HealthyDirect · GrowthFit for a long SIP
HSBC Aggressive Hybrid Fund
HSBC Mutual FundHybrid Schemes - Aggressive Hybrid Fund3.9 years
- NAV
- 66.1279
- 29 Oct 2026
- 1Y
- +0.5%
- Trailing CAGR
- AUM
- ₹5,690.54 Cr
- 31 Aug 2026
- Volatility
- Medium
- 12.5% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
In three lines
Fits if · The fund beat the category median in 100% of rolling 3-year windows.
Fits if · Three-year return is above the category median.
Buy checklist
History depth
Watch
3.9 years - usable, still building a track record.
Engine status
Pass
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Expense ratio
Pass
0.97% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -19.6%. Ask whether you can hold through a similar fall.
Vs category
Pass
100% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 29.2% of the portfolio.
Evidence supports a shortlist - confirm with peers before you buy elsewhere.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 20%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
If you start a SIP here, diary a 90-day check and an annual review - don’t react to every NAV print.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+0.5%
- 3Y+13.0%
- 5Yn/a
- 10Yn/a
- SI+12.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+3.9%
- 3Y+7.0%
- 5Yn/a
- 10Yn/a
- Since inception
- +12.9%
- Calendar-day CAGR
- Excess 1Y
- +5.4%
- Category median, same plan and option
- 3Y win rate
- +100%
- Windows beating the median
- 3Y percentile
- 93
- Vs comparable share classes
- SIP 3Y XIRR
- +7.0%
- Simulated monthly SIP
- Worst rolling 3Y
- +11.5%
- 227 daily-ending windows
- Median rolling 3Y
- +15.0%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -19.6%
- Worst peak-to-trough
- Current
- -4.9%
- Below last peak
- Current spell
- 59 days
- Days below latest peak
- Time below peak
- +84%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 12 days
- 55 recovered episodes
- Longest recovery
- 201 days
- Trough to prior peak
16 Dec 2024 – 17 Sept 2025
Trough 28 Feb 2025 · recovered in 201 days
-19.6%
20 Oct 2025 – 17 Jun 2026
Trough 23 Mar 2026 · recovered in 86 days
-11.1%
31 Aug 2026 – open
Trough 23 Oct 2026 · not recovered
-8.2%
15 Oct 2024 – 6 Dec 2024
Trough 13 Nov 2024 · recovered in 23 days
-7.5%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
93
Vs category
84
Consistency
84
Risk-adjusted
54
Drawdown
51
Mean
73
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Healthy
Buying stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 100% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
Portfolio
31 Aug 2026 · 98 holdings · top 10 are 29.2%.
- Top 5
- 17.4%
- Top 10
- 29.2%
- Largest holding
- 4.7%
- Effective holdings
- 62.0
ICICI Bank Ltd
Financial
4.7%
GE T&D India Ltd
Industrials
3.6%
HDFC Bank Ltd
Financial
3.0%
Karur Vysya Bank Ltd
Financial
2.8%
CG Power & Industrial Solutions Ltd
Industrials
2.8%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
BARODA BNP PARIBAS AGGRESSIVE HYBRID FUND
Baroda BNP Paribas Mutual Fund
- 1Y
- -3.1%
- 3Y
- +10.7%
- Vol
- 10.0%
- Max DD
- -12.9%
- Sharpe
- 0.54
- 3Y win
- +92%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
BANK OF INDIA AGGRESSIVE HYBRID FUND
Bank of India Mutual Fund
- 1Y
- +8.2%
- 3Y
- +16.0%
- Vol
- 14.3%
- Max DD
- -36.6%
- Sharpe
- 0.70
- 3Y win
- +76%
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Canara Robeco Aggressive Hybrid Fund
Canara Robeco Mutual Fund
- 1Y
- -3.1%
- 3Y
- +11.0%
- Vol
- 11.7%
- Max DD
- -25.7%
- Sharpe
- 0.66
- 3Y win
- +49%
- Lower volatility
- Lower TER
Caveat: Deeper drawdown · Lower trailing returns
Invesco India Aggressive Hybrid Fund
Invesco Mutual Fund
- 1Y
- -8.1%
- 3Y
- +10.8%
- Vol
- 12.3%
- Max DD
- -28.4%
- Sharpe
- 0.44
- 3Y win
- +45%
- Lower volatility
- Lower TER
Caveat: Deeper drawdown · Lower trailing returns
Mahindra Manulife Aggressive Hybrid Fund
Mahindra Manulife Mutual Fund
- 1Y
- -8.4%
- 3Y
- +10.8%
- Vol
- 12.2%
- Max DD
- -25.4%
- Sharpe
- 0.79
- 3Y win
- +100%
- Lower volatility
- Lower TER
Caveat: Deeper drawdown · Lower trailing returns