MonitorDirect · GrowthWatch before adding
JM Aggressive Hybrid Fund
JM Financial Mutual FundHybrid Schemes - Aggressive Hybrid Fund13.8 years
- NAV
- 134.6935
- 29 Oct 2026
- 1Y
- -4.9%
- Trailing CAGR
- AUM
- ₹653.52 Cr
- 30 Sept 2026
- Volatility
- Medium
- 14.1% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · Three-year return is above the category median.
Fits if · Risk-adjusted return sits above the documented risk-free proxy.
Prefer peers if · Prefer HSBC Aggressive Hybrid Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
13.8 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
1.16% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Watch
Peak-to-trough -36.6%. Ask whether you can hold through a similar fall.
Vs category
Watch
46% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 25.9% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 37%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-4.9%
- 3Y+12.0%
- 5Y+12.2%
- 10Y+12.6%
- SI+12.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-0.3%
- 3Y+2.2%
- 5Y+11.0%
- 10Y+14.0%
- Since inception
- +12.9%
- Calendar-day CAGR
- Excess 1Y
- -1.0%
- Category median, same plan and option
- 3Y win rate
- +46%
- Windows beating the median
- 3Y percentile
- 80
- Vs comparable share classes
- SIP 3Y XIRR
- +2.2%
- Simulated monthly SIP
- Worst rolling 3Y
- -9.1%
- 2658 daily-ending windows
- Median rolling 3Y
- +14.6%
- Calendar-day CAGR
- Positive rolling 5Y
- +98%
- 2160 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -36.6%
- Worst peak-to-trough
- Current
- -8.5%
- Below last peak
- Current spell
- 766 days
- Days below latest peak
- Time below peak
- +87%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 12 days
- 152 recovered episodes
- Longest recovery
- 214 days
- Trough to prior peak
3 Jun 2019 – 23 Oct 2020
Trough 23 Mar 2020 · recovered in 214 days
-36.6%
23 Sept 2024 – open
Trough 30 Mar 2026 · not recovered
-17.0%
18 Oct 2021 – 1 Nov 2022
Trough 20 Jun 2022 · recovered in 134 days
-15.2%
13 Apr 2015 – 12 Jul 2016
Trough 25 Feb 2016 · recovered in 138 days
-14.1%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
80
Vs category
44
Consistency
43
Risk-adjusted
52
Drawdown
9
Mean
46
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Maximum drawdown exceeded 35%.
Supporting reads
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
Portfolio
30 Sept 2026 · 83 holdings · top 10 are 25.9%.
- Top 5
- 14.8%
- Top 10
- 25.9%
- Largest holding
- 3.8%
- Effective holdings
- 60.9
One 97 Communications Ltd
Industrials
3.8%
Zomato Ltd
Technology
2.9%
Bharti Airtel Ltd
Technology
2.7%
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100
Entities
2.7%
Bajaj Finance Ltd
Financial
2.6%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
HSBC Aggressive Hybrid Fund
HSBC Mutual Fund
- 1Y
- +0.5%
- 3Y
- +13.0%
- Vol
- 12.5%
- Max DD
- -19.6%
- Sharpe
- 0.58
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
ICICI Prudential Aggressive Hybrid Fund
ICICI Prudential Mutual Fund
- 1Y
- -5.1%
- 3Y
- +12.4%
- Vol
- 11.9%
- Max DD
- -30.7%
- Sharpe
- 0.84
- 3Y win
- +95%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
BARODA BNP PARIBAS AGGRESSIVE HYBRID FUND
Baroda BNP Paribas Mutual Fund
- 1Y
- -3.1%
- 3Y
- +10.7%
- Vol
- 10.0%
- Max DD
- -12.9%
- Sharpe
- 0.54
- 3Y win
- +92%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns
Canara Robeco Aggressive Hybrid Fund
Canara Robeco Mutual Fund
- 1Y
- -3.1%
- 3Y
- +11.0%
- Vol
- 11.7%
- Max DD
- -25.7%
- Sharpe
- 0.66
- 3Y win
- +49%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns
Mahindra Manulife Aggressive Hybrid Fund
Mahindra Manulife Mutual Fund
- 1Y
- -8.4%
- 3Y
- +10.8%
- Vol
- 12.2%
- Max DD
- -25.4%
- Sharpe
- 0.79
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns