ReviewDirect · Growth
Groww ELSS Tax Saver Fund
Groww Mutual FundEquity Schemes - ELSS- Tax Saver Fund8.7 years
The Scheme seeks to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity-related Securities. The scheme shall offer tax benefits under Section 80C of the Income Tax Act.
- NAV
- 21.25
- 15 Sept 2026
- 1Y
- -6.9%
- Trailing CAGR
- Upside capture
- +92%
- Vs NIFTY 500 TRI
- Downside capture
- +102%
- Lower is better
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-6.9%
- 3Y+8.3%
- 5Y+8.2%
- 10Yn/a
- SI+9.0%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-7.1%
- 3Y+0.5%
- 5Y+6.9%
- 10Yn/a
- Since inception
- +9.0%
- Calendar-day CAGR
- Excess 1Y
- -8.1%
- Category median, same plan and option
- 3Y win rate
- +1%
- Windows beating the median
- 3Y percentile
- 6
- Vs comparable share classes
- Worst rolling 3Y
- +1.9%
- 1409 daily-ending windows
- Median rolling 3Y
- +15.4%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 914 daily-ending windows
- SIP 3Y XIRR
- +0.5%
- Simulated monthly SIP
Official benchmark
Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 15 Sept 2026.
- 1Y excess
- -4.6%
- Fund minus TRI
- 3Y excess
- -1.1%
- Fund minus TRI
- Upside capture
- +92%
- Benchmark-up months
- Downside capture
- +102%
- Lower is better
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 11 days
- 70 recovered episodes
- Longest recovery
- 235 days
- Trough to prior peak
- Current spell
- 722 days
- Days below latest peak
- Time below peak
- +90%
- NAV observations
29 Jan 2018 – 13 Nov 2020
Trough 23 Mar 2020 · recovered in 235 days
-34.6%
23 Sept 2024 – open
Trough 7 Apr 2025 · not recovered
-20.8%
18 Oct 2021 – 15 Nov 2022
Trough 17 Jun 2022 · recovered in 151 days
-15.8%
1 Dec 2022 – 7 Jun 2023
Trough 20 Mar 2023 · recovered in 79 days
-10.0%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
6
Vs category
0
Consistency
9
Risk-adjusted
40
Drawdown
13
Mean
14
Portfolio
31 Aug 2026 · 96 holdings · top 10 are 37.3%.
- Top 5
- 25.6%
- Top 10
- 37.3%
- Largest holding
- 6.4%
- Effective holdings
- 45.8
HDFC Bank Ltd
Financial
6.4%
ICICI Bank Ltd
Financial
6.2%
Reliance Industries Ltd
Energy & Utilities
4.9%
Net Receivables
Unspecified
3.9%
Bharti Airtel Ltd
Technology
3.4%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
15 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Review
Engine status
Review
Closer look
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
No supporting reads in the current evidence set.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Canara Robeco ELSS - Tax Saver Fund
Canara Robeco Mutual Fund
- 1Y
- +1.2%
- 3Y
- +10.9%
- Vol
- 15.4%
- Max DD
- -34.3%
- Sharpe
- 0.65
- 3Y win
- +39%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
WhiteOak Capital ELSS Tax Saver Fund
WhiteOak Capital Mutual Fund
- 1Y
- +1.9%
- 3Y
- +15.2%
- Vol
- 13.2%
- Max DD
- -16.4%
- Sharpe
- 0.91
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Axis ELSS- Tax Saver Fund
Axis Mutual Fund
- 1Y
- -1.8%
- 3Y
- +9.8%
- Vol
- 15.2%
- Max DD
- -33.5%
- Sharpe
- 0.70
- 3Y win
- +50%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
HSBC ELSS Tax saver Fund
HSBC Mutual Fund
- 1Y
- +5.6%
- 3Y
- +15.5%
- Vol
- 15.4%
- Max DD
- -19.2%
- Sharpe
- 0.76
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Bajaj Finserv ELSS - Tax Saver Fund
Bajaj Finserv Mutual Fund
- 1Y
- +2.5%
- 3Y
- n/a
- Vol
- 13.0%
- Max DD
- -13.5%
- Sharpe
- 0.36
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns