Insufficient historyDirect · GrowthToo thin to judge
Groww Money Market Fund
Groww Mutual FundIncome/Debt Oriented Schemes - Money Market Fund0.9 years
- NAV
- 10.5478
- 27 Oct 2026
- 1Y
- n/a
- Trailing CAGR
- AUM
- ₹78.52 Cr
- 30 Sept 2026
- Volatility
- Low
- 0.4% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 27 Oct 2026
Stance
Too thin to judge
History is short. Lean on older peers or a low-cost index until more evidence lands.
In three lines
Watch if · History is short. Lean on older peers or a low-cost index until more evidence lands.
Prefer peers if · Compare Baroda BNP Paribas Money Market Fund - it has enough history to inspect beside this fund.
Buy checklist
History depth
Fail
0.9 years - thin for judging consistency.
Engine status
n/a
History is short. Lean on older peers or a low-cost index until more evidence lands.
Expense ratio
Pass
0.25% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -0.1%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Watch
Top 10 holdings ≈ 72.7% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Yn/a
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI+5.8%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Yn/a
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- +5.8%
- Calendar-day CAGR
- Excess 1Y
- n/a
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -0.1%
- Worst peak-to-trough
- Current
- 0.0%
- At peak
- Current spell
- 0 days
- Days below latest peak
- Time below peak
- +19%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 3 days
- 19 recovered episodes
- Longest recovery
- 6 days
- Trough to prior peak
6 Jul 2026 – 13 Jul 2026
Trough 8 Jul 2026 · recovered in 5 days
-0.1%
20 Mar 2026 – 27 Mar 2026
Trough 24 Mar 2026 · recovered in 3 days
-0.1%
19 May 2026 – 27 May 2026
Trough 21 May 2026 · recovered in 6 days
-0.1%
19 Oct 2026 – 26 Oct 2026
Trough 22 Oct 2026 · recovered in 4 days
-0.0%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
n/a
Vs category
n/a
Consistency
n/a
Risk-adjusted
20
Drawdown
100
Mean
n/a
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Insufficient history
Buying stance
Too thin to judge
History is short. Lean on older peers or a low-cost index until more evidence lands.
Why this status
No status reasons yet. History is still thin.
Supporting reads
No supporting reads in the current evidence set.
Portfolio
30 Sept 2026 · 20 holdings · top 10 are 72.7%.
- Top 5
- 42.7%
- Top 10
- 72.7%
- Largest holding
- 17.5%
- Effective holdings
- 13.5
Reverse Repo
Unspecified
17.5%
Export Import Bank of India (04/12/2026) **
Financial
6.3%
Canara Bank (04/12/2026) ** #
Financial
6.3%
RELIANCE RETAIL VENTURES CP RED 11-12-26**
Diversified
6.3%
BAJAJ FINANCIAL SECURITIES LIMITED 113D CP 10DEC26
Financial
6.3%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Baroda BNP Paribas Money Market Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +6.3%
- 3Y
- +7.2%
- Vol
- 0.4%
- Max DD
- -0.2%
- Sharpe
- -0.02
- 3Y win
- 0%
- Lower volatility
- Lower TER
Caveat: Deeper drawdown
HSBC Money Market Fund
HSBC Mutual Fund
- 1Y
- +6.3%
- 3Y
- +7.2%
- Vol
- 0.4%
- Max DD
- -0.2%
- Sharpe
- 3.29
- 3Y win
- +0%
- Lower volatility
- Lower TER
Caveat: Deeper drawdown
Mirae Asset Money Market Fund
Mirae Asset Mutual Fund
- 1Y
- +6.3%
- 3Y
- +7.3%
- Vol
- 0.4%
- Max DD
- -0.2%
- Sharpe
- 1.63
- 3Y win
- +31%
- Lower volatility
- Lower TER
Caveat: Deeper drawdown
Aditya Birla Sun Life Money Market Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +6.4%
- 3Y
- +7.3%
- Vol
- 0.5%
- Max DD
- -1.4%
- Sharpe
- 1.60
- 3Y win
- +76%
- Lower TER
Caveat: Higher volatility · Deeper drawdown
Axis Money Market Fund
Axis Mutual Fund
- 1Y
- +6.4%
- 3Y
- +7.4%
- Vol
- 0.6%
- Max DD
- -1.2%
- Sharpe
- 0.86
- 3Y win
- +100%
- Lower TER
Caveat: Higher volatility · Deeper drawdown