
- Time below peak
- +90%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 17 days
- 149 recovered episodes
- Longest recovery
- 445 days
- Trough to prior peak
24 Jan 2020 – 10 Nov 2020
Trough 23 Mar 2020 · recovered in 232 days
-36.3%
9 Nov 2021 – 30 Jun 2023
Trough 17 Jun 2022 · recovered in 378 days
-18.4%
6 Aug 2015 – 30 Jun 2016
Trough 12 Feb 2016 · recovered in 139 days
-17.0%
26 Sept 2024 – 19 Nov 2025
Trough 4 Mar 2025 · recovered in 260 days
-16.3%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
45
Vs category
50
Consistency
30
Risk-adjusted
46
Drawdown
9
Mean
36
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Maximum drawdown exceeded 35%.
Supporting reads
No supporting reads in the current evidence set.
Portfolio
30 Sept 2026 · 36 holdings · top 10 are 53.8%.
- Top 5
- 33.0%
- Top 10
- 53.8%
- Largest holding
- 9.6%
- Effective holdings
- 23.5
ICICI Bank Ltd
Financial
9.6%
HDFC Bank Ltd
Financial
6.6%
Mahindra & Mahindra Ltd
Consumer Discretionary
6.1%
Kotak Mahindra Bank Ltd
Financial
5.6%
Larsen & Toubro Ltd
Industrials
5.1%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
BANK OF INDIA LARGE CAP FUND
Bank of India Mutual Fund
- 1Y
- -2.8%
- 3Y
- +11.8%
- Vol
- 14.6%
- Max DD
- -22.6%
- Sharpe
- 0.37
- 3Y win
- +61%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
BARODA BNP PARIBAS LARGE CAP FUND
Baroda BNP Paribas Mutual Fund
- 1Y
- -4.3%
- 3Y
- +11.5%
- Vol
- 12.8%
- Max DD
- -18.2%
- Sharpe
- 0.49
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Edelweiss Large Cap Fund
Edelweiss Mutual Fund
- 1Y
- -5.8%
- 3Y
- +10.4%
- Vol
- 15.1%
- Max DD
- -35.1%
- Sharpe
- 0.55
- 3Y win
- +80%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
quant Large Cap Fund
quant Mutual Fund
- 1Y
- -0.9%
- 3Y
- +13.6%
- Vol
- 15.3%
- Max DD
- -21.1%
- Sharpe
- 0.45
- 3Y win
- +79%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
BAJAJ FINSERV LARGE CAP FUND
Bajaj Finserv Mutual Fund
- 1Y
- -4.5%
- 3Y
- n/a
- Vol
- 12.8%
- Max DD
- -16.9%
- Sharpe
- -0.43
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns