ReviewDirect · Growth
HDFC ELSS - Tax Saver Fund
HDFC Mutual FundEquity Schemes - ELSS- Tax Saver Fund13.7 years
- NAV
- 1,442.776
- 15 Sept 2026
- 1Y
- -6.5%
- Trailing CAGR
- AUM
- ₹16,095.45 Cr
- 31 Aug 2026
- Volatility
- High
- 16.1% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-6.5%
- 3Y+11.4%
- 5Y+13.4%
- 10Y+12.9%
- SI+13.8%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-8.6%
- 3Y+3.0%
- 5Y+11.2%
- 10Y+13.9%
- Since inception
- +13.8%
- Calendar-day CAGR
- Excess 1Y
- -7.6%
- Category median, same plan and option
- 3Y win rate
- +35%
- Windows beating the median
- 3Y percentile
- 50
- Vs comparable share classes
- Worst rolling 3Y
- -11.0%
- 2637 daily-ending windows
- Median rolling 3Y
- +15.6%
- Calendar-day CAGR
- Positive rolling 5Y
- +99%
- 2145 daily-ending windows
- SIP 3Y XIRR
- +3.0%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 13 days
- 133 recovered episodes
- Longest recovery
- 291 days
- Trough to prior peak
- Current spell
- 321 days
- Days below latest peak
- Time below peak
- +89%
- NAV observations
23 Jan 2018 – 8 Jan 2021
Trough 23 Mar 2020 · recovered in 291 days
-44.1%
28 Jan 2015 – 6 Sept 2016
Trough 29 Feb 2016 · recovered in 190 days
-26.4%
21 Jan 2013 – 5 Dec 2013
Trough 28 Aug 2013 · recovered in 99 days
-19.6%
29 Oct 2025 – open
Trough 31 Mar 2026 · not recovered
-14.8%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
50
Vs category
2
Consistency
44
Risk-adjusted
54
Drawdown
0
Mean
30
Portfolio
31 Aug 2026 · 64 holdings · top 10 are 50.4%.
- Top 5
- 32.5%
- Top 10
- 50.4%
- Largest holding
- 9.3%
- Effective holdings
- 28.1
ICICI Bank Ltd
Financial
9.3%
HDFC Bank Ltd
Financial
7.4%
Axis Bank Ltd
Financial
6.5%
Maruti Suzuki India Ltd
Consumer Discretionary
4.7%
State Bank of India
Financial
4.6%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Review
Engine status
Review
Closer look
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Maximum drawdown exceeded 35%.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
DSP ELSS Tax Saver Fund
DSP Mutual Fund
- 1Y
- -2.8%
- 3Y
- +11.8%
- Vol
- 15.8%
- Max DD
- -37.2%
- Sharpe
- 0.72
- 3Y win
- +88%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
HSBC ELSS Tax saver Fund
HSBC Mutual Fund
- 1Y
- +5.6%
- 3Y
- +15.5%
- Vol
- 15.4%
- Max DD
- -19.2%
- Sharpe
- 0.76
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Invesco India ELSS Tax Saver Fund
Invesco Mutual Fund
- 1Y
- -1.4%
- 3Y
- +11.6%
- Vol
- 15.5%
- Max DD
- -35.8%
- Sharpe
- 0.71
- 3Y win
- +65%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
WhiteOak Capital ELSS Tax Saver Fund
WhiteOak Capital Mutual Fund
- 1Y
- +1.9%
- 3Y
- +15.2%
- Vol
- 13.2%
- Max DD
- -16.4%
- Sharpe
- 0.91
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Axis ELSS- Tax Saver Fund
Axis Mutual Fund
- 1Y
- -1.8%
- 3Y
- +9.8%
- Vol
- 15.2%
- Max DD
- -33.5%
- Sharpe
- 0.70
- 3Y win
- +50%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns