HealthyDirect · GrowthFit for a long SIP
BARODA BNP PARIBAS AGGRESSIVE HYBRID FUND
Baroda BNP Paribas Mutual FundHybrid Schemes - Aggressive Hybrid Fund4.6 years
The Scheme seeks to generate income and capital appreciation by investing in a diversified portfolio of equity and equity related instruments and fixed income instruments.
- NAV
- 31.4271
- 29 Oct 2026
- 1Y
- -3.1%
- Trailing CAGR
- AUM
- ₹1,197.19 Cr
- 30 Sept 2026
- Volatility
- Medium
- 10.0% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
In three lines
Fits if · The fund beat the category median in 92% of rolling 3-year windows.
Fits if · Three-year return is above the category median.
Buy checklist
History depth
Watch
4.6 years - usable, still building a track record.
Engine status
Pass
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Expense ratio
Pass
0.68% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -12.9%. Ask whether you can hold through a similar fall.
Vs category
Pass
92% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Watch
Prashant R Pimple · 0.1 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 34.9% of the portfolio.
Evidence supports a shortlist - confirm with peers before you buy elsewhere.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 13%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
If you start a SIP here, diary a 90-day check and an annual review - don’t react to every NAV print.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-3.1%
- 3Y+10.7%
- 5Yn/a
- 10Yn/a
- SI+11.2%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-3.5%
- 3Y+2.9%
- 5Yn/a
- 10Yn/a
- Since inception
- +11.2%
- Calendar-day CAGR
- Excess 1Y
- +2.1%
- Category median, same plan and option
- 3Y win rate
- +92%
- Windows beating the median
- 3Y percentile
- 60
- Vs comparable share classes
- SIP 3Y XIRR
- +2.9%
- Simulated monthly SIP
- Worst rolling 3Y
- +9.7%
- 401 daily-ending windows
- Median rolling 3Y
- +15.5%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -12.9%
- Worst peak-to-trough
- Current
- -5.4%
- Below last peak
- Current spell
- 80 days
- Days below latest peak
- Time below peak
- +85%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 14 days
- 56 recovered episodes
- Longest recovery
- 254 days
- Trough to prior peak
26 Sept 2024 – 12 Nov 2025
Trough 3 Mar 2025 · recovered in 254 days
-12.9%
4 Apr 2022 – 16 Aug 2022
Trough 20 Jun 2022 · recovered in 57 days
-11.0%
2 Jan 2026 – 3 Aug 2026
Trough 30 Mar 2026 · recovered in 126 days
-9.9%
10 Aug 2026 – open
Trough 23 Oct 2026 · not recovered
-7.0%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
60
Vs category
63
Consistency
75
Risk-adjusted
52
Drawdown
68
Mean
64
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Healthy
Buying stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 92% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Portfolio
30 Sept 2026 · 92 holdings · top 10 are 34.9%.
- Top 5
- 22.8%
- Top 10
- 34.9%
- Largest holding
- 5.0%
- Effective holdings
- 50.2
ICICI Bank Ltd
Financial
5.0%
Others CBLO
Unspecified
4.8%
HDFC Bank Ltd
Financial
4.7%
Hitachi Energy India Ltd
Industrials
4.2%
Reliance Industries Ltd
Energy & Utilities
4.0%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
21 Oct 2026
DECISION
Status moved from MONITOR to HEALTHY.
15 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
HSBC Aggressive Hybrid Fund
HSBC Mutual Fund
- 1Y
- +0.5%
- 3Y
- +13.0%
- Vol
- 12.5%
- Max DD
- -19.6%
- Sharpe
- 0.58
- 3Y win
- +100%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown · Higher TER
ICICI Prudential Aggressive Hybrid Fund
ICICI Prudential Mutual Fund
- 1Y
- -5.1%
- 3Y
- +12.4%
- Vol
- 11.9%
- Max DD
- -30.7%
- Sharpe
- 0.84
- 3Y win
- +95%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown · Higher TER
Mahindra Manulife Aggressive Hybrid Fund
Mahindra Manulife Mutual Fund
- 1Y
- -8.4%
- 3Y
- +10.8%
- Vol
- 12.2%
- Max DD
- -25.4%
- Sharpe
- 0.79
- 3Y win
- +100%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown · Higher TER
Mirae Asset Aggressive Hybrid Fund
Mirae Asset Mutual Fund
- 1Y
- -1.5%
- 3Y
- +11.3%
- Vol
- 12.2%
- Max DD
- -29.0%
- Sharpe
- 0.58
- 3Y win
- +70%
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
BANK OF INDIA AGGRESSIVE HYBRID FUND
Bank of India Mutual Fund
- 1Y
- +8.2%
- 3Y
- +16.0%
- Vol
- 14.3%
- Max DD
- -36.6%
- Sharpe
- 0.70
- 3Y win
- +76%
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown · Higher TER